Better Credit Blog

FEBRUARY 18, 2021

Have you missed a few payments on one or more of your bills? You may start getting calls from a debt collector. Failing to pay your bills will cause the debt to move to collections. This means that your original creditor has officially handed the account over to a collection agency that will hound you for payments.

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Nexa Collect

JULY 1, 2020

Why Is Good Credit Necessary? One such convention is our credit score and history which substantiates our personal financial viability and helps us access funds for our plans in life. They arose out of a need to determine the average American’s chances and eligibility for credit, and their financial well-being. In the U.S.

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Better Credit Blog

NOVEMBER 3, 2020

Have you been receiving threatening calls and letters from a company called Advanced Collection Services? You likely have an old debt hanging over your head that they are trying to collect payment on. The problem is that sometimes they get information wrong and try to collect the wrong amount or from the wrong person.

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Credit Corp

SEPTEMBER 13, 2021

Becoming an authorized user is a common tip for individuals trying to build their credit. How do authorized users affect you and your credit scores? As long as you’re making payments on time and neither of you run up a lot of debt, you shouldn’t see much effect on your credit reports. In this piece.

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Better Credit Blog

APRIL 1, 2022

A good credit score allows you to get better rates on car or mortgage loans just to name a few. If you fall into hard times, the inability to pay off your credit card bills or student loans can result in your debts being transferred to a debt collection agency. Table of Contents: Know Your Rights with Transworld.

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Better Credit Blog

APRIL 1, 2022

To remove Capital One Collections from your credit report, you first need to know who currently owns the debt. In other words, has Capital One sold your unpaid credit card debt to another collection agency, or is the debt still with Capital One? Pay to Delete the Capital One Collections.

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Credit Corp

MAY 3, 2023

According to the Federal Trade Commission , around 25% of people have errors on their report that could affect their credit score. There’s a one in four chance that errors on your report are dragging your score down unfairly—which can end up costing you thousands of dollars. Here are some common ones: Mixed files.

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Credit Corp

FEBRUARY 9, 2024

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. From here, merchants can decide if they want to dispute the chargeback or not. Many people dispute credit card charges for services not rendered.

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Better Credit Blog

APRIL 1, 2022

Whether you’ve seen this name on your phone, in a letter, or on your credit report, you might be wondering how to proceed. The longer you avoid a debt collection agency like Credence, the more damage the agency can do to your credit score. How They Work. Your Consumer Rights.

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Better Credit Blog

SEPTEMBER 9, 2020

If you have been contacted by Sunrise Credit Services, you are probably being pursued for an old debt. Sunrise Credit Services is a debt collector that has been hired by your old creditor to collect payment on your debt. They may also have purchased the debt to profit off your payments.

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Taurus Collect

JANUARY 2, 2023

Collections have a negative effect on your credit score. If you fail to pay back your creditor or lender or miss out on instalments regularly, they may resort to a debt collection agency or sell your account to a debt buyer. A collection account and a charge-off are two different things.

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Credit Corp

JUNE 14, 2023

So, when do you know that you have a late car payment on your hands? We’ll break down when a car payment is late, as well as other common loans, so you’ll be prepared to pay your loans on time. In This Piece: How Late Can You Be on a Car Payment? In This Piece: How Late Can You Be on a Car Payment? And what do you do?

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Credit Corp

JUNE 2, 2021

If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your credit—and the odds are not in your favor. In This Piece.

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Better Credit Blog

FEBRUARY 15, 2021

Are collections accounts weighing heavily on your credit report? While missing a payment on one of your accounts might seem like a minor offense, it can have major consequences on your credit. As long as the collections entry stays on your report, it’s hurting your score.

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Credit Corp

JULY 10, 2023

A good credit score is a necessity. Learn how to start improving your score and achieving your goals. Check the Accuracy of Your Credit Reports The first step in improving your credit score is to be aware of what’s on your credit history.

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PDC Flow

JULY 19, 2023

But how do you know if sales are good enough to keep your company profitable? There are many different financial reports organizations use to track performance. Profit and loss (P&L) statements are a type of report that tracks financial activity in a business for a specific period of time. B2B payments may also apply.

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Better Credit Blog

APRIL 4, 2022

I’ve been preaching about the dangers of debt collectors for years and get countless emails from readers who end up in trouble by answering the phone when a debt collector calls. So, how should you deal with debt collectors? How To Deal With Debt Collectors In 5 Steps. Tell Them You Know Your Rights Under Federal Law.

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Credit Corp

JANUARY 21, 2021

A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Can you sue a company for sending you to collections for money you didn’t owe? Credit law can be complex. It happens.

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Better Credit Blog

SEPTEMBER 11, 2020

If a company called EOS CCA is on your missed calls list, it means that they are pursuing you for an old debt. They have also likely opened a collections account on your credit report. A collections account can damage your credit score for up to seven years – even if you pay off the debt.

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Better Credit Blog

SEPTEMBER 30, 2020

If you forget to pay a bill, the original creditor may move the debt to collections. This means that you may start to get phone calls from a debt collector like AAA Collections, harassing you to repay the debt. That is why it’s important to have the entry removed from your report before it can cause serious damage to your score.

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Better Credit Blog

OCTOBER 2, 2020

Have you noticed a company called Aargon Agency Inc shows up on your credit report? While calls from debt collectors are annoying, they are the least of your worries. Being pursued by Aargon Agency Inc will be accompanied by a collection account on your credit report and a drop in your credit score.

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Credit Corp

JUNE 14, 2020

It’s debt that’s already dead and shouldn’t be living on your credit report. But for whatever reason, it’s risen from the grave and chasing you down. Find out what you need to know about zombie debt and how to deal with it. How Does Zombie Debt Happen? Zombie Debts and Judgments.

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Better Credit Blog

SEPTEMBER 30, 2020

If you’ve noticed an entry from AFS Acceptance show up on your credit report, you are likely being pursued for an unsettled debt. AFS Acceptance is a debt collection company that pursues people for payments on outstanding debts. Steps to Remove AFS Acceptance from Your Credit Report.

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Better Credit Blog

SEPTEMBER 18, 2020

If you have heard from CACH LLC recently, they are likely pursuing you for an old debt. This means that they have either been hired by your old creditor or have acquired the debt from them to profit on your payments. This can mean trouble for your credit score. This can mean trouble for your credit score.

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Better Credit Blog

AUGUST 7, 2020

Having a collection account on your credit report for an unpaid debt can damage your credit score for up to seven years, even after you pay it. This can impact your ability to qualify for loans or apply for credit cards. How to Remove Professional Finance Company From Your Credit.

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Better Credit Blog

AUGUST 21, 2020

If you have failed to pay a bill, you may begin to hear from a collection agency known as Radius Global Solutions. This means that Radius Global Solutions has acquired your debt from the original creditor and has opened a collection account on your credit report. Verify the Debt.

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Better Credit Blog

MARCH 1, 2021

Is Bank of America bringing down your credit score? If your credit report is displaying a collections account for Bank of America, it’s probably because you missed a payment somewhere down the line. How you should respond to a collections entry from Bank of American depends on several factors.

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Better Credit Blog

MARCH 1, 2021

Is Bank of America bringing down your credit score? If your credit report is displaying a collections account for Bank of America, it’s probably because you missed a payment somewhere down the line. How you should respond to a collections entry from Bank of American depends on several factors.

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Banks Collections Debt collector Collection Agencies 52

Better Credit Blog

SEPTEMBER 8, 2020

If you owe an old landlord money on your rent, you may begin to hear from a debt collector called National Credit Systems. National Credit Systems is a third-party debt collector that has been hired on behalf of the original creditor to collect the debt from you. What is National Credit Systems?

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Debt collector Third-party Debt Collectors Collection Agencies Collections Agency 52

Better Credit Blog

NOVEMBER 2, 2020

Have you failed to make payments on a debt that’s hanging over your head? Then you may start to hear from a company called Action Financial Services. Action Financial Services is a debt collection agency that may have been hired by the original owner of your debt. What is Action Financial Services? Negotiate a Settlement.

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Better Credit Blog

APRIL 20, 2022

For most of us, working hard to achieve and maintain a good credit score is an inescapable part of modern life. Checking the credit reports of potential employees (with their permission) is an established practice for businesses. Here, we’ll focus on how to file a dispute with TransUnion. . Ads by Money.

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Better Credit Blog

SEPTEMBER 4, 2020

If you have forgotten to pay a bill, you may begin to hear from a debt collector called TrueAccord. They will appear on your credit report as a collection agency, and this entry can cause problems for your credit score. However, it is possible to get them removed before the seven years are up.

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Better Credit Blog

MAY 2, 2022

My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving my credit score. Table of Contents: FICO Credit Score Ranges.

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Better Credit Blog

NOVEMBER 24, 2020

If you have had an overdue bill move to collections, you may begin hearing from a company called ACS Inc. ACS Inc is a collection agency that works with lenders and creditors to recover payments on defaulted loans or unpaid bills. Having ACS Inc on your credit report is bad for a number of reasons.

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Better Credit Blog

AUGUST 31, 2020

If you have an old debt hanging over your head, you may begin to hear from a debt collector called Covington Credit. Covington Credit is a third-party collector that collects payments from you on behalf of the original creditor or as the now-owner of the debt. What is Covington Credit? Pay for Delete.

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Better Credit Blog

AUGUST 22, 2020

If you have a debt that you haven’t paid yet, you may have heard from a debt collector called CCS Offices. CCS Offices is a company that collects debts on behalf of original creditor. They do this by either purchasing the debt or collecting the payments and taking a portion for themselves. What is CCS Offices?

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Better Credit Blog

APRIL 6, 2022

If you’re ready to tackle improving your credit, a credit repair service can help save you time, energy, and a whole lot of hassle. Credit repair companies challenge items on your credit report that are inaccurate, incomplete, or unverifiable. Compare the Top 5 Credit Repair Companies.

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