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Account Recovery
JUNE 13, 2022
The Court of Appeals for the Ninth Circuit has affirmed a lower court’s ruling that an individual’s text messages sent to a financial institution constitute providing expressed consent to be contacted on a mobile phone via an automated telephone dialing system under the Telephone Consumer Protection Act, but that the lower court abused (..)
Direct Recovery
JUNE 7, 2022
The FDCPA also stipulates that debt collection agents are not permitted to verbally abuse or threaten any consumers they are attempting to collect from, and there are specific limits set on how frequently collection agents can contact those consumers. The post Can Debt Collectors Make Contact Through Social Media?
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Account Recovery
JUNE 3, 2022
A class-action lawsuit has been filed against a collection agency, accusing it of contacting an individual who was represented by an attorney — because the plaintiff had already filed suit against another agency for the same debt before the account was recalled and placed with another agency — and for sending a collection letter two … (..)
Account Recovery
JUNE 2, 2022
A District Court judge in Washington has granted a plaintiff’s motion to certify a class action against a debt collector accused of violating the Telephone Consumer Protection Act by obtaining the plaintiff’s cell phone number via a skiptracing service and contacting the plaintiff without first obtaining consent to do so, even though the (..)
Account Recovery
JUNE 17, 2022
A District Court judge in Illinois has granted a defendant’s motion for summary judgment after it was sued for allegedly violating the Fair Debt Collection Practices Act, ruling that the defendant was engaged in early-out collections and that it was not attempting to collect on a debt that was in default when it contacted the … The post (..)
Nexa Collect
JUNE 4, 2022
Need a new collection agency: Contact us today. Credit Bureau Reporting changes: Starting July 2022, the top 3 credit bureau agencies made it harder to report medical debts for credit reporting. Medical debts form nearly 50% of consumer debt collections. What to do if your collection agency shuts down.
Sawin & Shea
JUNE 29, 2022
However, you are technically in control and can dictate how and when they contact you. To ensure this doesn’t happen, record your calls and ask them to politely only contact you at your preferred method and time. Constantly calling you can be construed as harassment, especially if you have already asked them not to.
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