article thumbnail

Can You Get a VA Loan With Bad Credit?

Credit Corp

Table of Contents: What Is the Minimum Credit Score for a VA Loan? Compensating Factors Your Lender May Take Into Account Other VA Loan Requirements How to Get a VA Loan After Bankruptcy or Foreclosure Who Qualifies for a VA Loan? Here’s an overview of how to get a loan after foreclosure or bankruptcy.

article thumbnail

How Do Credit Repair Companies Work?

Credit Corp

Balance and credit limit errors may artificially inflate your utilization ratio, making it more difficult to qualify for loans and credit cards. Errors in data management: If a credit bureau corrects some of the information on your account, there’s nothing to prevent a creditor from making the mistake a second time.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How Late Can You Be on a Car Payment, Mortgage or Other Bill?

Credit Corp

As with car loans, mortgage lenders usually don’t report late payments to the credit bureaus until you’re more than 30 days behind on a payment. If you fall too far behind on payments, the mortgage lender may initiate foreclosure proceedings. How Many Late Payments Can You Have Before You Face Foreclosure?

article thumbnail

How to Remove a Public Record From Your Credit Report

Better Credit Blog

Depending on the type of public record, they can end up on your credit report for as long as ten years. The court will create a public record for bankruptcies, foreclosure, or failure to pay taxes. Certain kinds of public records won’t end up on your credit report, such as divorce or probate records. Foreclosures.

article thumbnail

How To Remove Negative Items From Your Credit Report

Better Credit Blog

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Here’s How To Remove Negative Items From Your Credit Report. Foreclosures. Charge Offs.

article thumbnail

Do Existing Debts Impact Your Credit Score When You Move Abroad?

Credit Corp

Stringent data protection laws are another reason why credit organizations don’t share your credit report with credit bureaus outside the country. This gap in communication between two credit bureaus from different nations creates a barrier to transfer your credit score abroad.

Lender 94
article thumbnail

How to Check Your Credit Score Without Hurting It

Credit Corp

Check with Your Credit Card Issuer or Bank Some credit card issuers and banks will provide free credit scores to their customers. Be sure to read the terms and conditions carefully, as some credit bureaus may offer a free trial but then charge a fee if you do not cancel within a certain time frame.