Sawin & Shea

JUNE 9, 2021

The FTC (Federal Trade Commission) is an arm of the United States government that enforces consumer protection and antitrust laws. Approximately one third of consumers with a credit bureau file were contacted by at least one creditor or debt collector each year, according to a CFPB (Consumer Financial Protection Bureau) survey.

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Better Credit Blog

APRIL 1, 2022

Under the FDCPA Act, you are legally entitled to contact the debt collection agency and demand proof of your debts. They also might be charging you the full amount in order to make a profit, since credit collection agencies typically buy collection accounts at a discount from the original lender. Debt Validation. Ads by Money.

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Better Credit Blog

APRIL 3, 2022

If you’re reading this article, I bet you’ve recently been contacted by a company called Portfolio Recovery Associates —and you may be wondering how to remove them from your credit report. You get to dictate how and when a debt collector contacts you. The Fair Debt Collection Practices Act outlines your rights as a consumer.

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Troutman Sanders

MARCH 4, 2024

On February 29, the Consumer Financial Protection Bureau (CFPB) issued a circular to law enforcement agencies and regulators explaining how companies operating comparison-shopping tools can break the law when they steer consumers to certain products or lenders because of kickbacks. s Municipal Regulations. For more information, click here.

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Better Credit Blog

AUGUST 31, 2020

What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you. The law specifically limits how and when collections agencies can contact you, and it allows you to dispute debts. Table of Contents.

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Better Credit Blog

APRIL 4, 2022

Therefore, you’re in a good position when you tell the debt collector you are aware of The FDCPA and that any violation will be documented and forwarded to the Federal Trade Commission (FTC) as well as the Consumer Financial Protection Bureau (CFPB) and your State Attorney General’s office. Try To Negotiate On Older Debts.

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Credit Corp

AUGUST 31, 2021

That’s even truer when someone is contacting you about an old debt you forgot about, thought was long resolved, or didn’t know about in the first place. Consider contacting an attorney to help you with your individual situation. Contact a lawyer for your unique situation if you have questions. In This Piece.

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