Sat.Apr 26, 2025 - Fri.May 02, 2025

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Survey: 9 in 10 Americans with Medical Debt Believe It Shouldn’t Impact Credit Scores

Account Recovery

Put on your surprised faces … a new survey from Debt.com highlights growing concern among U.S. consumers about the impact of medical debt on their credit reports, with 9 in 10 Americans agreeing that medical debt should not appear on credit reports. This opinion comes just months after the Consumer Financial Protection Bureau implemented a rule to remove medical debt from credit reports.

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Q1 Industry Insights: Started Strong, But “Considerable Turbulence” Leaves Consumers on Edge

True Accord

What do canceled hair appointments and increased lipstick and beer sales have in common? These untraditional indicators, among other discretionary expenditure trends, often show consumer sentiments around finances well before a recession hits. Coming out of 2024, the average U.S. household owed $11,303 on credit cards, and while credit card charge-off rates and delinquencies both declined slightly, experts are not declaring a definitive turnaround given the ongoing economic uncertainties and hig

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The Real Cost of Doing Nothing

Burt and Associates

Why Professional Debt Collection Matters: The Real Cost of Doing Nothing Many businesses hesitate to escalate when clients dont pay, but inaction can be far more expensive than most realize. Every business owner needs to know how to collect commercial debt correctly. Table of Contents The Hidden Impact of Unpaid Invoices The Myth of the ‘Quick Fix’ Smart Steps to Recover Business Debt Why Work with Burt and Associates?

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Why Would My Debt Collection Lawyer Convey a Low Offer?

FFGN COLLECT NY

Wondering why your lawyer would convey a debtors low offer? Doesnt your debt collection lawyer have your best interests in mind? There are times when an offer is downright insulting. I hate to relay low-ball offers. In a recent case, I shared an offer with my client that was so low that they asked if I was working for the other side. Knowing the offer was paltry, why did I share it?

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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Daily Digest – April 28. Appeals Court Reverses Ruling in FCRA, RFDCPA Case; CFPB Roundup

Account Recovery

Appeals Court Reverses Ruling in FCRA, RFDCPA Case CFPB Roundup Survey: 9 in 10 Americans with Medical Debt Believe It Shouldnt Impact Credit Scores Compliance Digest April 28 WORTH NOTING:Members of Generation Z might be using technology better than other generations when driving, but they are more likely to do some other bad things while behind the wheel … Did you know there is a difference between unscented and fragrance-free?

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New Survey: 93% of Companies See Revenue Loss from Late Payments—Some Lose Over 10%

The Kaplan Group

In todays tight economy, one of the biggest threats to growth is slow paymentnot just losing customers or market share. An exclusive new 2025 survey from The Kaplan Group reveals the significant revenue and cash flow risks businesses face from delayed paymentsparticularly for mid-sized firms and industries like SaaS, healthcare, and professional services.

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Security, Scalability, Sustainability: CreditManager migrated to Microsoft Azure 

On Guard

Imagine you log in to CreditManager , expecting your usual routine. But somethings different: even faster response times and drastically reduced import times. You didnt change anything, but behind the scenes, a major shift has taken place! In late March, we completed the migration of CreditManager from our private cloud setup to Microsoft Azure. Test, Acceptance and Production environments are now all running on Azure.

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FCC Takes Steps to Close Robocall Loophole

Account Recovery

The Federal Communications Commission yesterday took another step in its ongoing battle against illegal robocalls by moving to address the non-IP network loophole, which has allowed robocallers to bypass authentication tools that protect consumers. Why it matters: Robocalls continue to burden consumers, draining millions from the economy annually due to fraud and wasted time.

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WARNING: These 7 Debt Collection Myths Are Silently Killing Your Profits

JMA

WARNING: These 7 Debt Collection Myths Are Silently Killing Your Profits Is your business bleeding money because of unpaid invoices? You’re not alone. Every year, small businesses across the country lose thousandssometimes tens of thousandsdue to clients who don’t pay on time, or at all. But here’s the kicker: Much of this financial bleeding is.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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Collecting judgments in Massachusetts: How we turn your judgments into payments

Collections Law

At the Law Offices of Alan M. Cohen & Associates LLC, our lawyers have dedicated their careers to commercial debt collection for businesses in Massachusetts. Our commercial collections lawyers are aggressive in their efforts, relentless in their strategies and ethical in their practices. With over 60 years of combined experience, our attorneys are committed to fighting for your right to get paid.

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Barron & Newburger’s Latest Risk Management Guidance

BN Lawyers

Heres the latest risk management guidance, published in March 2025, from B&Ns Attorneys Risk Management practice group. BN – Tip of the Month – Be Cautious When Seeking to Withdraw: Confidentiality Still Applies – March 2025 The post Barron & Newburger’s Latest Risk Management Guidance appeared first on Barron & Newburger, P.C.

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Patient Access and Healthcare Costs: A Growing Divide

Account Recovery

What You Need to Know: The Cost of Healthcare: A Key Friction Point Whats happening:Cost remains a significant barrier for many patients, with 60% of them struggling to afford their care. 29% report a worsening ability to pay for healthcare compared to the previous year. This is exacerbated by 51% of patients who say they dont fully understand their insurance coverage or the costs involved before receiving care.

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Should You Focus on Debt Collection or Cash Flow? (The Answer Will Surprise You)

JMA

Should You Focus on Debt Collection or Cash Flow? (The Answer Will Surprise You) Ever stared at your aging receivables report and felt that knot in your stomach tighten? You’re not alone. For small business owners across Australia, the question burns hotter than ever: “Should I drop everything to chase these overdue invoices, or invest. Read more » The post Should You Focus on Debt Collection or Cash Flow?

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

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Choosing Your First Credit Card

Credit Corp

Opening your first credit card is a major financial milestoneand an important step toward building your credit profile. For many of us, credit cards can seem overwhelming at first. With so many offers, fine print, and flashy perks, it’s not always easy to figure out which card is the right fit for your lifestyle and goals. If youre ready to take the leap, here are the key things to consider when choosing your first cardwithout getting lost in the jargon. 1.

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Tenth Circuit Finds That Invitations to Town Halls Regarding Covid-19 Triggered the TCPA’s Emergency Purposes Exception; Declines to Determine Whether a Municipality is a “Person” Under the TCPA

TCPA

In a case analyzing whether invitations to town hall meetings regarding COVID-19 were exempted from liability by the TCPAs emergency purposes exception, the Tenth Circuit declined to address whether a municipality is a person under the TCPA. The case, Silver v. City of Albuquerque, — F. 4th —, 2025 WL 1173558 (10th Cir.

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Appeals Court Reverses Ruling in FCRA, RFDCPA Case

Account Recovery

The Court of Appeals for the Ninth Circuit has reversed a ruling in a Fair Credit Reporting Act and Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) case over whether information that was furnished to the credit reporting agencies was accurate enough. This decision comes after a lawsuit was filed by the plaintiff over inaccurate loan reporting.

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Compliance Digest – April 28

Account Recovery

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management Turnkey Speech Analytics. And Our New BLG360 Program Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

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Operational Strength Starts with People: The New Rules of Finance Leadership

Speaker: Melissa Hurrington

What’s holding finance teams back isn’t just process inefficiency. It’s culture gaps, reactive mindsets, and missed opportunities to lead real change. In an era of disruption, finance leaders can no longer afford to operate on autopilot and the most resilient teams aren’t just efficient—they’re connected, talent driven, and culture-focused. Join Melissa Hurrington for an exploration into how finance leaders can evolve beyond process and numbers to create adaptive, people-powered teams that thriv

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Collection Operation Facing FDCPA Class Action for Failing to Provide Dispute Instructions in Letter

Account Recovery

EDITORS NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call (855) WEB-RECON or email admin@webrecon.net today!

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23 Companies Seeking Collection Talent

Account Recovery

During this, The Great Resignation Era, I thought it would be helpful to start a regular posting of different jobs within the accounts receivable management industry that I have found online. Please make sure to do your own due diligence before applying for a position included here or accepting any offers. This is merely meant to be a service to aggregate industry job opportunities into one convenient location.

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Court Denies Motion to Dismiss in FCRA Case Over Disputed Credit Reporting

Account Recovery

A District Court judge in Kentucky has denied a defendant’s motions to dismiss and for summary judgment in a Fair Credit Reporting Act case over the accuracy of information that was furnished to the credit reporting agencies. The case stems from allegations that inaccurate information was reported as past due and included in a bankruptcy filing, even though the account was neither past due nor involved in the bankruptcy.

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GAO Investigating CFPB’s Recent Actions Amid Staff Reductions

Account Recovery

The Government Accountability Office (GAO) has confirmed it will investigate recent actions taken by the Consumer Financial Protection Bureau under the direction of Acting Director Russell Vought. The inquiry comes after Democratic senators, including Elizabeth Warren [D-Mass.] and Andy Kim [D-N.J.], requested the GAO examine the impact of significant workforce reductions and other moves that could undermine the CFPBs ability to enforce consumer protection laws.

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How to Achieve High-Accuracy Results When Using LLMs

Speaker: Ben Epstein, Stealth Founder & CTO | Tony Karrer, Founder & CTO, Aggregage

When tasked with building a fundamentally new product line with deeper insights than previously achievable for a high-value client, Ben Epstein and his team faced a significant challenge: how to harness LLMs to produce consistent, high-accuracy outputs at scale. In this new session, Ben will share how he and his team engineered a system (based on proven software engineering approaches) that employs reproducible test variations (via temperature 0 and fixed seeds), and enables non-LLM evaluation m

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House Republicans Propose Major Funding Cuts to CFPB

Account Recovery

House Republicans are advancing a proposal to significantly reduce the funding of the Consumer Financial Protection Bureau. Under the proposal, the agencys annual funding would be slashed by 70%, from its current cap of $823 million to just $249 million, according to a published report. This dramatic cut could undermine the CFPBs ability to effectively oversee financial services companies and protect consumers from predatory practices.

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Daily Digest – April 30. Court Denies Motion to Dismiss in FCRA Case Over Disputed Credit Reporting; GAO Investigating CFPB

Account Recovery

Court Denies Motion to Dismiss in FCRA Case Over Disputed Credit Reporting GAO Investigating CFPBs Recent Actions Amid Staff Reductions House Republicans Propose Major Funding Cuts to CFPB 23 Companies Seeking Collection Talent WORTH NOTING:The cliche is true — people hate being asked by friends to help them move … A lot of people want to know if they are in the early stages of Alzheimer’s … UPS is laying off 20,000 employees and closing 73 different locations across the

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CFPB Roundup

Account Recovery

While the future of how the Consumer Financial Protection Bureau will look and feel is being determined in court, the current leadership of the Bureau continues to make news. Here is a roundup of what the Bureau has been up to, including backing away from enforcement actions, and proposed settlements, and a preview of what is sure to be an interesting court hearing that start tomorrow.

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Lexington Law Firm Credit Repair Review [2025]

Credit Corp

Quick Answer: Lexington Law Firm is the largest credit repair law firm and has a history of success extending over 20 years. Lexington Law Firm is a credit repair firm that offers services to help you repair your credit if there is information that is inaccurately or unfairly listed on your credit reports. Lexington Law Firm helps by challenging errors on your behalf (and with your express guidance and permission) with the credit bureaus or with the entities that reported the information, like l

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How To Break Digital Transformation Barriers And Accelerate AI Adoption

Speaker: Anna Tiomina, MBA

AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?