category fintech Loans Related Topics 
Troutman Sanders
APRIL 26, 2022
Under Dodd-Frank, the CFPB has authority to examine three categories of nonbank entities: Nonbank entities that offer or originate mortgages, private student loans, and payday loans, regardless of the nonbank entity’s size. Nonbanks engaging, or have engaged, in “conduct that poses risks to consumers.”.
Titan Consulting
AUGUST 2, 2020
Home Equity Loans and Home Equity Lines of Credit (HELOCs) are convenient, cost-effective ways to access capital from your home’s value. Banks have raised minimum credit scores and income requirements while lowering the maximum loan-to-value available. Equity sharing programs do not rely on loans, interest, or monthly payments.
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Fico Collections
SEPTEMBER 3, 2020
We are thrilled and honored to be recognized by Aite Group as best in class and the overall rankings leader for our Loan Origination Solution. FICO’s Loan Origination Solution was also recognized as a category leader in: Client Strength. FICO Origination — A Loan Origination Solution You'll Never Outgrow. Client Service.
True Accord
MARCH 31, 2022
For one, the consumer credit market is looking strong with signs of expansion, specifically, originations for credit cards and personal loans are increasing. As a result, originations for credit cards and personal loans have returned to pre-pandemic levels and have been holding fairly constant over the last two quarters.
Collection Industry News
JUNE 20, 2022
The DFPI’s final regulations address seven categories of commercial financing transactions: Closed-End Transactions. All Other Transactions (a catchall for transactions that don’t fit in the six specific categories above). Loan Market Update Cadwalader, Wickersham & Taft LLP. Lots of news out of the loan market.
Fico Collections
AUGUST 19, 2022
Tackling the Fintech Threat: A Guide for Banks and Credit Unions. What financial institutions need to compete with fintech threat disrupters. As FinTech funding rises to new record levels – $131.5 Taking the FinTech Threat Seriously: What Should Banks Be Doing to Compete? Thu, 12/19/2019 - 16:29. by Darryl Knopp.
Troutman Sanders
AUGUST 14, 2023
Analisa Torres ruled that three out of four categories of XRP token sales did not constitute an investment contract. On August 8, the Office of the Comptroller of the Currency (OCC) issued a bulletin to provide banks with guidance regarding the applicability of the legal lending limit to purchased loans. Ripple Labs , et al. ,
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