article thumbnail

Dealing with Debt Collectors

Debt Free Colorado

Debt Relief Attorney Serving Colorado. Bankruptcy may appear to be a scary process, but it does not have to be. Dray Legal Office’s attorneys will endeavor to help you obtain a fresh start by eliminating debt and reorganizing your finances. In this article we will answer the question: What can debt collectors do to you?

article thumbnail

Supreme Court says Congress must expand debt collection law

Roths Child Law

Defendant debt collector Santander Consumer USA Holdings ultimately prevailed because it was not collecting money on behalf of a third party. Debt obtained from bankrupted finance company. Santander bought the debt from a financier going through bankruptcy, which made Santander the owner of the debt.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How To Remove Penn Credit from Your Credit Report

Better Credit Blog

Today, we’ll walk you through all the details you need to know about Penn Credit and debt collectors in general so you can have them taken off your report in no time. Penn Credit Corporation is a legitimate debt collector , one that is headquartered in Harrisburg, Pennsylvania. Bankruptcies. Negotiate a Payment.

article thumbnail

Texas A&M Journal of Property Law CFP for consumer law symposium

Public Citizen

  In addition, the Symposium welcomes discussion over the recent decision by the Uniform Law Commission to address debt collection efforts by third-party debt collectors or buyers based on default judgments. 

article thumbnail

How To Remove AMCOL Systems From Your Credit Report

Better Credit Blog

Debt collectors can be a nuisance, and their effects on your credit score are even worse than their constant calls. It might seem like paying off your debt is the best method for getting a collections agency like AMCOL off your report, but that could do more harm than good. Ask for Proof with a Debt Validation Letter.

article thumbnail

How To Remove MBA Law Offices/CAPIO from Your Credit Report

Better Credit Blog

Sometimes, debt collectors are employed by businesses to call, send letters, and process payments from customers with late payments. Other times, collection agencies buy your debt outright from the company you owe. As a third-party debt collector, MBA might not have the info it needs to validate your debt.

article thumbnail

How To Remove Ad Astra Recovery Services, Inc. From Your Credit Report

Better Credit Blog

Send a Debt Validation Letter. The FDCPA gives you 30 days to get your debt validated, a benefit you should absolutely take advantage of. The law states that debt collectors cannot seek repayment for a debt without providing evidence if it is requested. Bankruptcy. Work with a credit repair company.