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How to Build Credit: 12 Tips to help Improve Your Score

Credit Corp

Learning how to build credit can help if you have a bad credit score or want to improve your current score. You can start by getting a secured credit card, becoming an authorized user, or getting a cosigner on a loan. A low credit score leads to higher interest rates, larger deposits, and a low approval rate for loans and lines of credit.

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How to Settle a Dispute about Money Owed

Debt Recoveries

Reading Time: 2 minutes Repeatedly, we see situations where a debt has been left for so long that the client and customer relationship has broken down. We have seen many thousands of dollars simply written off, as the client has simply not been equipped with the systems or knowledge to adequately respond to complaints or disputes. .

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How to Remove Capital One Collections From Your Credit Report

Better Credit Blog

This doesn’t mean you no longer owe this credit card debt; it means you no longer owe the credit card issuer the money. Instead, you now owe the money to the third-party debt collector. Dispute the Collection. This will work only if you’ve already paid the debt and there is no outstanding balance owed.

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What Is a Judgment?

Credit Corp

A judgment is an order issued by a judge or jury to settle a lawsuit. The order can be issued in one of two forms: A monetary judgment: A judgment that orders one party to pay the other party a specific amount of money. The judge or jury determines if and how much money you owe. What Is a Judgment on Property?

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How To Remove Credence Resource Management From Your Credit Report

Better Credit Blog

Is Credence Resource Management, LLC, contacting you about unpaid debts? Whether you’ve seen this name on your phone, in a letter, or on your credit report, you might be wondering how to proceed. Table of Contents: About Credence Resource Management. How They Work. How Does Credence Resource Management Work?

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How to Remove a Repossession From Your Credit Reports

Better Credit Blog

Read on to find out how to remove an invalid repossession from your credit report. What’s worse: You could still owe money on the car loan, even after the repossession, if the bank can’t pay off your balance by selling the car. Your leverage is the fact that you owe money. Seek Professional Help.

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How To Remove Portfolio Recovery From Your Credit Report

Better Credit Blog

If you’re reading this article, I bet you’ve recently been contacted by a company called Portfolio Recovery Associates —and you may be wondering how to remove them from your credit report. How Portfolio Recovery Associates Works. How To Deal With Portfolio Recovery. Borrowing money will become more difficult.