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Getting Your First Credit Card: What You Need to Know

Credit Corp

When getting your first credit card, consider factors such as the card’s annual fees, interest rates, rewards or benefits, and credit limit. Additionally, aim to use the card responsibly to build positive credit history while avoiding overspending and accumulating debt. What type of card do you need?

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What Is a Credit Card Balance Transfer?

Credit Corp

A credit card balance transfer is the practice of moving debt from one credit card account to another. Reports show that the average credit card debt is nearly $8,000. This amount may seem impossible to pay off, especially if you have high interest rates or your debt is spread across several cards.

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Free Credit Repair for Low-Income Individuals?

Credit Corp

Credit can also play a role in whether you can rent the apartment you want, get a credit card for use in daily life or enjoy a great deal on car insurance. Find out more about free credit repair for low-income families and individuals below. Some credit card and banking accounts come with credit reporting perks.

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Can You Get an Apartment with Bad Credit?

Credit Corp

Apartment applicants with low credit scores can boost their odds by applying with a cosigner, paying more upfront, offering references, or changing the type of units they apply to. In today’s housing market, you want every possible advantage on a rental application. Again, these properties set a low credit requirement for a reason.

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Reshaping Debt Collections with the QCR Accelerator

Qualco

A CHANGING CREDIT LANDSCAPE Over the past five years, there has been a significant increase in the usage of unsecured credit products, such as personal loans and credit cards, particularly following COVID- 19 and the rising cost of living. This allows for personalised communication and strategies, improving relevance and effectiveness.

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Best Checking Accounts for Bad Credit

Better Credit Blog

If your credit score is low, you may have a difficult time opening a checking account. Millions of Americans go without a basic checking account, resorting to pre-paid debit cards and check cashing businesses because their bad credit is holding them back. Key Details. Visa debit card. Key Details. A debit card.

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Best Credit Cards of June 2023

Credit Corp

The best credit cards provide you with cash back rewards, points you can redeem for purchases at your favorite stores, travel miles and much more. Each credit card is fine-tuned with specific perks and benefits, and you’ll find plenty here that will fulfill your needs. Information in this piece is accurate as of June 2023.

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