Credit Corp

AUGUST 8, 2021

This article originally appeared on Spark Rental and has been republished here with permission. By late May 2021, share prices in VNQ hadn’t even fully recovered their 2020 peak, despite such strength in US housing markets. They operate as a hard money lender, issuing purchase-rehab loans to flippers. House Hack.

Trade 105

Trade Loans Collateral Lender 105

Credit Corp

MARCH 23, 2023

Under ideal circumstances, rental properties are safe, affordable, and comfortable to live in. Your rental unit isn’t habitable. Black mold, inadequate waste disposal, and running water issues can interfere with your health. If the judge issues an order, this will be open to the public, and future landlords could see it.

Legal Rights 98

Legal Rights Financial Institution Collection Agencies Collections Agency 98

Troutman Sanders

JULY 7, 2021

On July 1, the Consumer Financial Protection Bureau (CFPB or Bureau) released a FCRA Tenant Screening Enforcement Compliance Bulletin , outlining its enforcement focus areas as the country transitions to a post-pandemic rental market. The Bureau then detailed what it will focus on for CRAs engaged in reporting rental information.

52

52

UK debt collections

MAY 5, 2022

The debt collection industry has seen a sharp rise in landlords requesting information on how to recover unpaid private housing rent. Responding to the English Housing Survey 2020-21, 4% of private renters reported being in rent arrears. The tenant will then be issued with a County Court Judgement (CCJ).

Collections 91

Collections Judgment Collection Agencies Collections Agency 91

Click Notices

OCTOBER 29, 2020

Center for Disease Control and Prevention (CDC) issued its order regarding the “Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19″ The order went into effect on September 4, 2020 and prohibits residential landlords from evicting certain tenants through December 31, 2020. On September 1, 2020, the U.S.

Foreclosure 52

Foreclosure Bankruptcy Government Collections 52

Troutman Sanders

SEPTEMBER 14, 2020

On September 4, 2020, the Centers for Disease Control and Prevention (CDC) issued a new Order, entitled “ Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19.” The National Multifamily Housing Council, a landlord advocacy group based in Washington, D.C.,

Legal Rights 52

Legal Rights Foreclosure Government Banks 52

Credit Corp

JUNE 1, 2020

Whether you’re renting an apartment, house or duplex, your home should feel like a safe place—one that’s comfortable and secure. Here are just a few: The rental unit is uninhabitable. The landlord illegally entered your rental space. But what if something happens that makes your apartment unsafe?

Law Firms 95

Law Firms Lawyers Government Collections 95

Fraser

JUNE 3, 2022

The Michigan House and Senate passed legislation that would provide $27 million in funding for safety and security assessments at public and private schools around the state. Accordingly, before asserting this or any other exemption, a public body should consult with legal counsel. Learn more about this case here.

Healthcare 77

Healthcare Collections 77

Collection Industry News

APRIL 2, 2021

CFPB Acting Director Uejio and FTC Acting Chairwoman Slaughter Issue joint statement on preventing illegal evictions. Renters can learn about their eviction and debt collection rights and how to get help with housing costs at www.consumerfinance.gov/renters. WASHINGTON , DC (March 29, 2021) —. Consumer Complaints.

Fair Debt Collection 40

Fair Debt Collection Trade Legal Rights Collections 40

Click Notices

NOVEMBER 6, 2020

The rental industry has been no exception. Most recently, the CDC issued a federal eviction moratorium through the end of 2020. The National Multifamily Housing Council (NMHC) has created a rent payment tracker that tracks rent payments each month. Resident Communication Issues. According to the tool, 94.6% This is a 1.2-percentage

Education 40

Education Government Collections 40

Collection Industry News

JANUARY 4, 2021

It should be noted that the legislation does not shield the rental property itself from foreclosure or tax lien sales unless it is the owner’s primary residence. This protection would apply only to owner-occupied primary residences with fewer than ten rental units.

Foreclosure 40

Foreclosure Bankruptcy Collections Government 40

Troutman Sanders

OCTOBER 25, 2021

On October 21, the CFPB issued a series of orders to collect information on the business practices of large technology companies operating payments systems in the United States. Recently, the Massachusetts House held a hearing on HB 312, dubbed “An Act to limit consumer exposure to deceptive calling practices.”

Financial services 52

Financial services Banks Student loans Student Loans 52

Credit Corp

MAY 30, 2023

Whether you’re looking to buy a house, lease a car, or get a loan, lenders need to check your credit. They will typically do this before issuing a loan, setting up accounts, or considering approval for housing. Rental applications: Applying to rent a home or apartment may result in a hard inquiry.

Lender 98

Lender Loans Financial Institution Debt Consolidation 98

Taurus Collect

JULY 17, 2023

Do you own a rental property business and are having difficulties collecting past-due rent from tenants? As a landlord, it is essential to evaluate the situation and determine the tenant’s history of paying rent to understand if this is a one-time issue or a recurring problem. Connect on Facebook , Instagram , and Twitter.

Collection Agencies 52

Collection Agencies Collections Agency Collections Debt Recovery 52

Better Credit Blog

JANUARY 27, 2021

If you recently applied to live in a new rental property, there’s a chance your landlord ran a hard credit check during the application process. While many landlords only run a soft credit check when you apply for new housing, others will opt for a hard inquiry from an agency like RentGrow. Rental application. Soft Inquiry.

Repossession 52

Repossession Lender Foreclosure Credit Bureau 52

Burr Forman

JULY 30, 2020

On March 18, 2020 the South Carolina Supreme Court issued an order suspending foreclosures and evictions until May 1. The April 30th order lifting the moratorium allowed the court to accept application for ejectment, schedule hearings, and issue writs or warrants of ejectment beginning May 15th. South Carolina Evictions Generally.

Foreclosure 52

Foreclosure Collections 52

Troutman Sanders

FEBRUARY 28, 2022

Department of the Treasury released demographic data, showing that funds delivered to millions of households through its Emergency Rental Assistance program are reaching underserved and vulnerable communities. On February 18, Texas Attorney General Ken Paxton issued two civil investigative demands to TikTok, Inc.

Financial services 52

Financial services Trade Credit Unions Credit Unions 52

Credit Corp

JANUARY 28, 2022

If you’ve been paying attention to the housing market recently, you will have noticed it’s on fire. Petersburg, FL, there isn’t a market that hasn’t been affected by the low mortgage rates and high millennial demand for housing. The market hasn’t seen this much activity ever (even more so than the housing financial crisis of 2008).

Loans 89

Loans Lender Government Financial Institution 89

Click Notices

MAY 12, 2020

When addressing these issues, it is better to do a little each day to streamline your rent collection process, rather than wait until it has hit a critical level. To uphold the requirements of the Fair Housing Laws, you’ll want to avoid acts that could be viewed as favoritism, such as allowing certain residents to disobey the rules.

Collections 52

Collections 52

Better Credit Blog

NOVEMBER 24, 2021

There’s no direct answer to the issue of by how many points does a hard inquiry affect your credit score. Apartment or house rental. get a copy of your credit report and check whether any of these issues might be holding you back: Identity theft (spending on your credit card by someone who has stolen your details).

Lender 75

Lender Loans Student loans Student Loans 75

Fraser

AUGUST 4, 2021

Effective August 3, 2021, the Centers for Disease Control and Prevention (“CDC”) issued a second eviction moratorium that, by its terms, is effective August 3 through October 3, 2021. The text of the order can be found here. The individual resides in a U.S. He may be reached at jroberts@fraserlawfirm.com and (517) 482-0887.

Legal Rights 40

Legal Rights 40

Troutman Sanders

APRIL 25, 2022

On April 5, the Securities and Exchange Commission (SEC) announced that two employees improperly accessed adjudicatory materials for cases litigated in the agency’s in-house court system. On March 31, the SEC issued Staff Accounting Bulletin No. On April 20, the CFPB issued a report spotlighting medical billing challenges.

Financial services 52

Financial services Student loans Student Loans Education 52

Better Credit Blog

NOVEMBER 30, 2020

If you’ve recently applied for residence at a new house or apartment, it could lead to a hard inquiry from AmRent. AmRent is a consumer reporting agency that specializes in obtaining the records of prospective tenants for landlords and rental companies. What Is AmRent On Your Credit Report? Charge offs. Collections. Foreclosures.

Loans 52

Loans Repossession Foreclosure Bankruptcy 52

Troutman Sanders

FEBRUARY 2, 2021

Federal Activities: On January 28, Acting Director of the Consumer Financial Protection Bureau (CFPB) David Uejio issued a statement regarding the CFPB’s new priorities: (1) relief for consumers facing hardship due to COVID-19 pandemic; and (2) racial equity. Find out about local programs that offer rental assistance and other help.

Financial services 40

Financial services Foreclosure Banks Debt collector 40

Katabat

AUGUST 4, 2021

The consumer, their house value is up, their stocks up, their incomes are up, their savings are up, their confidence is up.”. The Consumer Financial Protection Bureau (CFPB) has announced that two final rules issued under the Fair Debt Collection Practices Act (FDCPA) will take effect as planned, on November 30, 2021.

Debt collector 52

Debt collector Credit Card Debt Fair Debt Collection Collections 52

Katabat

AUGUST 4, 2021

The consumer, their house value is up, their stocks up, their incomes are up, their savings are up, their confidence is up.”. The Consumer Financial Protection Bureau (CFPB) has announced that two final rules issued under the Fair Debt Collection Practices Act (FDCPA) will take effect as planned, on November 30, 2021.

Debt collector 52

Debt collector Credit Card Debt Fair Debt Collection Collections 52

Troutman Sanders

NOVEMBER 21, 2022

On November 17, CFPB Director Rohit Chopra issued prepare remarks at the Financial Literacy and Education Commission, where he spoke about consumer complaints related to crypto assets. On November 15, the CFPB issued two reports on the tenant background check industry. For more information, click here. For more information, click here.

Financial services 52

Financial services Banks Lender Trade 52

Troutman Sanders

JULY 7, 2021

On July 1, the CFPB released an enforcement compliance bulletin reminding landlords, consumer reporting agencies, and others of their critical obligations to accurately report rental and eviction information. On June 29, the CFPB issued a report highlighting legal violations identified by the Bureau’s 2020 examinations.

Financial services 52

Financial services Financial Institution Student loans Student Loans 52

Fico Collections

JUNE 28, 2021

The scammer tells the victim that a $120 refund was issued to their bank account for unused software — but the person who entered the amount into the refund system (i.e., Here’s how it might work: A con artist calls a potential victim and says they work for a software company (Microsoft and Norton anti-virus software are popular).

Financial Institution 52

Financial Institution Banks Collections 52

Troutman Sanders

JANUARY 11, 2021

On January 7, the Treasury Department launched the $25 billion Emergency Rental Assistance Program (ERAP) established by the Consolidated Appropriations Act, 2021. Eligible grantees must use the funds to help eligible households through existing or newly created rental assistance programs. For more information, click here.

Financial services 52

Financial services Foreclosure Collection Agencies Collections Agency 52

Credit Corp

JUNE 1, 2021

These could include buying a house and retiring at a certain age to buy a new TV and make sure you have time for a daily walk or run. Are you seeking rental car insurance, travel insurance, or product warranties that come with some cards? Plus, a common issue with annual-fee cards is using those benefits that come with that card.

Student loans 97

Student loans Student Loans Credit Card Debt Loans 97

Payment Savvy

NOVEMBER 14, 2022

One of the most significant benefits of electronic checks is that the costs associated with issuing them are lower than in the case of traditional paper checks. There is also no requirement for physical postage in cases of payments being made outside of the issuing entity’s direct reach, which helps cut down on processing fees.

Banks 52

Banks Financial Institution Loans 52

Re:Ceeve

JULY 9, 2020

There are similar issues in the UK, with The Insolvency Service revealing a tenfold increase in under-25s going bust between 2016 and 2019. Inflation has caused housing prices and living costs to skyrocket around the world while incomes have hardly increased. Collectively, these factors have pushed millennials into a debt trap.

Student loans 68

Student loans Student Loans Loans Debt collector 68

Better Credit Blog

NOVEMBER 18, 2021

Average Credit Score Needed to Buy a House. The average credit score needed to buy a house is 620. Limited renting options, as most landlords request specific credit scores to qualify for a rental. If after that time your issue still isn’t resolved, file a complaint with the Consumer Financial Protection Bureau.

Lender 59

Lender Loans Personal loans Bankruptcy 59

Credit Corp

MAY 9, 2023

Renting a home, apartment or town house can affect your credit in a number of ways. It’s increasingly common for credit reporting agencies to include positive rental history in consumer credit reports. Your landlord must report rental history data to the credit bureau for this to happen. Do I Have a Rent Credit Score?

Consumer Credit 98

Consumer Credit Credit Bureau Debt collector Creditors 98

Troutman Sanders

NOVEMBER 18, 2022

On November 15, the Consumer Financial Protection Bureau (CFPB) issued two reports, highlighting what the CFPB perceives to be forms of errors that frequently occur in tenant background checks and the impacts the CFPB believes that those errors can have on potential renters. Consumer Reports.

Government 52

Government Trade Financial services Banks 52

Troutman Sanders

OCTOBER 17, 2023

Just last week, the FTC announced the parties reached an agreement that will require Trans Union and its subsidiary TransUnion Rental Screening Solutions, Inc. Notably, many of these same issues were raised by plaintiffs in a Georgia multidistrict class action, In re TransUnion Rental Screening Solutions, Inc. FCRA Litigation.

Trade 52

Trade Judgment Collections 52