Credit Corp

JANUARY 21, 2021

How Does the Law Protect Your Rights Regarding Credit Collections and Reporting? Numerous federal and state laws protect your rights to fair and accurate credit reporting. Some of those laws also cover your rights as a consumer to fair debt collection practices. How Do You Sue a Collection Agency or Other Creditor?

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Better Credit Blog

APRIL 1, 2022

When you stop making payments on an auto loan, the lender will take the vehicle back. What’s worse: You could still owe money on the car loan, even after the repossession, if the bank can’t pay off your balance by selling the car. Your first option is to start negotiating with your original auto lender.

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Better Credit Blog

APRIL 3, 2022

Portfolio Recovery Associates, LLC, is a collection agency that buys old debts from lenders and companies that have been unable to collect the debt themselves. Portfolio Recovery buys multiple accounts with old debt from companies that have given up and “charged off” the accounts.

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Better Credit Blog

APRIL 4, 2022

Regardless of what a debt collector might tell you, you have a lot of rights when it comes to how debt can be collected. In fact, merely mentioning that you understand your rights will, many times, stop debt collectors in their tracks. Your rights come from the Fair Debt Collection Practices Act (FDCPA).

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Better Credit Blog

FEBRUARY 15, 2021

Though you may be unfamiliar with Fairway, the agency collects on a wide range of consumer debts, including the following: Health insurance billing and follow-up. Self-pay collections. Education loans, tuition, fines and fees. Mortgages and loans. How to Deal with Fairway Collections. Utility bills.

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Better Credit Blog

OCTOBER 30, 2020

Is Ad Astra Recovery Services stressing you out with calls about outstanding debts? Being contacted by a collections agency can be frustrating, but the damage to your credit score can be far worse than their persistent phone calls and letters. Sometimes, the agency might be hired to help collect and process your payments.

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Better Credit Blog

OCTOBER 14, 2020

Has your credit score taken a dive due to debt in collections? When a collections agency like Accelerated Financial Solutions gets access to your debt, it can drop your score and make your day-to-day life more stressful. AFS collects for businesses in several industries, including the following: Commercial debt.

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Better Credit Blog

NOVEMBER 5, 2020

Collections entries can drop your credit score for years, hurt your future creditability, and add stress to your life. Because along with lowering your credit score, having debt in collections opens you up to frequent phone calls and letters from the collections agency. Ask RMS for Proof the Debt is Yours.

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Better Credit Blog

AUGUST 25, 2020

While ignoring Global Crossing won’t help matters, simply paying the collections agency what you owe isn’t the wisest course of action, either. Getting a collection account removed from your credit report could be as simple as asking. is a legit debt collection agency. Your future self will thank you.

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Better Credit Blog

FEBRUARY 5, 2021

As long as it’s there, a collections account can lower your credit score and hold you back from getting approved for credit cards, loans, jobs, and leases. If your lender or service provider isn’t able to collect payment for your debts, they will go into collections. About BCA Financial Services.

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Better Credit Blog

APRIL 1, 2022

To remove Capital One Collections from your credit report, you first need to know who currently owns the debt. In other words, has Capital One sold your unpaid credit card debt to another collection agency, or is the debt still with Capital One? Dealing with collection agencies frustrates a lot of Americans.

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Credit Corp

AUGUST 31, 2021

This means that even a debt that is older than that may still be able to be collected on if you’ve made a payment sometime in the last four to six years. In some states, a collection agency cannot try to collect at all once a debt is past the statute of limitations. What Is a Time-Barred Debt?

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Better Credit Blog

JULY 13, 2020

If you are, it is because they are trying to recover a debt that you have with another company. Nationwide Recovery Service will also appear on your credit report as a collection agency, which can damage your credit score. Nationwide Recovery Service will appear on your credit report as a collection agency.

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Credit Corp

DECEMBER 14, 2020

Whether you have medical debt, credit card debt or unpaid student loans , getting calls or letters from debt collection companies can be frustrating. But it’s especially frustrating if your debt is several years old. The statute of limitations for most debts starts when you go into default.

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Better Credit Blog

SEPTEMBER 8, 2020

It could only take one missed payment on your car loan, credit card, or phone bill to harm your credit score and wind up on a debt collector like Northland Group’s list. Northland Group collects for businesses in a few industries, such as: Auto loans. Student loans. collecting on debts that the company buys.

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Better Credit Blog

FEBRUARY 24, 2021

What Is First National Collection Bureau? If you’re concerned about First National Collection Bureau’s legitimacy, you can rest assured knowing the agency is valid. First National is a certified collections agency headquartered in Nevada. They have been collecting on consumer debt since it was founded in 1983.

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Better Credit Blog

FEBRUARY 24, 2021

What Is First National Collection Bureau? If you’re concerned about First National Collection Bureau’s legitimacy, you can rest assured knowing the agency is valid. First National is a certified collections agency headquartered in Nevada. They have been collecting on consumer debt since it was founded in 1983.

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Better Credit Blog

JANUARY 27, 2021

This will open a collection account on your credit report, which can cause your score to drop as much as 100 points. Collection accounts are bad news for your credit score and your loan prospects. Lenders can see this account and make loan decisions because of it. Debt Validation. What is BC Services?

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Better Credit Blog

SEPTEMBER 23, 2020

Consumers can write them at their mailing address below: Allied Collection Service, Inc. Allied collects for service providers and lenders in the following industries: Commercial debt. Medical debt. Retail debt. Student loans. 3 Ways to Remove Allied Collection Service from Your Credit Report.

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Better Credit Blog

AUGUST 7, 2020

Having a collection account on your credit report for an unpaid debt can damage your credit score for up to seven years, even after you pay it. This can impact your ability to qualify for loans or apply for credit cards. Request Debt Validation. The debt collection process is not perfect.

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Better Credit Blog

SEPTEMBER 9, 2020

Having a collection account on your credit report is extraordinarily damaging to your credit report. It can also serve as a reminder to future lenders that you have a history of not paying bills. This can mean that you may be passed over for loan and credit card approvals in the future.

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Better Credit Blog

SEPTEMBER 8, 2020

If you begin to hear from a debt collection agency called Pioneer Credit Recovery, it is likely because you have defaulted on a loan or forgotten to pay a bill. In addition to showing up on your call logs, they will also appear on your credit report as a collection agency.

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Better Credit Blog

NOVEMBER 2, 2020

Have you failed to make payments on a debt that’s hanging over your head? Action Financial Services is a debt collection agency that may have been hired by the original owner of your debt. What’s worse is that Action Financial Services’ entry can be viewed by potential lenders down the line.

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Better Credit Blog

NOVEMBER 25, 2020

Many people are having to choose between paying bills on their student or car loans and providing food for their families. If you have had a bill go into collections, you may start hearing from a company called Advanced Collection Bureau Inc. What is Advanced Collection Bureau Inc?

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Better Credit Blog

AUGUST 7, 2020

Having collection accounts on your credit score is incredibly damaging to your credit health. Future lenders are able to see any collection accounts on your credit report and can deny you loans based on your history. It is not uncommon for debt collectors to make false promises over the phone. What is USCB America?

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Better Credit Blog

SEPTEMBER 4, 2020

They will appear on your credit report as a collection agency, and this entry can cause problems for your credit score. Not only are debt collectors annoying but having one like TrueAccord on your credit report can let other lenders know that you tend to be late on payments. Ask Sky Blue for Help. What is TrueAccord?

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Better Credit Blog

AUGUST 22, 2020

Collection entries on your credit report are extraordinarily harmful to your credit score. They can affect your score for up to seven years after you pay the balance of the debt, and they can be viewed by future lenders who can make loan decisions based on your history of nonpayment. What is CCS Offices?

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Better Credit Blog

SEPTEMBER 29, 2020

Debt collectors can cause a lot of problems for your credit score down the line. Collection accounts can hurt your credit score for up to seven years even after you pay off the debt. They can also be viewed by lenders down the line, which means you could be denied loans or credit cards.

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Better Credit Blog

AUGUST 31, 2020

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. How to Remove ConServe from Your Credit Report.

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Better Credit Blog

SEPTEMBER 30, 2020

This entry will notify the credit reporting agencies of your delinquency and tell future lenders and creditors that you have a history of nonpayment. Collections accounts like these on your credit report are damaging to your credit score and can prevent you from being approved for loans and credit cards down the line.

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Better Credit Blog

NOVEMBER 24, 2020

Especially since the start of this year, many Americans have been struggling to manage their bills or make payments on existing debts. If you have had an overdue bill move to collections, you may begin hearing from a company called ACS Inc. A collections account on your credit report will cause your score to drop significantly.

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Better Credit Blog

SEPTEMBER 4, 2020

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request that Rausch Sturm communicates with you strictly through U.S. Originally founded in 2008, Rausch Sturm is a medium-sized debt collection agency out of Brookfield, WI. Ask Sky Blue for Help. What is Rausch Sturm?

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Better Credit Blog

SEPTEMBER 18, 2020

Collection accounts are a black mark on your credit report. They can remain on your report for up to seven years even if you pay the debt. Future lenders can see them and make loan decisions based on the fact that you failed to pay a debt. This can mean trouble for your credit score. What is CACH LLC?

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Collection Industry News

SEPTEMBER 12, 2022

Although state and federal regulators have scrutinized convenience fees in the past, the recent overt hostility at the state and federal levels creates a present risk for creditors, servicers, and debt collectors that might ask a customer to pay those fees. if a fee is not prohibited, the creditor may charge it).

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Credit Corp

SEPTEMBER 12, 2023

FAQ Consider Hiring a Credit Repair Company How Collection Accounts Impact Your Credit Collection accounts have a significantly damaging impact on your credit score because they’re negative marks that indicate to lenders you may not pay your bills on time—or ever. Does your account information seem accurate?

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Better Credit Blog

APRIL 5, 2022

A collection account will lower your credit score and can generally stay on your credit report for up to seven years. Often, a collection entry will even keep you from getting a mortgage or securing an auto loan, which is why it’s important to do all you can to remove collections from your credit report quickly.

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Better Credit Blog

OCTOBER 14, 2020

Ability Recovery Services, LLC, is a bona fide debt collections agency that has been operating since 2011. Though the agency is headquartered in Pennsylvania, they collect on consumer debt nationwide. ARS collects on debts for several types of businesses, including: Telecommunications services.

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