Credit Corp

MAY 23, 2021

You can also use a tool like Credit.com’s Credit Report Card or ExtraCredit to monitor your credit. When you download your credit report with ExtraCredit, you’ll see a list of positive accounts, late accounts, collections, public records, inquiries and account balances. Learn More about ExtraCredit.

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Credit Corp

SEPTEMBER 7, 2020

One of the primary goals of VantageScore is to provide a model that is used the same way by all three credit bureaus. That would limit some of the disparity between your three major credit scores. So, what are the differences between an Experian credit score calculated using VantageScore and one calculated via the FICO model?

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Credit Corp

MARCH 8, 2021

These guidelines are critical for businesses selling their products and services in credit. When broken down into essential parts, a credit policy includes: Evaluation of a customer’s creditworthiness Decision process to extend credit to customers (terms, conditions, etc.) Reports directly to CFO Collections manager.

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Better Credit Blog

MAY 1, 2022

In other words, if you have 3 credit cards each with credit limits of $1,000 each, keep your balances under $250 on each credit card. Optimizing your credit utilization will have a big impact on your credit score. Increase Your Credit Limits. Don’t Apply For New Credit for a Full Year.

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Credit Corp

OCTOBER 25, 2023

Having no credit or bad credit both present different challenges. Bad credit can prompt frequent collection calls and take a long time to repair, while no credit can reduce your eligibility for most loans. We’ll explore the nuances of both situations and share ways you can bolster your credit.

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FDCPA Defense

MAY 6, 2014

In its Bulletin issued in July 2013 , the CFPB took the position that creditors, debt buyers and third-party collectors often make representations to consumers about credit-related issues in order to persuade them to pay. Credit Bureau of Georgia, 555 F. See, e.g., Wright v. It is hard to say.

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Troutman Sanders

MAY 9, 2023

On May 4, Colorado Governor Jared Polis signed SB93 into law.

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