Better Credit Blog

OCTOBER 5, 2020

Today, we’ll walk you through all the details you need to know about Penn Credit and debt collectors in general so you can have them taken off your report in no time. Penn Credit Corporation is a legitimate debt collector , one that is headquartered in Harrisburg, Pennsylvania. What Is Penn Credit Corporation?

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Better Credit Blog

AUGUST 31, 2020

Having debt in collections can be downright overwhelming, especially when debt collectors bombard you with dozens of phone calls. Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. Table of Contents.

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Credit Management Company

MAY 3, 2022

Debt collectors are not allowed to threaten or harass. Debt collectors cannot tell any third parties about someone’s debt. If collectors are told in writing to stop, they cannot contact the consumer. Until recently, debt collectors did not use these platforms.

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Better Credit Blog

OCTOBER 7, 2020

Debt collectors can be a nuisance, and their effects on your credit score are even worse than their constant calls. It might seem like paying off your debt is the best method for getting a collections agency like AMCOL off your report, but that could do more harm than good. Ask for Proof with a Debt Validation Letter.

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Consumer Financial Services Law

JANUARY 3, 2017

Here are the highlights: Debt collection, mortgage and credit reporting continue to be the leaders in complaint volume; Debt collections complaints comprise 27% of the total cumulative complaints received to date by the CFPB; Student loan complaints showed the greatest increase over the same period for 2015 with a 120% increase.

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Nexa Collect

OCTOBER 17, 2020

Being a third-party debt collector, they are well-versed with dealing all those excuses and know exactly how to get your money back to you. Funeral directors often avoid discussions about payment for their services as they do not want to put additional stress on the grieving family. Need a Collection Agency?

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Troutman Sanders

MARCH 17, 2023

Safe Home Security is also enjoined from violating state debt collection laws, must clearly disclose if interest will compound, must not misrepresent contract terms, including provisions about cancellation rights, and must not knowingly report incorrect information to consumer reporting agencies and third-party debt collectors.

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FDCPA Defense

SEPTEMBER 26, 2017

Can a bank be sued for acting as a “debt collector” under the California Rosenthal Act? You are probably tempted to answer “yes” it can, because you know the Act defines a “debt collector” to include an entity that is collecting on behalf of itself or on behalf of third parties. Code § 1788.2(c)

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Better Credit Blog

NOVEMBER 17, 2020

Sometimes, debt collectors are employed by businesses to call, send letters, and process payments from customers with late payments. Other times, collection agencies buy your debt outright from the company you owe. That means you have 30 days to mail MBA Law a debt validation letter. How Does MBA Law Offices/Capio Work?

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Better Credit Blog

OCTOBER 30, 2020

Is Ad Astra Recovery Services stressing you out with calls about outstanding debts? AARS doesn’t provide too many specifics about its services, but it’s clear that the agency offers third-party and in-house debt collections, as well as check recovery services. Send a Debt Validation Letter.

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Taurus Collect

JANUARY 10, 2024

Reasons Why Businesses May Hesitate To Hire a Debt Collection Agency Despite the clear benefits, some businesses might still hesitate to hire a debt collection agency due to several reasons: Fear of damaging customer relationships : Some businesses fear that involving a third-party debt collector might strain their relationship with their clients.

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Credit Corp

NOVEMBER 9, 2020

The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts. or after 9 p.m.

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True Accord

JUNE 25, 2020

Debt sales play a unique role in the collections industry, as choosing between selling to a debt buyer and placing accounts with a third-party debt collector can make or break a brand. What is a debt buyer?

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FFGN COLLECT NY

NOVEMBER 24, 2021

The new law has a direct impact on the collection of consumer claims within New York State and covers in-house collections efforts as well as those placed with a third-party debt collector including a collection attorney or agency. Once the statute lapses, the on-account payment will no longer revive the debt.

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Collection Industry News

NOVEMBER 6, 2020

On Friday, the bureau issued its final rule to restate and clarify prohibitions on harassment and abuse, false or misleading representations, and unfair practices by debt collectors when collecting consumer debt.

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Better Credit Blog

AUGUST 14, 2020

Instead, you’ll need to dispute the debt or negotiate a pay-for-delete agreement. In the guide below, we’ll tell you more about how Americollect works and show you how to get the agency off your credit report, stopping their pestering phone calls along the way. What Is Americollect? Radiology collections. Early out services.

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Better Credit Blog

FEBRUARY 4, 2021

Are you concerned about a collections entry from Delivery Financial Services? While falling behind on a payment or two might not seem like a big deal, collections-stage debt can do substantial damage to your credit. Read on to learn more about Delivery Financial Services and how to get them deleted from your report.

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True Accord

OCTOBER 11, 2022

The Questions: What are the major regulations lenders need to know about? What are the major laws and regulations lenders need to know that govern debt collection (and debt collection service providers)? There are also some similar state laws, but the FDCPA is the big one that governs debt collection activity.

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Better Credit Blog

AUGUST 31, 2020

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead.

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Better Credit Blog

NOVEMBER 4, 2020

In the guide below, we’ll show you the ins and outs of dealing with debt collectors and provide you with a few surefire strategies for getting RCS off your report. By law, they’re required to give you details about your debt, like your original lender’s name and your old account number. What Is Resurgent Capital Services?

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Better Credit Blog

DECEMBER 29, 2020

They are a third-party debt collector and auto loan financer out of California. About Wilshire Consumer Credit. Like many debt collectors, they have faced many consumer complaints over the years. They are responsible for regulating debt collectors and enforcing the FDCPA.

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Better Credit Blog

APRIL 1, 2022

Is Credence Resource Management, LLC, contacting you about unpaid debts? The longer you avoid a debt collection agency like Credence, the more damage the agency can do to your credit score. Table of Contents: About Credence Resource Management. They’re expertly trained to deal with debt collectors and get you results.

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Better Credit Blog

FEBRUARY 5, 2021

If you’re concerned about an entry on your credit report from BRG Collections, we can help. BRG specializes in collecting on unpaid consumer debts. Read on for an overview of BRG, debt collections, and the process of getting a collections account off your report. About BRG Collections LLC. Dispute process.

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Better Credit Blog

SEPTEMBER 21, 2020

If you’ve been on the receiving end of calls and letters from a debt collection agency like CMS, it’s also negatively affecting your credit score. Concerned about the legitimacy of Capital Management Services? Though you might not have heard the name before, Capital Management Services, LP, is an established debt collections agency.

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Better Credit Blog

OCTOBER 14, 2020

When you miss a payment, your service provider or lender will attempt to collect on the debt you owe them on their own for a time. If their attempts are unsuccessful, they may employ the services of a debt collector like AFS or sell them your debts. Negotiate a Partial Payment.

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Better Credit Blog

AUGUST 31, 2020

When your bills go unpaid for a few months, they may be turned over to a debt collections agency like PMAB LLC. Debt collectors either purchase debts at a discount from lenders and service providers, or they work for the company to collect the debt, earning a percentage of the payment. Dispute the Debt.

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Better Credit Blog

OCTOBER 2, 2020

If you’re wondering how best to proceed with a debt collector like AWA, we’ve got you covered. AWA is a small debt collector that has been operating since 1993, according to its BBB profile. Write a debt validation letter. Write a Debt Validation Letter. Third-party collections. Charge offs.

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Better Credit Blog

FEBRUARY 22, 2021

Frontline Asset Strategies is a debt collector that you may hear from when you start to miss payments. They are a third-party debt collector that specializes in recovering unpaid bills from consumers like you or me. About Frontline Asset Strategies. They list their annual revenue at about $350,000.

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Better Credit Blog

FEBRUARY 19, 2021

FMA Alliance is a third-party debt collector that works with companies to recover delinquent accounts from customers. Before a debt collector can contact you for payment, they must first report the debt to the major credit bureaus. Removing a debt collector from your credit report is as simple as ABC.

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Better Credit Blog

OCTOBER 19, 2020

Have questions about an entry from Account Control Technology on your credit report? Account Control Technology is a debt collector, and if they’re contacting you, it means you probably let a payment slip through the cracks. is a sizable debt collections agency that has been in business since 1993. We have answers.

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Better Credit Blog

OCTOBER 19, 2020

Have questions about an entry from Account Control Technology on your credit report? Account Control Technology is a debt collector, and if they’re contacting you, it means you probably let a payment slip through the cracks. is a sizable debt collections agency that has been in business since 1993. We have answers.

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Better Credit Blog

FEBRUARY 2, 2021

About BGE Collections. If they are unsuccessful, your debt will go into collections, which can have a significant impact on your credit report. Some companies sell their debts to third-party debt collectors , while others, like BGE, have their own collections department. The best part? Owe BGE $250?

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Better Credit Blog

FEBRUARY 19, 2021

The guide below will teach you more about how collections agencies work and provide you with clear instructions for getting a collections account deleted from your credit report. While you may be questioning their legitimacy, DCM services is a credible debt collection agency. When this happens, your credit score could suffer.

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Better Credit Blog

SEPTEMBER 23, 2020

Are you concerned about a collections entry on your credit report? When debt reaches collections, it can hurt your credit score and leave you on the receiving end of seemingly nonstop phone calls and letters. Demand Evidence of the Debt. But you should take a crack at this strategy even if the debt is legitimate.

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Better Credit Blog

SEPTEMBER 8, 2020

If you owe an old landlord money on your rent, you may begin to hear from a debt collector called National Credit Systems. National Credit Systems is a third-party debt collector that has been hired on behalf of the original creditor to collect the debt from you. What is National Credit Systems?

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Better Credit Blog

AUGUST 25, 2020

With the solutions below, you can get a debt collector off your call list and your credit report in a few weeks’ time. Submit a Debt Validation Letter. Another important benefit of the Fair Debt Collection Practices Act is that it requires debt collectors to validate any debts they’re attempting to collect.

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Troutman Sanders

OCTOBER 9, 2023

On October 4, the Federal Reserve Board Governor Michelle Bowman issued remarks at the 2023 Community Banking Research Conference sponsored by the Federal Reserve System, the Conference of State Bank Supervisors, and the FDIC, where she spoke about the role of community banks in the U.S. banking system. For more information, click here.

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