Trending Articles

Judge Grants MSJ in FDCPA Cases Over ‘Not an Attempt’ to Collect Disclosure in Letter

Account Recovery

When is a communication from a debt collector not an attempt to collect a debt? If it says so in a letter to an attorney representing a consumer, is that enough?

UK Business Insolvencies forecast to increase by 33%

UK debt collections

Brexit combined with the coronavirus pandemic has created a double-edged sword for businesses in the UK. It is claimed that its full-scale impact is yet to be fully realised with Economists from Atradius suggesting that UK Business insolvencies will rise by a staggering 33%.

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A Business Owner's Task List for the New Year

Enterprise Recovery

While individuals attempt to keep their New Year's resolutions, new and growing businesses can also prepare for the year ahead. By setting up for success in January and February, you and your business are getting ahead of the curve so the rest of the year runs smoothly.

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Transcript Gaps? A Strong College Application Remains Possible

Nerd Wallet

Applying to college typically comes with some uncertainty, but this year’s applicants are tackling one additional question: What should you do when a pandemic has limited what goes into your college applications? Many extracurriculars, including sports and clubs, couldn’t go on during the pandemic.

Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

How to File for Bankruptcy

Better Credit Blog

Feeling crushed by debt is one of the most stressful situations possible, but there are options. If you find yourself saddled with more debt than you can reasonably pay off in a timely manner, you can always file for bankruptcy.

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CFPB Issues Bulletin to Prevent Unlawful Medical Debt Collection and Credit Reporting

Consumer Finance

The Consumer Financial Protection Bureau (CFPB) today released a bulletin reminding debt collectors and credit bureaus of their legal obligations in light of the No Surprises Act, which protects consumers from certain unexpected medical bills.

Six Ways the Pandemic Has Changed the Debt Collection Industry

Direct Recovery

After nearly two years, the COVID-19 pandemic has changed just about everything about how business is conducted around the world, and that is definitely true for the debt collection industry.

The Best Award Flights to Book to Calgary

Nerd Wallet

Headed north of the border? Consider Calgary as a destination for your next trip. As the biggest city in Western Canada and the largest in the province of Alberta, Calgary is home to a booming oil industry, but a lot more, too. Tourists flock to town for its world-famous Calgary Stampede rodeo event.

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Client Alert: SCOTUS Rules on Vaccine Mandate – OSHA’s Mandate Stricken; CMS Mandate Upheld

Fraser

New Deadlines for Compliance Have Been Announced. On Thursday, January 14, 2022, the Supreme Court of the United States released opinions on the much anticipated vaccine mandate litigation.

Daily Digest – January 14. Navient to Cancel $1.8B in Student Loans; CFPB Warns Medical Debt Collectors

Account Recovery

NAVIENT TO CANCEL $1.8B IN STUDENT LOANS UNDER DEAL WITH STATE AGS A deal was announced yesterday between student loan servicer Navient and 39 state attorneys general that will see the company pay $145 million in restitution and cancel $1.7

China Cuts Interest Rate for the First Time in Nearly Two Years

NACM

China's central bank cut its interest rate on 700-billion-yuan ($110.19

GAO Report Indicates Tightening Regulations Coming on Crypto ATMs

Troutman Sanders

What Is an Additional Insured Endorsement?

Nerd Wallet

An additional insured endorsement changes an insurance policy to expand coverage to a person or organization that isn’t named in the original policy. You may need to add other parties to your business insurance policy if you lease space or work as a subcontractor.

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The Importance of Insuring Your Teen Drivers

Fraser

Teenage drivers in Michigan must be named on an automobile insurance policy covering the vehicle they will be driving.

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NACA Calls for FDCPA, FCRA Penalties to be Increased

Account Recovery

Statutory penalties under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act should be tied to inflation and are being devalued because they represent monetary amounts that have not kept up with the times, according to an essay published by the National Association of Consumer Advocates.

CFPB Announces Settlement Regarding the 2019 Taskforce on Federal Consumer Financial Law

Consumer Finance

On January 14, 2022, the Consumer Financial Protection Bureau announced it has settled a lawsuit filed by the National Association of Consumer Advocates, U.S. Public Interest Research Group, and Professor Kathleen Engel.

11 Commandments of Digital Banking: The Customer Journey

Fico Collections

Last year we published a highly successful The 11 Commandments of Digital Banking eBook that introduced the 11 commandments: Digital lift-and-shift is not a strategy! Friction – not inherently good or evil. Be personable in this impersonal channel. Respect the data.

Banks 83

An Overview of Airline Award Charts

Nerd Wallet

It’s always exciting when you’ve finally saved up enough airline miles for an award flight. Whether you’re looking to stretch your miles by flying economy or want to splurge for a first-class ticket, the amount you’ll pay will vary by airline. While many U.S.

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U.S. Supreme Court Dissolves Injunction of CMS Vaccine Rule

Burr Forman

On January 13, 2022, the United States Supreme Court, in a 5 to 4 vote, granted the government’s request to overturn the injunction on The Centers for Medicare and Medicaid (CMS) interim final rule requiring vaccinations of employees at certain Medicare and Medicaid-certified facilities.

Daily Digest – January 13. Getting to Know Jennifer Whipple; BK Appeals Court Overturns Ruling

Account Recovery

GETTING TO KNOW JENNIFER WHIPPLE OF COLLECTION BUREAU SERVICES In what might be a first for the “Getting to Know” series, a participant has taken the best advice she has ever received and turned that into some pretty good advice of her own.

Chapter 7 bankruptcy: Dischargeable vs. nondischargeable debts

Roths Child Law

When there is no other way out of your current financial situation, filing for bankruptcy may be your only option. When you decide to declare bankruptcy, you expect to be relieved of your debts and get your finances in order.

How do you know which bank is best for refinancing?

Kasasa

When interest rates climb, so does the amount of money you pay to borrow those funds. Choose a financial institution that’s best for you and your money. Debt Management

The NerdWallet guide to finding the best car insurance rate

Nerd Wallet

Comparison shopping is crucial if you want to save money on car insurance. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can charge wildly different rates for the same driver.

Efficient Ways to Collect Money From Clients

JMA

Owning and running a business involves a careful balancing act. From accounts to clients, goods and services to cash flow – at any one time, there is a lot going on. So, the last thing you need is having to chase clients for unpaid invoices. As a business owner, one of the things you strive.

Bill Introduced in N.Y. to Ban Social Media Communications When Collecting

Account Recovery

A bill has been introduced in the New York legislature that would ban debt collectors from attempting to collect debts using social media platforms, which would directly contradict what is allowed under the provisions of the Consumer Financial Protection Bureau’s Regulation F.

What is the difference between Chapter 7 and Chapter 13 bankruptcy?

Roths Child Law

Are you drowning in debts? If so, you are not alone. The pandemic left many Americans unemployed and without the means to pay off their debts. However, you can get rid of the financial and emotional pressure of being a debtor by filing for Chapter 7 or Chapter 13 bankruptcy.

Supreme Court Blocks OSHA’s Emergency Temporary Standard for Employee COVID-19 Vaccination and Testing

Burr Forman

WHAT MATTERS. After more than two months of litigation, the Supreme Court stayed OSHA’s November 5, 2021 Emergency Temporary Standard requiring COVID-19 vaccination or weekly testing for employers with more than 100 employees.

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USAA Renters Insurance Review 2022

Nerd Wallet

USAA serves veterans and active members of the military, offering not only insurance but also financial products such as bank accounts, credit cards and investments. If you’re eligible to buy a policy, USAA renters insurance is well worth considering.

Banks 79

Hiring an Aggressive Collection Agency for your Unpaid Bills

Nexa Collect

If you plan to outsource your accounts receivable to an aggressive collection agency, then kindly read this article and be aware of all the risks you are taking.