A beginner's guide to understanding 401k plans


The number (and one letter) 401k is synonymous with a retirement savings plan, but how many of us actually know all the rules around 401k accounts? Or where that number comes from? Future Planning Banking

Banks 114

Survey: Consumers Talk Financial Regrets, Credit Scores and Debt

True Accord

Most Americans are in enough credit card debt, they would do anything to go back in time and change the outcome of their financial situation, according to new research.


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EOFY Demand template

Collect More

Here you go folks. If this doesn’t get you some money in the next 2 weeks then nothing will. Feel free to use liberally and share with anyone you think will benefit. Just add your customer’s name, your bank details and the amount and hopefully watch the $$$ roll in. Obviously the $100 token payment can be increased if needed too. 100 is historically in our experience just the most common amount almost everyone has access to at any one time.

We Can Work It Out: Standalone Task Management Software

NCBA Law Practice Management Blog

Smart law firms everywhere are adopting workflows, for a whole host of reasons: to promote efficiency, to reduce malpractice risk and to more effectively manage remote employees. It’s probably long overdue, honestly.

Cyber Security, Change Management and Enterprise Risk Management: Scaling Operations for Growth

Speaker: William Hord, Vice President of Risk Management and Compliance

Join us as we discuss the various tangents of data and the change management process that will help you make better risk-based business decisions to save time and money for your organization.

Business CCJs in Scotland rise by 52%

UK debt collections

Business CCJs in Scotland saw a fifty two per cent (52%) increase in decrees and judgments against them in the first quarter of 2022. This huge rise is in comparison with the same period last year, 2021. The total value of these judgments also rose by a massive 269%.

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How To Deal with Debt Collectors When You Can’t Pay

Better Credit Blog

If you are like most people, you have dealt with or are currently dealing with debt collectors. I’ve been preaching about the dangers of debt collectors for years and get countless emails from readers who end up in trouble by answering the phone when a debt collector calls.

Crypto Exchange Platforms Grapple with Consequence of Filing Bankruptcy


In the world of cryptocurrency, exchange platforms act as intermediaries allowing investors to buy and sell assets while making money through commissions and transaction fees. Any assets purchased may be held in either non-custodial or custodial wallets.

Watch Tower Drops Its Effort to Identify a Dissident Blogger Based on Spurious Copyright Claims

Public Citizen

by Paul Alan Levy. The effort by the Watch Tower Bible and Tract Society (a/k/a Jehovah’s Witnesses) to identify a dissident member, "Kevin McFree ," through a spurious claim of copyright infringement has ended with a whimper rather than a bang as Watch Tower agreed to dismiss its copyright lawsuit with prejudice to avoid a possible claim for attorney fees.


Michigan Cannabis Regulatory Agency Abandons Plan to Allow Hemp to be Synthetically Converted to THC


Citing safety concerns and the lack of scientific and public health data, on April 15, 2022, the Michigan Cannabis Regulatory Agency (CRA) dropped its plan to allow hemp to be synthetically converted to THC.


How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack

Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP

Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.

Glimpse the Future with Peter Zeihan – Strategist, Thinker, Futurist, Speaker

Burr Forman

On June 10, both live and virtual at Burr & Forman’s Birmingham Office, author Peter Zeihan discussed world developments including Ukraine, supply chain issues, the impact on mid-term elections, and more.

11 Steps to improving your credit score


Debt Management

Filing Taxes After Filing for Bankruptcy

Sawin & Shea

Filing your taxes and filing for bankruptcy are two things that can be confusing and challenging on their own. When you put the two together, it can cause debtors even more stress. However, understanding the basics and what to look out for can make the whole situation a lot easier.

Daily Digest – June 27. Complaint Alleges Debt Parking Violation; Judge Grants MSJ For Defense in FDCPA Email Case

Account Recovery

COMPLAINT ALLEGES COLLECTOR VIOLATED REG F’S DEBT PARKING PROHIBITION A lawsuit has been filed against a collection agency for violating the Fair Debt Collection Practices Act and the “debt parking” provisions of Regulation F — in what might be the first such lawsuit filed following the enactment of the debt collection rule last November.

Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

Search Party: Google’s Directory Service Gets a Refresh

NCBA Law Practice Management Blog

There are lots of directory profiles for businesses online, including many built specifically for lawyers. But, none is more important than Google’s, because it perpetually owns real estate on the first page of the most popular search engine on the planet.

Best reasons to use a Debt Collection Agency in 2022

UK debt collections

Whilst the UK struggles to recover from the pandemic , its never been a better time for Businesses to use a Debt Collection Agency. Debt Collection Agencies do not just act for Businesses, there are many Debt Collection Agencies for individuals also.

The Monetization Of Intellectual Property In Bankruptcy And Restructuring

In the Red

ABI Panel. Last month I had the honor of speaking on a panel at the American Bankruptcy Institute’s 2022 Annual Spring Meeting in Washington, D.C. The topic of our panel was the Monetization of Intellectual Property in Bankruptcy and Restructuring.

How To Remove Negative Items From Your Credit Report

Better Credit Blog

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass.

3 things to know about writs of execution in Massachusetts

Collections Law

When someone owes you money, the law provides several ways for you to collect on the debt. A court may issue you a writ of execution to allow you to collect certain property from your debtor in order to satisfy the debt. At Law Offices of Alan M.

Watch Tower’s misuse of copyright to suppress criticism

Public Citizen

by Paul Alan Levy. This is a sad tale of hypocrisy on the part of a group whose litigation over the past eighty-five years has set many of our most important First Amendment precedents.

Five Stories that Matter in Michigan This Week – June 10, 2022


Five Stories that Matter in Michigan This Week – June 10, 2022; Legal, Legislative, and Regulatory Insights. Wayne County Announces $54 Million Fund for Small Businesses.

Can anyone find out that you’ve had a bankruptcy?

Roths Child Law

When you look at your financial situation and all you’ve done to try to correct it, you do feel like bankruptcy may be your only option. If you’re holding off on bankruptcy because you’re worried about who will be able to find out about it, then that might not be a good reason to do so.

Does your loan come with Take-Backs™?


We've all been in situations we wish we could erase or change. It would be so nice to go back in time and make some tweaks, like not saying that one thing you definitely shouldn’t have said, or not making that little mistake that will play out in your head on repeat for years to come. that one.).

Loans 99

What Is a Section 341 Meeting and How Do I Prepare?

Sawin & Shea

Shortly after you file for Chapter 7 or Chapter 13 bankruptcy, you will receive a notice for your section 341 meeting of creditors.

Judge Grants Defendant’s Motion in FCRA Case Over Disputed Debt

Account Recovery

Anniversary Date: You Should Replace Your Hardware Devices on a Schedule

NCBA Law Practice Management Blog

Law firms tend to let their hardware run. and run. and run – until it can’t run no more. Most often law firm hardware breaks down, wheezing. Now, I don’t want to say that attorneys are cheap; so, let’s call them ‘ thrifty ’ , instead.

Debt Collection Agencies could help save thousands of SME’s

UK debt collections

Debt Collection Agencies could help save thousands of Small Businesses in the UK it is claimed. Almost 500,000 Small Businesses and SME’s in the UK are facing the real prospect of going bust.

Official Bankruptcy Forms Revised To Reflect April 1, 2022 Dollar Amount Adjustments Now In Effect

In the Red

As discussed in an earlier post called “ Moving Up: Bankruptcy Code Dollar Amounts Will Increase On April 1, 2022 ,” various dollar amounts in the Bankruptcy Code and related statutory provisions were increased for cases filed on or after today, April 1, 2022.

5 Best Credit Repair Companies – Updated April 2022

Better Credit Blog

If you’re ready to tackle improving your credit, a credit repair service can help save you time, energy, and a whole lot of hassle. Credit repair companies challenge items on your credit report that are inaccurate, incomplete, or unverifiable.