article thumbnail

How to Remove a Public Record From Your Credit Report

Better Credit Blog

Your credit report is like a report card for your credit history. If you receive a public judgment from a court regarding one of your debts, you can end up with an entry on your credit report. These entries are extraordinarily difficult to get rid of, and they can remain on your credit report for up to seven years.

article thumbnail

How To Remove Negative Items From Your Credit Report

Better Credit Blog

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Here’s How To Remove Negative Items From Your Credit Report. Foreclosures. Charge Offs.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What is Macys DSNB on My Credit Report?

Better Credit Blog

From there, you should file a dispute with the credit bureau(s). The Fair Credit Reporting Act requires bureaus to handle disputes with a 30-day investigation. A credit repair company is also a great asset if you’re facing any of the following: Bankruptcy. Foreclosure. Charge offs. Debt collections.

article thumbnail

What is BRKSB/CBNA on My Credit Report?

Better Credit Blog

Dealing with lenders and credit bureau representatives regarding fraudulent inquiries can be a hassle. If you don’t have the time or energy to devote to disputing the entry, you may want to turn to a credit repair company. These businesses are adept at tackling big and small credit issues, including: Bankruptcy.

Lender 52
article thumbnail

What Is BBY/CBNA On My Credit Report?

Better Credit Blog

You’ll even get pointers for improving your credit , along with tailored offers based on your credit profile. Confronting lenders and credit bureau representatives about suspected fraud and reporting errors can be daunting. These industry experts can help you with more trying credit problems, too, such as: Bankruptcy.

Lender 52
article thumbnail

What is RentGrow on My Credit Report?

Better Credit Blog

Both RentGrow and the credit bureaus should help you get the inaccurate entry off your report. Hard credit inquiries can impact any one of your credit scores, or all three of them. As such, you need to dispute the inquiry with every credit bureau that is displaying the entry from RentGrow on their reports.

article thumbnail

What is Home Depot CBNA on My Credit Report?

Better Credit Blog

The Fair Credit Reporting Act protects you from inaccurate or fraudulent reporting issues, allowing you to dispute questionable entries on your report. When you file a dispute with a credit bureau, they have 30 days to investigate your claim. Foreclosure. Charge offs. Bankruptcy. Collections-level debt. Repossession.

Retail 52