Sawin & Shea

JANUARY 28, 2021

After you retain the firm, creditors must stop calling you once they have notice of our representation. There are also a few important things you should keep in mind about talking to collection companies and creditors. During your bankruptcy process, you might receive calls from collection agencies as well as the original creditors.

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Credit Corp

MAY 1, 2024

Account errors: If someone steals your identity, your credit report may list accounts you never opened. Creditors may also make errors when reporting payment dates and payment amounts. Balance errors: A creditor may report the wrong balance or the wrong credit limit, which affects your credit utilization ratio.

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Credit Corp

MARCH 16, 2023

million people reported cases of identity theft, and around 400,000 of those involved the theft of government benefits or documents —including tax refunds. You can also check 28 of your FICO scores and get regularly updated information about your credit reports and scores when you sign up for ExtraCredit. You wouldn’t be alone.

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Collection Industry News

FEBRUARY 16, 2023

If you find that there’s an error on your credit report, you can write to the credit bureau who has the reporting,” said financial attorney Leslie Tayne. Remember, not every creditor has to report to all three bureaus, so you might see that there’s a delinquent medical debt on one or two reports, but not all of them.”

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Better Credit Blog

APRIL 1, 2022

Especially in the current pandemic, COVID 19, medical bills, credit card bills, and other financial service bills may start to pile up. If you’re unable to pay your original creditor, your debt may pass to a debt recovery agency, earning a collection letter and possibly a stain on your credit report. Why ask for proof?

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Collection Industry News

MARCH 30, 2025

These levels refer to the total amount of money owed by individuals to creditors and encompass various forms of credit, including credit card debt, personal loans, mortgages, and auto loans which can significantly impact financial stability and economic conditions. increase compared to the fourth quarter of 2023.

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Troutman Sanders

MAY 9, 2023

On May 4, the White House published technology standard document “United States Government National Standards Strategy for Critical and Emerging Technology.” For more information, click here. competitiveness and national security ….”

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Fico Collections

JANUARY 15, 2021

However, the potential financial “fall out” of missing a payment, charging credit cards up to and over their limit or opening several new credit accounts over a short period of time can have a negative impact on the scores. For additional resources on protecting your credit during COVID-19, visit ficoscore.com/coronavirus.

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Better Credit Blog

APRIL 6, 2022

We liken credit repair companies to a plumber: you can spend the time and effort into figuring out how to fix your leak yourself, but if you don’t want the hassle, a pro may be the best option. Legal experts at credit repair companies spend all day every day negotiating with creditors and seeking resolutions to mistakes.

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Troutman Sanders

AUGUST 3, 2020

The bill defines “extraordinary” collection actions as selling debt to a third party, reporting the debt to a credit bureau, denying medical care, placing a lien on a property, foreclosing on a property, seizing property or funds from a bank account, commencing a civil action, and garnishing an individual’s wages.

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Collection Industry News

SEPTEMBER 8, 2020

Note, however, that the FDCPA applies only to third party collectors who collect debt for original creditors. It does not apply to the original creditor itself who uses its own employees to collect debt. These are examples of false statements: a) Implying that they are attorneys or government representatives when they are not.

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