Better Credit Blog

APRIL 1, 2022

Instead, you now owe the money to the third-party debt collector. If the entry is listed as a “collection” or it’s simply listed as “delinquent,” you’re more than likely going to have to deal with Capital One as the debt collector. Why would this kind of debt settlement work?

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Credit Management Company

MAY 3, 2022

The basic rules of debt collection still stand: Hours of contact are between 8 a.m. If consumers ask them not to do so, debtors cannot be contacted at work. Debt collectors are not allowed to threaten or harass. Debt collectors cannot tell any third parties about someone’s debt.

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Better Credit Blog

OCTOBER 5, 2020

Today, we’ll walk you through all the details you need to know about Penn Credit and debt collectors in general so you can have them taken off your report in no time. Penn Credit Corporation is a legitimate debt collector , one that is headquartered in Harrisburg, Pennsylvania. What Is Penn Credit Corporation?

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Nexa Collect

OCTOBER 17, 2020

Being a third-party debt collector, they are well-versed with dealing all those excuses and know exactly how to get your money back to you. Contact Us. A Collection agency for funeral homes can attempt to recover money a lot more efficiently. Recovering Money for Funeral Homes Nationwide. Need a Collection Agency?

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Better Credit Blog

OCTOBER 30, 2020

Is Ad Astra Recovery Services stressing you out with calls about outstanding debts? Being contacted by a collections agency can be frustrating, but the damage to your credit score can be far worse than their persistent phone calls and letters. Send a Debt Validation Letter. Ad Astra Recovery Services, Inc, is legit. Bankruptcy.

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Credit Corp

NOVEMBER 9, 2020

The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts. or after 9 p.m.

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FDCPA Defense

SEPTEMBER 26, 2017

Can a bank be sued for acting as a “debt collector” under the California Rosenthal Act? You are probably tempted to answer “yes” it can, because you know the Act defines a “debt collector” to include an entity that is collecting on behalf of itself or on behalf of third parties. Code § 1788.2(c)

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Better Credit Blog

AUGUST 14, 2020

Another awesome benefit of the Fair Debt Collection Practices Act, debt collectors must present proof of the debt they claim you owe if you request it within 30 days. Using a simple debt validation letter template , you may be able to get a collections entry removed from your credit report without paying a dime.

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Better Credit Blog

FEBRUARY 2, 2021

BGE Collections is a debt collection agency. If you fell behind on power payments from Baltimore Gas and Electric Company, their collections department could contact you. Along with contacting you, the company will add a collections account to your credit report, which could lower your score for years. Baltimore, MD 21201.

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Better Credit Blog

FEBRUARY 4, 2021

Here’s a quick breakdown of how debt collection works. When you fall behind on payments, your lender or service provider will make multiple attempts to contact you. If they don’t receive a payment from you, your debt will enter the collections stage. Are hired to help the original lender collect the debt.

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Better Credit Blog

OCTOBER 2, 2020

If you’re wondering how best to proceed with a debt collector like AWA, we’ve got you covered. AWA is a small debt collector that has been operating since 1993, according to its BBB profile. You can contact AWA Collections at their mailing address: 100 Church Street. Write a Debt Validation Letter.

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Better Credit Blog

APRIL 1, 2022

Is Credence Resource Management, LLC, contacting you about unpaid debts? The longer you avoid a debt collection agency like Credence, the more damage the agency can do to your credit score. It’s also possible that Credence got your contact information by mistake or that an error put them on your credit report.

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Collection Industry News

NOVEMBER 6, 2020

On Friday, the bureau issued its final rule to restate and clarify prohibitions on harassment and abuse, false or misleading representations, and unfair practices by debt collectors when collecting consumer debt.

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Better Credit Blog

FEBRUARY 19, 2021

While you may be questioning their legitimacy, DCM services is a credible debt collection agency. Headquartered in Minneapolis, Minnesota, the agency has a slightly different focus than other debt collectors. They collect on debts in numerous industries, such as: Auto. Healthcare. Financial Services. Telecommunications.

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Better Credit Blog

AUGUST 31, 2020

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead.

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Better Credit Blog

OCTOBER 5, 2020

If you missed a phone bill or canceled your AT&T account and forgot to pay the final balance, you could be contacted by their collections department. When AT&T Collections contacts you, it can damage your credit score for years and result in a string of unwanted phone calls and letters. Debt validation doesn’t always work.

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Better Credit Blog

SEPTEMBER 21, 2020

Has Capital Management Services contacted you claiming you owe them a debt? If you’ve been on the receiving end of calls and letters from a debt collection agency like CMS, it’s also negatively affecting your credit score. With a few simple strategies, you can get the debt collections agency removed from your credit report.

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Better Credit Blog

FEBRUARY 5, 2021

When you get behind on payments, the person lending you money or providing services may turn your debt over to a debt collector. Others employ debt collectors like BRG. This type of third-party agency might: Buy your debts at pennies on the dollar, or. Here’s how: Ask for debt validation.

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Better Credit Blog

FEBRUARY 22, 2021

Frontline Asset Strategies is a debt collector that you may hear from when you start to miss payments. They are a third-party debt collector that specializes in recovering unpaid bills from consumers like you or me. By demanding that they contact you through writing, specifically U.S. auto lenders.

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Better Credit Blog

NOVEMBER 5, 2020

Because along with lowering your credit score, having debt in collections opens you up to frequent phone calls and letters from the collections agency. If you’re ready to stop RMS from contacting you and get their entry deleted from your credit report, read on. They buy your debt for pennies on the dollar. It’s also free!

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Better Credit Blog

SEPTEMBER 23, 2020

When debt reaches collections, it can hurt your credit score and leave you on the receiving end of seemingly nonstop phone calls and letters. While dealing with debt collectors can seem daunting, the tips below can help you to stop the agency’s calls and get them off your credit report. Failure to present debt validation.

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Better Credit Blog

DECEMBER 29, 2020

They are a third-party debt collector and auto loan financer out of California. Like many debt collectors, they have faced many consumer complaints over the years. This is a federal regulation that prevents debt collectors from harassing or abusing consumers in the pursuit of payment.

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Better Credit Blog

FEBRUARY 19, 2021

FMA Alliance is a third-party debt collector that works with companies to recover delinquent accounts from customers. They will relentlessly contact you for reimbursement and will also take a toll on your credit score. FMA Alliance, like many debt collectors , is widely unpopular among their customers.

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Better Credit Blog

OCTOBER 14, 2020

When you miss a payment, your service provider or lender will attempt to collect on the debt you owe them on their own for a time. If their attempts are unsuccessful, they may employ the services of a debt collector like AFS or sell them your debts. Negotiate a Partial Payment.

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Better Credit Blog

AUGUST 25, 2020

If MB&W is contacting you and has made an appearance on your report, it’s important to act quickly to get it removed. While paying off the debts you owe to the agency might seem like a simple solution, it won’t help to boost your score like the strategies below. Submit a Debt Validation Letter. But there’s good news.

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Better Credit Blog

FEBRUARY 24, 2021

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Fortunately, you have rights under the Fair Debt Collection Practices Act. Ask for Debt Validation.

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Better Credit Blog

FEBRUARY 24, 2021

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Fortunately, you have rights under the Fair Debt Collection Practices Act. Ask for Debt Validation.

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Better Credit Blog

JANUARY 27, 2021

BC Services is a third-party debt collector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. You will likely hear from them if you have an outstanding debt from a hospital or medical professional. Who is this company? How did they get my information?

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Better Credit Blog

SEPTEMBER 17, 2020

Since A1 Collections is a third-party debt collector, there’s a strong possibility they don’t have the documentation they need. That means you should ask for proof of your debt whether you do owe it or you think you’ve been targeted by accident. No one likes dealing with debt collectors.

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Better Credit Blog

JULY 13, 2020

When a collections agency like MiraMed contacts you, it’s usually about a missed bill. MiraMed is a specialized debt collector that focuses solely on debts in the healthcare industry, also offering business services to medical professionals. The key to debt validation is acting quickly. Miramed rev group llc.

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Better Credit Blog

SEPTEMBER 8, 2020

If you owe an old landlord money on your rent, you may begin to hear from a debt collector called National Credit Systems. National Credit Systems is a third-party debt collector that has been hired on behalf of the original creditor to collect the debt from you. Dealing with National Credit Systems.

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Consumer Financial Services Law

JANUARY 11, 2017

A New York District Court recently addressed the issue of whether the FDCPA requires passive debt buyers to personally register disputes or whether they can delegate that obligation to their third party debt collector/servicer. In Nunez v.

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Debt Free Colorado

APRIL 1, 2021

Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector to disclose information about your debts to others. Are you trying to collect a debt or sign me up for a new loan? To: For privacy purposes I deleted the emails of 8 different people here.

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Collection Industry News

AUGUST 30, 2021

I have since been contacted by collection agencies and lawyers attempting to collect on this ‘debt.’ I contacted everyone I could think of to complain about this, but my complaints fell on deaf ears.”. I do not know if my credit will ultimately be affected by this.”. Part of the collections letter that Doug received.

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Better Credit Blog

OCTOBER 7, 2020

Debt collectors can be a nuisance, and their effects on your credit score are even worse than their constant calls. It might seem like paying off your debt is the best method for getting a collections agency like AMCOL off your report, but that could do more harm than good. Ask for Proof with a Debt Validation Letter.

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Better Credit Blog

NOVEMBER 17, 2020

Sometimes, debt collectors are employed by businesses to call, send letters, and process payments from customers with late payments. Other times, collection agencies buy your debt outright from the company you owe. As a third-party debt collector, MBA might not have the info it needs to validate your debt.

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Better Credit Blog

APRIL 6, 2022

One of the most effective ways to get negative items removed from your credit report is to pay the debt, in exchange for the creditor removing the charge-off from your credit report. With this method, you’d use your payment as leverage to convince the debt collector to help restore your credit. Ads by Money.

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