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Chapter 13 bankruptcy Related Topics 
Sawin & Shea
FEBRUARY 9, 2022
Filing for chapter 13 bankruptcy can seem like a daunting task, but it’s often the right move for those who are facing foreclosure, repossession, or have exorbitant debts. Your Credit During Chapter 13 Bankruptcy.
Sawin & Shea
JUNE 14, 2022
Most people enter into bankruptcy because they are experiencing financial hardship. Unfortunately, paying off your Chapter 13 bankruptcy early can have consequences and might not even be possible. Chapter 13 Bankruptcy and Disposable Income.
Sawin & Shea
JULY 14, 2021
It’s no surprise then that thousands of individuals with student loan debt end up turning to bankruptcy for help. Though filing for bankruptcy may seem scary, there are many ways that it can help those drowning in debt get back on track. How Does Student Loans Bankruptcy Work?
Sawin & Shea
MAY 5, 2021
Filing for Chapter 7 or Chapter 13 Bankruptcy: Chapter 7 will wipe out (discharge) your medical debt along with other unsecured debt, but you must have low enough income to pass the means test in order to qualify for it. Chapter 13 bankruptcy is discussed below.
Roths Child Law
NOVEMBER 16, 2022
People who have too much debt and can’t make payments often declare bankruptcy to help relieve them of their financial obligations. Here’s what you should know: What is Chapter 7 bankruptcy? What is Chapter 13 bankruptcy?
Sawin & Shea
OCTOBER 13, 2021
Chapter 13 bankruptcy offers the option of lien stripping. If you’re filing or considering filing for Chapter 13, you need to be aware of the process and advantages of lien stripping. It is not now available in Chapter 7 liquidation cases.
Roths Child Law
AUGUST 1, 2022
You may consider filing for bankruptcy if you’re in that spot. Some people will file Chapter 13 bankruptcy, which is informally known as a wage earner’s bankruptcy. . Many of those debts will be discharged once you’re done with the bankruptcy case.
Sawin & Shea
JULY 15, 2020
When you’re considering Chapter 13 bankruptcy, you’re also wondering how much of your debt you’d be obligated to pay back. Let’s take a look at a debtor’s obligations under Chapter 13 bankruptcy. What Is A Chapter 13 Bankruptcy Plan?
Luftman, Heck & Associates.
NOVEMBER 20, 2020
Chapter 13 bankruptcy can help consolidate your debt so you can repay it, usually over 3 to 5 years. The post Why Car Insurance is Important During Chapter 13 Bankruptcy appeared first on Cleveland Ohio Bankruptcy Attorneys. Bankruptcy Chapter 13
Roths Child Law
AUGUST 11, 2022
When you file for Chapter 13 bankruptcy, you will create a repayment plan for your debts. Not all debts are the same or treated equally in a Chapter 13 bankruptcy. Chapter 13 means test is what determines the structure of your repayment plan.
Roths Child Law
JANUARY 13, 2022
However, you can get rid of the financial and emotional pressure of being a debtor by filing for Chapter 7 or Chapter 13 bankruptcy. Both Chapters can help you start anew and discharge your debts, but they work differently. Chapter 13 doesn’t work the same way.
Roths Child Law
DECEMBER 28, 2021
When you file for a Chapter 13 bankruptcy in Nashville, you likely will not receive a discharge until the completion of your repayment plan. Since Chapter 13 lasts for three to five years, one or more financial circumstances may arise to interfere with your repayment plan.
Luftman, Heck & Associates.
MAY 15, 2020
After filing for Chapter 13 bankruptcy, you give up a lot of financial control to your bankruptcy trustee. Even though you keep possession of your property, like a home, it becomes part of your Chapter 13 bankruptcy estate.
Sawin & Shea
AUGUST 24, 2022
Declaring bankruptcy can be incredibly daunting, but sometimes it’s the best option for moving forward to financial freedom. If you’re at risk of losing your home, Chapter 13 bankruptcy could be your best option. What Is Chapter 13 Bankruptcy?
Sawin & Shea
SEPTEMBER 14, 2022
When filing Chapter 7 or Chapter 13 bankruptcy, it’s critical to understand the difference between consumer debt and non-consumer debt. If you’re considering filing Chapter 7 or Chapter 13 bankruptcy, consider enlisting the help of skilled bankruptcy attorneys.
Sawin & Shea
SEPTEMBER 21, 2022
Filing for Chapter 13 bankruptcy can be both challenging and stressful. One common question that filers have regarding the Chapter 13 process involves income increases and whether they affect payment plans. What If My Income Increases During Chapter 13 Bankruptcy?
Sawin & Shea
SEPTEMBER 7, 2022
Many people hold misconceptions about filing for bankruptcy. Perhaps the most common misconception is the notion that filing for bankruptcy means that you lose all of your wealth and possessions. What Will I Lose When Filing for Bankruptcy? Other Indiana Bankruptcy Exemptions.
Sawin & Shea
JULY 8, 2020
Chapter 13 bankruptcy can wipe out most kinds of debts and leave you with a much brighter financial picture. But Chapter 13 can’t discharge all types of debt you’ve taken on. Which Debts Can Be Discharged By Chapter 13 Bankruptcy?
Sawin & Shea
AUGUST 31, 2022
However, these negative impacts are not inevitable; you do have the option to take steps to either eliminate your medical debt or to make manageable payments towards it by filing for Chapter 7 or Chapter 13 bankruptcy.
Sawin & Shea
AUGUST 2, 2022
No matter who you are, bankruptcy can be an incredibly stressful process—but it doesn’t have to be. One question we get a lot from many of our clients when they are filing for bankruptcy or have already filed is, “Can I convert Chapter 13 to Chapter 7?” .
Sawin & Shea
AUGUST 17, 2022
There are two primary types of bankruptcies that a person might file when struggling to pay their debts: Chapter 7 and Chapter 13. In a Chapter 13 bankruptcy , the debtor agrees to a payment plan instead of having their property taken to pay creditors.
Sawin & Shea
AUGUST 9, 2022
Bankruptcy can be an overwhelming and challenging process. Understandably, this can make dealing with a bankruptcy seem impossible. However, as overwhelming as it all may seem, bankruptcy is often the best choice for many people, especially those who are struggling with crushing debt.
Sawin & Shea
MARCH 15, 2022
Filing for bankruptcy is an important step for many individuals looking to overcome debts. Your investment real estate’s outcome depends entirely on whether you file for Chapter 7 or Chapter 13 bankruptcy. Investment Real Estate in Chapter 7 Bankruptcy.
Sawin & Shea
JULY 6, 2022
A common question we receive from those considering bankruptcy is how it impacts personal guarantees. If you’re considering filing for bankruptcy, you need to consult with a bankruptcy attorney before signing a personal guarantee. Does a Personal Guarantee Survive Bankruptcy?
Sawin & Shea
JUNE 22, 2022
Since 1991, the number of retirees filing for bankruptcy has tripled , with 12.2% of all bankruptcies being filed by people 65 and older. However, though bankruptcy can be a good option, it is not always the best option, especially if you are retired.
Sawin & Shea
SEPTEMBER 28, 2022
The stress leading up to a declaration of bankruptcy can be intense. You may also worry that your bankruptcy will become public knowledge and affect other aspects of your life. Let’s begin by discussing the ramifications of bankruptcy on your current employment. Bankruptcy Code.
Sawin & Shea
DECEMBER 29, 2021
The bankruptcy process involves looking at your assets. In a Chapter 7, or liquidation bankruptcy, some of your property may not be protected, and you could lose it. Most Chapter 7 filings are what we call a “no asset” case. Understanding Indiana Bankruptcy Exemptions.
Sawin & Shea
MARCH 9, 2022
When facing bankruptcy, many wonder how much debt is needed to file bankruptcy. There is no minimum amount of debt you need in order to file for bankruptcy, but there are other critical factors you need to take into consideration before filing under Chapter 7 or Chapter 13.
Sawin & Shea
MARCH 2, 2021
Considering Chapter 13 bankruptcy? Chapter 13 bankruptcy takes a bit longer than Chapter 7, but it may be the best plan for you. Let’s look at the factors that determine how long a bankruptcy takes so you can get an idea of your bankruptcy’s timeframe.
Debt Free Colorado
DECEMBER 9, 2021
Choosing Between Chapter 7 and 13. Are you considering bankruptcy? Whether it’s Chapter 7 or 13, you have options. Bankruptcy is a challenging, life-altering experience. . If you are considering consulting with an attorney about your debt-relief options, it is essential to remember that each type of bankruptcy comes with its advantages and disadvantages. . Chapters 7 and 13 of the Bankruptcy Code – Awareness.
Sawin & Shea
MARCH 2, 2022
Shortly after you file for Chapter 7 or Chapter 13 bankruptcy, you will receive a notice for your section 341 meeting of creditors. With a bit of preparation, this is a simple part of the process that helps you move your bankruptcy along as quickly as possible.
Sawin & Shea
JUNE 16, 2021
Many people assume that because they have filed bankruptcy, their credit is ruined, and they will not be able to qualify for any loans. Chapter 7 bankruptcy: In this type of bankruptcy, your non-exempt assets (if any) have been liquidated to pay off a percentage of your debts.
Sawin & Shea
FEBRUARY 16, 2022
An emergency bankruptcy is a bankruptcy filing method that expedites the filing process to stop creditors and bill collectors from seeking debts from borrowers. Individuals can file an emergency bankruptcy, also known as a skeleton bankruptcy, under Chapter 7 and Chapter 13.
Sawin & Shea
MAY 19, 2021
If you are thinking of filing for Chapter 7 or Chapter 13 bankruptcy, or if you have already filed, you may be concerned about how long the bankruptcy will stay on your credit report. The situation is more complicated with Chapter 13 bankruptcy.
Sawin & Shea
APRIL 27, 2021
Filing for bankruptcy is a process. As part of that process, the bankruptcy law requires that you get a certificate that evidences you did a pre-filing counseling session with an approved agency. It also talks about using repayment plans instead of declaring bankruptcy.
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