True Accord

MARCH 31, 2022

The four key trends we’re studying are: resumed foreclosure activity, extensive medical bills, the end of child tax credits and historically high inflation. In January, the foreclosure proceedings that were paused under the CARES Act resumed after an 18-month hiatus. million U.S. Fintech companies are delivering. Boiling This All Down.

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Lender Personal loans Foreclosure Loans 58

Roths Child Law

MARCH 12, 2021

Tax laws exclude some refinanced mortgages. In some cases, the tax laws exclude a portion of refinanced mortgages when those debts are forgiven. Again, you will have to show that you have built, bought or improved your main home up to the value of the original mortgage principal before the refinancing took place.

Credit Card Debt 40

Credit Card Debt Foreclosure Loans Bankruptcy 40

Jimerson Firm

MAY 12, 2021

In 2016, the Consumer Financial Protection Bureau (“CFPB”) issued a final rule—referred to as the 2016 Mortgage Servicing Rule —that clarified, revised, and amended several provisions in the 2013 Mortgage Servicing Rules. Who is a “Successor in Interest”? What are the Lender’s Obligations to a Potential Successor in Interest?

Collateral 52

Collateral Lender Loans Foreclosure 52

Consumer Financial Services Law

FEBRUARY 17, 2017

The CFPB has issued its monthly complaint report and is shining its spotlight on mortgage products. Each month, the report focuses on a category of consumer financial products. Debt collection, credit reporting and mortgage remain the most complained about products for December 2016.

Student loans 40

Student loans Student Loans Foreclosure Loans 40

Debt Free Colorado

MARCH 3, 2023

There are officially six separate categories of bankruptcy , each designated after a specific section of federal bankruptcy law. Are you at risk of falling into foreclosure, being evicted, or having your utilities cut off? Do Bankruptcies Come in Different Types? What Benefits Can I Get from Filing for Bankruptcy?

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Bankruptcy Chapter 13 bankruptcy Credit Counselor Chapter 7 bankruptcy 52

Public Citizen

JULY 6, 2020

the Court held that a 2015 amendment to the Telephone Consumer Protection Act, which allowed cellphone robocalls to collect federal debts (such as student loans and mortgages), gave unconstitutionally favorable treatment to federal debt collection over other types of speech. American Assn. of Political Consultants, Inc.,

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Collections Student loans Student Loans Government 70

Troutman Sanders

MARCH 8, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. Over 11 million families are behind on their rent or mortgage payments: 2.1 You may access this interactive tool at [link].

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Financial services Retail Foreclosure Financial Institution 52

Better Credit Blog

JANUARY 14, 2021

Credit inquiries come in two different categories: hard and soft credit checks. Hard Credit Check: Takes place when you apply for funding of some sort, whether it’s an installment loan, revolving line of credit, mortgage, or credit card. Foreclosures. Ask Lex Law for Help. How Do Hard Inquiries Impact Your Credit Report?

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Loans Repossession Foreclosure Bankruptcy 52

Collection Industry News

JUNE 28, 2022

In the first quarter of 2022, Florida ranked almost exactly in the middle of the pack in three key categories of the national homeowner economy: delinquent mortgages, total non-current mortgages, and foreclosure rates, according to a report issued by Jacksonville-based Black Knight Data & Analytics, Inc.,

Foreclosure 40

Foreclosure Loans Collections 40

Better Credit Blog

NOVEMBER 24, 2020

You can select any one of these six factors from your Chase dashboard to see how much impact they have, how you’re doing, and to get an overview of your credit usage in that category. Public records such as bankruptcy or foreclosure. This includes changes like: A hard or soft inquiry. New account. Late payment. Collections.

Lender 52

Lender Education Bankruptcy Banks 52

Debt Free Colorado

DECEMBER 9, 2021

While bankruptcy law forces you to sell some assets to repay unsecured creditors, the majority of Americans keep all of their property because of bankruptcy limits on the categories of assets that may be used to settle debts. Chapter 7 will not assist you if your primary source of debt is a mortgage, auto loan, or other kinds of debt.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 75

Troutman Sanders

AUGUST 14, 2023

Analisa Torres ruled that three out of four categories of XRP token sales did not constitute an investment contract. On July 27, B25-0363, the Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Amendment Act of 2023, was signed by Mayor Muriel Bowser (D). For more information, click here.

Financial services 52

Financial services Foreclosure Banks Loans 52

Better Credit Blog

JANUARY 5, 2021

Citicards come in several categories, including: 0% APR. Citi also offers personal loans, lines of credit, and mortgages, which can prompt a hard inquiry. They can also help with a slew of credit problems, like: Foreclosures. They have offers to meet a wide range of interests. Balance transfers. Collections-stage debt.

Loans 52

Loans Banks Repossession Lender 52

Better Credit Blog

JANUARY 5, 2021

Citicards come in several categories, including: 0% APR. Citi also offers personal loans, lines of credit, and mortgages which can prompt a hard inquiry. They can also help with a slew of credit problems, like: Foreclosures. They have offers to meet a wide range of interests. Balance transfers. Collections-stage debt.

Loans 52

Loans Banks Repossession Lender 52

Troutman Sanders

MAY 3, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. On April 27, the CFPB delayed the mandatory compliance date of the General Qualified Mortgage (QM) final rule from July 1, 2021 to October 1, 2022.

Financial services 52

Financial services Foreclosure Collection Agencies Collections Agency 52

Collection Industry News

AUGUST 9, 2021

On February 24, 2021, five New York landlords filed a complaint in federal court, alleging that Part A of the state’s COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020 (the “ Act ”) violates their constitutional rights ( Chrysafis, et al. James , Case No. 2:21-cv-00998). The Act (S.9114/A.11181)

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Foreclosure Government Judgment Lender 40

Troutman Sanders

MAY 2, 2023

The bill additionally leaves room for assets that don’t fit neatly into either category. On April 26, the CFPB issued an advisory opinion, reminding the industry that a debt collector who brings or threatens to bring a foreclosure action to collect a time-barred mortgage debt may violate the Fair Debt Collection Practices Act.

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Financial services Trade Consumer Credit Government 52