Retail Sales Climb Higher Than Expected

NACM

Retail sales are on the rise again, and sales are faring better than expected. retail and food services sales in September increased 1.9% According to the Census Bureau, U.S. from August. Data is also 5.4% higher than September 2019. Sales between July and September 2020 were ahead 3.6%

DROPPING KNOWLEDGE 01: Collections strategy - Lessons learned from a known British retail bank

Qualco

How often do you have a leading European C&R practitioner with nearly 40 years’ experience, dropping real-life knowledge on topics that most likely are causing you a headache? In this blog series, we’ve got you covered

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How to Get the Best Lowe’s Black Friday 2020 Deals

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. Many major retailers, including Lowe’s, will be closed. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

TV Black Friday 2020 Deals: Are They Worth It?

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. TVs steal the Black Friday spotlight year after year, for good reason: Electronics retailers, big-box stores. NerdWallet is here to help you win Black Friday, while leaving your budget intact.

PlayStation Black Friday 2020 Deals: Are They Worth It?

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

Consumer Financial Protection Bureau Files Suit Against Mortgage Creditor for Discriminatory Mortgage-Lending Practices

Consumer Finance

a nonbank retail-mortgage creditor based in Chicago, for violations of the Equal Credit Opportunity Act; its implementing regulation, Regulation B; and the Consumer Financial Protection Act. The Consumer Financial Protection Bureau filed a lawsuit against Townstone Financial, Inc., Press release Fair lending Enforcement

Fitbit Black Friday 2020 Deals: Are They Worth It?

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday while leaving your budget intact. We spend the time, you save the money.

State by State Reopening Update

Receivables Control

California: As of May 7th, some retailers are able to open with curbside service. As of May 1st, haircuts and in- person retail shopping were allowed again. Connecticut: Officials released plans that target May 20, 2020 as a date that restaurants, retail stores, and salons may begin the process of reopening. Retailers can offer curbside services and barbershops and salons can reopen for some customers under strict rules. Retail is allowed to open under restrictions.

Feeling Out of Control? These Money Moves Could Help

Nerd Wallet

A one-time $5,000 infusion wouldn’t make a difference to Amazon, Costco or any other large retailer, but. Behavioral economist Dan Ariely and his colleagues at Duke University’s Center for Advanced Hindsight have a pact.

New Ways to Get More for Your Old Car

Nerd Wallet

As online used car retailers streamline the buying process, they’re creating more convenient ways to handle car-buying’s Achilles’ heel, the trade-in. These days, you can sit on your couch and get a pretty accurate answer to the age-old question: “What’s my trade-in worth?”

Trade 87

Apple Watch Black Friday 2020 Deals: Are They Worth It?

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday while leaving your budget intact. We spend the time, you save the money.

Laptop and Computer Black Friday 2020 Deals: Are They Worth It?

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

How to Get the Best Bath & Body Works Black Friday 2020 Deals

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday while leaving your budget intact. We spend the time, you save the money.

Cell Phone Black Friday 2020 Deals: Are They Worth It?

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

10 Steps to a Successful Pivot of Business Strategy

Enterprise Recovery

Retailers have found new ways to sell to consumers, such as The Gap's highly successful pivot to selling masks , and many manufacturers are turning to a DTC (direct to consumer) model.

How to Get the Best Costco Black Friday 2020 Deals

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

How to Get the Best Walmart Black Friday 2020 Deals

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

How to Get the Best Target Black Friday 2020 Deals

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

Best Buy Black Friday 2020: How to Get the Best Deals

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

Green Dot Prepaid Card Review

Nerd Wallet

Green Dot cards are sold at retailers such as CVS, Rite-Aid and Wal-Mart. The latest version of this prepaid debit card, the Green Dot Reloadable Prepaid MasterCard or Visa, has a higher monthly fee — but a lower activation fee — than previous versions.

IPhone Black Friday 2020 Deals: Are They Worth It?

Nerd Wallet

Visit regularly for holiday shopping tips and announcements about your favorite retailers. “NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money.

13 Years of Success at Optio Solutions

Optio Solutions

The new business results from developing partnerships with national clients in retail, education, financial services and other industries. Petaluma, Calif. 13, 2020) — National debt collection agency Optio Solutions celebrated its 13th anniversary Feb. 7 while experiencing steady growth over the last several years. The agency is licensed and bonded to collect in all… The post 13 Years of Success at Optio Solutions appeared first on Optio. Press Release

[Video] Issues for Nonprofit Corporations During the Pandemic and How to Properly Conduct Remote Meetings

Fraser

Castellani is an attorney and CPA who represents clients involved with alcohol beverages as a manufacturer, wholesaler, or retailer. Issues for Nonprofit Corporations During the Pandemic and How to Properly Conduct Remote Meetings. Listen to Fraser Trebilcock attorney Ed Castellani discusses nonprofit matters relating to restarting operations after the COVID-19 lockdown. Click HERE to learn more about our practice involving corporations and limited liability companies.

Join Me at CBA Live for Fraud Prevention and Customer Experience

Fico Collections

I’ll be participating in an excellent panel, “ Balancing Fraud Prevention & the Customer Experience ,” at the first virtual edition of CBA LIVE , the must-attend annual event for the retail banking industry.

AR Deteriorates in Wake of COVID-19

Receivables Control

Retail has been battered. Particularly hard hit are apparel retailers and department stores. Bankruptcies are up sharply in the retail sector.

What Is SYNCB On My Credit Report?

Better Credit Blog

If you’ve come across the name SYNCB on your credit report, it’s probably because you applied for a credit card with the bank or one of its popular retail partners. The online bank is known for its extensive lineup of credit cards for popular retailers, including: Amazon.

Commercial Leases Most Impacted by COVID-19

Rocket Lawyer

Retail Outlets — Commercial properties that lease to retail outlets were particularly hard hit during the pandemic, and these types of properties continue to see a lasting impact from the initial shutdowns.

How To Remove Absolute Resolutions Investments LLC From Your Credit Report

Better Credit Blog

Retail debt. If a creditor, retailer, or service provider is unable to collect on your debts, they may either sell it to an agency like ARI or hire them for assistance. Absolute Resolutions Investments LLC is a debt collection agency.

Inaccurate TILA Disclosures Not Enough to Create Standing

Consumer Financial Services Law

Nordstrom , the plaintiff sued the retailer alleging the retailer’s disclosures in connection with its credit card accounts violated the Truth in Lending Act. While the plaintiff did not allege that she had actually been charged for a return check or a late fee, she contended that the retailer’s deficient disclosure “constituted a concrete harm and created a material risk of concrete harm to Kelen and to other creditors.”

How To Remove Asset Recovery Solutions From Your Credit Report

Better Credit Blog

Asset Recovery Solutions isn’t a lender, provider, or retailer itself, so getting a letter or call stating that you owe them money may have you concerned about the company’s legitimacy. Retail debt.

Blog: Regulation Best Interest is Good Enough: The Second Circuit Upholds Regulation BI in XY Planning Network

Burr Forman

First , the opinion upholds the Security and Exchange Commission’s standard of conduct for broker-dealers providing investment services to retail customers Second , the Court provides guidance about standing under Article III of the Constitution for a petitioner to bring a petition for review under the Administrative Procedure Act. ahead of the interest of the retail customer.” In XY Planning Network, LLC, et al. SEC, et al. ,

Louise Lunn: On The Front Line of Analytic Delivery Worldwide

Fico Collections

Louise, who is based in the UK, will oversee our teams of data scientists worldwide that develop custom analytics solutions and exploratory analytics projects for the world’s top banks, retailers, telecommunications firms, insurance companies and more.

Rough Ride Ahead for Alabama Landlords and Tenants Despite Reopening Efforts

Burr Forman

As of July 2020, the State of Alabama began rapidly reopening for business, and retail and commercial office space is no exception. Like the majority of the country, Alabama essentially shuttered its economy in March in an effort to curb the rapid spread of COVID-19.

Conversation Intelligence Leader Balto Secures $10 Million Series A Funding

Collection Industry News

Current customers include contact centers in sectors such as insurance, telecommunications, retail, financial services and healthcare. LOUIS, Mo. — Balto, the leader in real-time guidance for contact centers powered by AI, today announced that it closed a $10 million Series A round of funding, led by Sierra Ventures and joined by Jump Capital, OCA Ventures, Cultivation Capital and others.

How To Remove Asset Acceptance LLC From Your Credit Report

Better Credit Blog

Retail debt. Have a collections entry from Asset Acceptance LLC on your credit report? If Asset Acceptance is on your credit report, it’s probably because you forgot about a bill. It’s important to deal with a collections agency like Asset Acceptance quickly.

Employer Update: Michigan’s NEW Mask Rule – Does it Affect My Business?

Fraser

However, the Governor has spoken repeatedly and publicly about requiring mask use in retail and, especially, food establishment and bar settings. On Friday July 10, Governor Whitmer tightened prior rules for wearing of masks, or “face covers.”

How Businesses Use Corporate Debt Restructuring for Liquidity

admin

Some major retailers filed for Chapter 11 bankruptcy in 2019, including Beauty Brands, Innovative Mattress Solutions, Things Remembered, Z Gallerie, Kona Grill, Perkins & Marie Callender’s, Sugarfina, Forever 21, and Barneys New York. Retailers Gymboree, Charlotte Russe, Payless, Roberto Cavalli, and Diesel filed Chapter 7 bankruptcies in 2019. There were 45 major business bankruptcies filed in 2019, and a large portion were in retail.