Sawin & Shea

FEBRUARY 1, 2023

Fielding constant phone calls from creditors can be unnerving and stressful – and stress can have a cumulative effect on your physical health as well as your emotional well-being. That’s why it can be especially disheartening if creditors keep calling. Some creditors are actively trying to take advantage of you.

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Debt Collection Answers

MAY 18, 2023

This is Caine and Weiner, a collection agency. However, it’s worth remembering that Caine and Weiner may only sometimes possess the debt they are attempting to collect. Initially, the company provided collection services for the garment industry, which was prominent in the area then.

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Debt Collection Answers

MAY 10, 2023

Upon receiving calls and pieces of mail from a debt collection agency, a considerable number of people tend to experience panic. By gaining knowledge about the company, you can make informed decisions on dealing with its debt collection efforts. They feel they need help with how to respond. Who are Southwest Credit Systems?

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Troutman Sanders

FEBRUARY 13, 2024

The ruling is a victory for other Genesis creditors who could be due for a full recovery on their claims. On February 6, the Federal Trade Commission (FTC) announced that it will ban a group of student loan debt relief “scammers” (defendants) from the debt relief industry. billion in debt. For more information, click here.

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Taurus Collect

JUNE 13, 2022

The debt collection process involves recovering debts from the borrower who has initially failed to repay or recover payments on accounts that are past their due date. When asked about “what collection agencies do?”, However, having a debt collection agency by your side serves you great help. is here to assist!

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Credit Corp

MAY 9, 2023

Even if you have debt that’s still unpaid, your creditors only have a certain amount of time to take legal action against you. What Is a Statute of Limitations on Collections? The statute of limitations on collections is the amount of time a creditor or debt collector has to file a lawsuit to collect unpaid debt.

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Better Credit Blog

APRIL 1, 2022

A good credit score allows you to get better rates on car or mortgage loans just to name a few. If you fall into hard times, the inability to pay off your credit card bills or student loans can result in your debts being transferred to a debt collection agency. Table of Contents: Know Your Rights with Transworld.

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Better Credit Blog

APRIL 1, 2022

Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill. This is most effective when you’re trying to remove late payments, paid collections, or paid charge-offs. Have a Credit Repair Professional Remove the Negative Items.

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Credit Corp

SEPTEMBER 13, 2023

To file a formal dispute, you need to write a dispute letter showing documentation of payments and other information to the creditor reporting the error. Pay Off Collections As you now know, derogatory marks on your credit report can have a negative impact on your credit score. Get this agreement in writing!

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Sawin & Shea

JULY 28, 2021

If you file for Chapter 13 Bankruptcy in Indiana, you will still be obliged to pay something toward your debts; it’s just that you will be given a payment plan that reduces your unsecured debts based upon your ability to pay, that puts you on a manageable schedule, and that holds your creditors at bay while you work on making achievable payments.

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Sawin & Shea

AUGUST 30, 2023

This will immediately stop your creditors from being able to contact you to demand payment. You and your bankruptcy attorney will next attend either a creditor meeting or a 341 hearing with your court-appointed bankruptcy trustee. Most federal student loans. Personal loans. Payday” type loans. Court fines.

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Troutman Sanders

FEBRUARY 22, 2021

The letter states that “[b]road cancellation of Federal student loan debt will provide immediate relief to millions who are struggling during this pandemic and recession, and give a much-needed boost to families and our economy. Currently, the act only applies to persons who service student loans.

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Better Credit Blog

APRIL 3, 2022

Portfolio Recovery Associates, LLC, is a collection agency that buys old debts from lenders and companies that have been unable to collect the debt themselves. In other words, when the original creditor has been unsuccessful in collecting on a debt, it will write off the debt as a loss. Ask Lex Law for Help.

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Credit Corp

MAY 19, 2021

If you owe money and don’t pay it, a creditor typically has to get a judgment to be able to force the collection. If you move before that process begins, creditors might not attempt to locate you and file in the correct jurisdiction. Leaving the country would make it harder for creditors. Probably not.

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Troutman Sanders

MAY 9, 2023

On May 4, Colorado Governor Jared Polis signed SB93 into law. For more information, click here. On May 1, Oklahoma Governor Kevin Stitt approved HB1443.

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Debt RR

AUGUST 3, 2020

Bank account garnishment is a collection procedure that is authorized by a court. When a creditor or a government authority sues a business or individual for an unpaid debt, one of the options for settling is for the court to give the creditor the right to pull the funds from a bank account. Writ of Garnishment.

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Sawin & Shea

MARCH 30, 2021

Debts are reorganized in a payment plan that forces creditors to take what the Chapter 13 law says your have to pay them. Give all of your documents, including the Profit & Loss Statement, to your bankruptcy attorney, who will guide you through the rest of the process, including preparing you for the Section 341 Meeting of Creditors.

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Sawin & Shea

AUGUST 24, 2020

Bankruptcy will wipe out credit card debt, medical bills, and personal loans, but will not eliminate primary obligation debt; things like student loans, child and spousal support, and newer tax debt. Bankruptcy can also stop or delay a home or mortgage foreclosure, stop collection actions, stop garnishments and lawsuits.

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Taurus Collect

JANUARY 24, 2023

But while it can be exciting to think about that refund cheque hitting your bank account soon, there’s another equally pressing reason why you should pay attention this tax season – debt collection! One of the most common strategies employed by debt collection companies is sending frequent letters or calls reminding you of unpaid debts.

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Credit Corp

DECEMBER 14, 2020

Whether you have medical debt, credit card debt or unpaid student loans , getting calls or letters from debt collection companies can be frustrating. Each state has a law referred to as a statute of limitations that spells out the time period during which a creditor or collector may sue borrowers to collect debts.

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Better Credit Blog

MAY 12, 2022

When you owe money to a credit card company, public utility, or bank, or any other creditor, you could be sued in civil court. And, after ordering you to repay the money, a judge could approve wage garnishment which means the court would take part of your paycheck and give it to the creditor before you even see the money!

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Credit Corp

JUNE 3, 2020

The company, creditor or collection agency has legal ways to pursue payment. The court enters a judgment against you if your creditor wins their claim or you fail to show up to court. The judgment creditor can then use that court judgment to try to collect money from you. One of those options is to sue you.

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Troutman Sanders

SEPTEMBER 7, 2021

State Activities: On September 3, New York Attorney General Letitia James announced that her office is assessing ways to overhaul the collection of unpaid student loans, especially those incurred by individuals attending State University of New York (SUNY) schools. For more information, click here.

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Better Credit Blog

OCTOBER 19, 2020

Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. is a sizable debt collections agency that has been in business since 1993. Account Control Technology collects on a long list of debts, including: Commercial debt.

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Better Credit Blog

OCTOBER 19, 2020

Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. is a sizable debt collections agency that has been in business since 1993. Account Control Technology collects on a long list of debts, including: Commercial debt.

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Troutman Sanders

JULY 7, 2021

The law does not impact most third-party collection agencies, but it does impact some creditors and debt buyers. For more information, click here.

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Better Credit Blog

OCTOBER 14, 2020

When you owe money to a creditor or a service provider, it could result in a collections entry on your credit report. A collections entry can also result in tiresome phone calls and frequent letters until you make a payment. Asset Recovery Solutions, LLC, is a completely legit debt collection agency headquartered in Illinois.

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Better Credit Blog

AUGUST 31, 2020

It is enforced by the Federal Trade Commission , a federal agency that protects consumers and maintains fair competition in the marketplace, including debt collection attempts. The law specifically limits how and when collections agencies can contact you, and it allows you to dispute debts. What Does the FDCPA Apply to?

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Debt Recoveries

OCTOBER 24, 2021

Reading Time: 4 minutes Being a debt collection agency, we often receive queries asking for advice as to how one can get themselves out of debt. When writing your budget and listing all your outstanding debts, work out which of those debts are incurring further fees and interest, such as credit cards and loans. Write a Budget.

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Troutman Sanders

MAY 5, 2022

Summarized below are those issues identified in the areas of auto servicing, consumer reporting, credit card account management, debt collection, deposits, mortgage origination, prepaid accounts, remittances, and student loan servicing. Debt Collection. Student Loan Servicing. Auto Servicing.

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Better Credit Blog

SEPTEMBER 8, 2020

Northland Group collects for businesses in a few industries, such as: Auto loans. Student loans. collecting on debts that the company buys. Since Northland isn’t the original provider of your loan or services, sometimes the documentation can get lost in the shuffle. Credit cards. Government. Healthcare.

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Better Credit Blog

SEPTEMBER 9, 2020

Sunrise Credit Services is a debt collector that has been hired by your old creditor to collect payment on your debt. Either way, they are legally able to collect the debt because they have opened a collections account on your credit report. They may also have purchased the debt to profit off your payments.

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Better Credit Blog

AUGUST 19, 2020

Every 30 days, creditors report to the major credit bureaus , telling them whether you make your payment or not. Payment history mostly pertains to debts from mortgages, loans, and credit cards. Installment debts are those that have a fixed schedule for repayment, such as an auto loan , student loan , or a mortgage.

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Better Credit Blog

APRIL 11, 2022

Debt is the amount of money you owe to a lender or creditor. Some examples of debt are mortgages, credit card dues, and personal loans. Although accruing lots of debt isn’t ideal, it may sometimes be unavoidable, such as mortgage payments or student loans. You may be sent to collections. What is Debt?

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Better Credit Blog

SEPTEMBER 11, 2020

Also known as Collection Company of America, EOS CCA is a large collection agency that currently employs about 6,000 employees. They collect a variety of debts including those from banks, telecommunication companies, student loan providers, college and universities, and more. Request Debt Validation.

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Collection Industry News

MAY 9, 2022

Summarized below are those issues identified in the areas of auto servicing, consumer reporting, credit card account management, debt collection, deposits, mortgage origination, prepaid accounts, remittances, and student loan servicing. Debt Collection. Student Loan Servicing. Auto Servicing.

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Credit Corp

JULY 7, 2021

In California, is there a 3 or 4 years of limit by which the collection agency can file lawsuit? Can they still collect but not sue? If they can’t sue me since it’s about 4 years since [it] went into collection and the attorney said filing may not be good idea for such small amount, then what? Privacy Policy.

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