Average U.S. FICO® Score Stays Steady at 716, as Missed Payments and Consumer Debt Rises
Fico Collections
AUGUST 29, 2022
Tue, 08/30/2022 - 12:00. As of April 2022, just over 15% of the population has had a 30+ day past due missed payment in the past year. As shown in figure 3, recent missed payments are up most notably on bankcards , followed by auto loans. As of April 2022, the average credit card utilization was 31%. in April 2022.
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