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How to Check Your Credit Score Without Hurting It

Credit Corp

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. It’s crucial to keep track of your credit score regularly, but many people are hesitant to check it because they’re afraid it will have a negative impact.

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Is No Credit Better Than Bad Credit?

Credit Corp

We’ll explore the nuances of both situations and share ways you can bolster your credit. Key Takeaways Everyone starts with no credit until we take an action that must be reported to a credit bureau. It takes time to increase your credit, whether you have bad or no credit. What Are the Impacts of Each?

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How to Check Your Credit Report for Identity theft

Credit Corp

If your credit score changes dramatically—especially if it’s for the worse— dig deeper. Negative public records can substantially impact your creditworthiness. Tip: Liens and civil court judgments used to appear on credit reports, but credit bureaus no longer collect information about those types of public records.

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What Is the FICO Resilience Index?

Credit Corp

The Index, which is brought to you by the makers of the popular FICO Score for creditworthiness, ranges from 1 to 99. In contrast to credit scores, where a higher number is better, a lower FICO Resilience Index score is better. Where Can You See Your FICO Resilience Index?

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An Ultimate Guide to Write an Effective Business Credit Policy

Credit Corp

These guidelines are critical for businesses selling their products and services in credit. When broken down into essential parts, a credit policy includes: Evaluation of a customer’s creditworthiness Decision process to extend credit to customers (terms, conditions, etc.) Decide Who Can Get Extended Credit.

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How to Start Building Credit Once You Turn 18

Credit Corp

Unsecured Credit Cards : If you don’t have the money to make a security deposit, consider an unsecured credit card such as the Avant Credit Card. This card offers a process that presents you with a credit line based on your creditworthiness before you apply. Monitor Your Credit Report and Credit Score.

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How to Use Alternative Data to Build Your Credit Report

Titan Consulting

Rent Bureau , now owned by the credit bureau Experian, electronically compiles rental data from property management companies and individual landlords. Rental agencies and alternative credit providers use the data to screen applicants and establish consumer credit scores.

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