Sat.Mar 30, 2024 - Fri.Apr 05, 2024

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What’s a Credit Lawyer, and Do I Need One?

Credit Corp

Is your bad credit preventing you from getting a credit card, buying a home, or renting an apartment? Are you paying higher-than-average interest rates because of your poor credit score? If so, a credit lawyer may be able to help. Credit lawyers help with credit repair solutions. Some consumers choose to handle the credit repair process on their own.

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Business Debt Collection in 2024

Burt and Associates

Tackling Business Debt Collection in 2024: Hurdles and Game Plans for Entrepreneurs One constant challenge remains for business owners – getting paid on time. Ensuring clients settle up and managing unpaid bills are crucial to keeping your company’s finances healthy and growing. As we head into 2024, let’s look at the major debt collection roadblocks entrepreneurs will face, along with some essential tips for navigating this tricky territory.

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Removing the stigma behind bankruptcy filings

Roths Child Law

It is no secret that the cost of living is impacting most households in the U.S. In fact, over half of the population have some form of credit card debt. When debts become overwhelming and impossible to pay, filing for bankruptcy is an option. However, many people are put off of doing so because of the stigma behind filing for bankruptcy. What stigma do filers potentially face and what is the truth behind these issues?

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30 Companies Seeking Collection Talent

Account Recovery

During this, The Great Resignation Era, I thought it would be helpful to start a regular posting of different jobs within the accounts receivable management industry that I have found online. Please make sure to do your own due diligence before applying for a position included here or accepting any offers.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Why Is a Credit Union Better Than a Bank?

Credit Corp

When it comes to borrowing money, building up your emergency fund , and performing financial transactions, you have more options than ever before. You can open an account with a traditional bank, set up an online bank account , or choose a neighborhood credit union. Best of all, you can have accounts with multiple institutions, maximizing convenience.

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Changes to the Homeowners’ Association Act: HB 437 Expands Property Owners’ Rights to Use Their Property

Jimerson Firm

“Why does the HOA care what I do in my backyard?” is an all-too-common question posed by homeowners. Responsible for maintaining the community rules, facilities, and appearance, homeowners’ associations have an important role in upholding community standards. However, a common complaint amongst owners revolves around their homeowners’ association’s (“HOA”) authority to govern what happens in the back or side yard of a home out of sight of the rest of the HOA.

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Separate Plaintiffs File FDCPA Suits After Sending Exact Refusal Message to Same Defendant

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more?

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How to Fix Your Credit in 5 Steps

Credit Corp

Whether you realize it or not, your credit score can have a significant impact on your life. It can determine whether you can buy a home, get an auto loan, secure an apartment, and, in some cases, land a job. If your credit is anything less than stellar, you may need to ask yourself, “Is it time to fix my credit?” In this post, we’ll cover five of the best ways to fix your credit: Get a copies of your credit report Address any errors on your credit report s Protect and nurture your credit

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CFPB Finds Americans are Paying Upfront Fees Seeking to Lower Interest Rates on Mortgages

Consumer Finance

The CFPB issued a new report today finding that more borrowers paid “discount points” upfront as overall interest rates rose.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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National Association of Realtors Settlement and its Effect on the Real Estate Industry

Jimerson Firm

If you have been paying attention to the news lately, you have likely seen stories surrounding a major shakeup with real estate commissions stemming from a settlement in a prominent federal lawsuit. On March 15 th , a settlement was agreed on between the National Association of Realtors (“NAR”) and the U.S. Department of Justice (“DOJ”) who alleged anticompetitive practices.

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Daily Digest – April 5. Separate Plaintiffs File FDCPA Suits After Sending Exact Refusal Message to Same Defendant; Work-Life Balance Key to Attracting New Job Candidates in ARM Industry

Account Recovery

Separate Plaintiffs File FDCPA Suits After Sending Exact Refusal Message to Same Defendant Work-Life Balance Key to Attracting New Job Candidates in ARM Industry Judge Grants MTD in FDCPA Case Over Collection Lawsuit Debt Collection Complaint Volume Falls in 2023: CFPB WORTH NOTING: What you need to know if you are looking at making a […]

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Attention to Detail — and the Defense — Prevails in Two Recent Cases

TCPA

Two recent decisions emphasize the necessity of precisely examining a plaintiffs complaint for potential defenses while keeping each element of the TCPA in mind. First, in Hulce v. Zipongo, Inc., No. 23-C-0159, 2024 WL 1251108 (E.D. Wis. Mar.

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Reporte de la CFPB Identifica Riesgos Financieros y a la Privacidad que Corren los Consumidores en los Mercados de Video Juegos

Consumer Finance

La CFPB emite reporte examinando el crecimiento del comercio digital dentro de juegos de videos y mundos virtuales online.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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What Is the Impact of Bankruptcy on Professional Licenses and Certifications?

Sawin & Shea

Filing for bankruptcy is a great financial option for those struggling with cumbersome debt. It enables you to discharge eligible debts, such as credit card and medical debt, so that you can live with a fresh start in the future. But you may be wondering, “What Is the Impact of Bankruptcy on Professional Licenses and Certifications?” This debt relief option is the best choice for numerous indebted individuals, and it shouldn’t merely be considered a last resort — It’s a p

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Judge Dismisses FDCPA Class Action Over Undated MVN

Account Recovery

It’s not a ruling on the merits of sending an undated Model Validation Notice, but a District Court judge — this time in California — has dismissed a plaintiff’s Fair Debt Collection Practices Act class action, ruling that the plaintiff did not suffer a concrete injury and thus does not have standing to sue.

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Utilizing ex parte attachments for Massachusetts commercial debt collection

Collections Law

When a debtor is delinquent, one of the biggest concerns for creditors is that the debtor doesn’t have enough money to pay what they owe. Securing an ex parte attachment to obtain pre-judgment security as part of a collections lawsuit can help to alleviate these concerns. At Law Offices of Alan M. Cohen & Associates LLC, our experienced, relentless and innovative commercial debt collection attorneys have over 50 years of collective experience.

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Statement of CFPB Director Rohit Chopra on Risks to Consumers in Video Gaming Marketplaces

Consumer Finance

CFPB Director Rohit Chopra provided a statement on the Banking in Video Games and Virtual Worlds report.

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

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Collection agencies can buy debt from creditors, can sue for money | Fact check

Collection Industry News

The claim: It is illegal for collection agencies to buy debt and ‘come after you’ if you send a cease-and-desist letter A March 27 Facebook post (direct link, archive link) offers advice for consumers facing debt collection. “It is illegal for a collection agency to buy your debt and come after you for it,” text on the video reads. “When a debt collector comes after you for debt owed but you already sent a cease and desist letter (sic).

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Daily Digest – April 4. Getting to Know Joshua Ouellette of JJ Marshall and Associates; Calif. Judge Dismisses FDCPA Class Action Over Undated MVN

Account Recovery

Getting to Know Joshua Ouellette of JJ Marshall and Associates Calif.

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Paul Hammer Featured in Law360 Article on Bankruptcy Practice

BN Lawyers

Paul Hammer, Shareholder and leader of Barron & Newburger’s Houston Office, was recently quoted in an article published by Law360 entitled “5 Myths in Bankruptcy Practice Debunked”. Mr. Hammer was interviewed along with several prominent practitioners from large AMLAW firms including White & Williams and Cole Schotz. The article in its entirety may be found here: 5 Myths In Bankruptcy Practice Debunked – Law360 Bankruptcy Authority The post Paul Hammer Featured in Law360 Article on

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Prepared Remarks of CFPB Director Rohit Chopra at the White House on Data Protection and National Security

Consumer Finance

Director Chopra at the White House on Data Protection and National Security.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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Risk and reward: How AI is driving the US debt collection industry

Collection Industry News

The use of AI in the sector only looks set to grow; even though just over 10% of collections firms currently employ AI-driven tools in the US, around 60% are considering implementing them. The benefits are clear: AI tools can predict which debtors are likely to pay; they can negotiate payments virtually, and segment and profile customers. This is good news for financial services providers, experts say, because systems can spot who’s going to pay their debt and who’s less able to honour demands.

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Daily Digest – April 3. Judge Grants MTD in FDCPA Class Action; CPPA Issues First Enforcement Advisory

Account Recovery

Judge Grants MTD in FDCPA Class Action Judge Denies MTD in FDCPA Class Action Over Post-Judgment Fees CPPA Issues First Enforcement Advisory; Focuses on Data Minimization 30 Companies Seeking Collection Talent WORTH NOTING: Some weird beach laws that are on the books in different locales across the United States … A lot of people think […]

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Member Spotlight: Credibility Through Certification

NACM

Earning designations are not limited to those who are new to the industry. Whether advancing your career, expanding your knowledge on basic information or learning new skills, NACM's Professional Certification Program helps credit professionals with career growth. Designations can provide many benefits for your company and your customers.

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Prepared Remarks of CFPB Director Rohit Chopra at the National Community Reinvestment Coalition

Consumer Finance

CFPB Director Rohit Chopra provided remarks at the National Community Reinvestment Coalition’s Just Economy Conference.

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Operational Strength Starts with People: The New Rules of Finance Leadership

Speaker: Melissa Hurrington

What’s holding finance teams back isn’t just process inefficiency. It’s culture gaps, reactive mindsets, and missed opportunities to lead real change. In an era of disruption, finance leaders can no longer afford to operate on autopilot and the most resilient teams aren’t just efficient—they’re connected, talent driven, and culture-focused. Join Melissa Hurrington for an exploration into how finance leaders can evolve beyond process and numbers to create adaptive, people-powered teams that thriv