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Compliance Digest – February 24

Account Recovery

Senate Bill 5480, introduced in the 69th Legislature, aims to void and make unenforceable any medical debt that is reported to a consumer credit reporting agency or credit bureau. Failing to pay a debt and being subject to foreclosure, eviction, and litigation is understandably difficult for consumers.

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Can You Get a VA Loan With Bad Credit?

Credit Corp

Table of Contents: What Is the Minimum Credit Score for a VA Loan? Compensating Factors Your Lender May Take Into Account Other VA Loan Requirements How to Get a VA Loan After Bankruptcy or Foreclosure Who Qualifies for a VA Loan? Here’s an overview of how to get a loan after foreclosure or bankruptcy.

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What is Macys DSNB on My Credit Report?

Better Credit Blog

From there, you should file a dispute with the credit bureau(s). The Fair Credit Reporting Act requires bureaus to handle disputes with a 30-day investigation. They’re pros at getting inaccurate hard inquires removed from consumer credit reports. Foreclosure. Charge offs. Debt collections.

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What is RentGrow on My Credit Report?

Better Credit Blog

RentGrow On Your Credit Report. RentGrow is an agency that obtains consumer credit reports for landlords. Both RentGrow and the credit bureaus should help you get the inaccurate entry off your report. Hard credit inquiries can impact any one of your credit scores, or all three of them. Foreclosure.

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

HB1349 will take effect on July 23.