Sawin & Shea

FEBRUARY 28, 2024

When filing for bankruptcy, you can discharge certain types of personal loans, meaning that you’re no longer legally responsible for paying off the debt. If you’re considering filing for bankruptcy, you need to know what personal loans you can discharge and which filing method suits your financial situation.

Personal loans 52

Personal loans Bankruptcy Chapter 13 bankruptcy Loans 52

Sawin & Shea

JANUARY 25, 2023

Here’s what you need to know about getting a new loan and interest rate after bankruptcy. Inflation and Existing Debts The rising interest rates and inflation will severely impact those who have loans with variable interest rates. Chapter 13 bankruptcy organizes your debts into a repayment plan that lasts three to five years.

Chapter 13 bankruptcy 72

Chapter 13 bankruptcy Bankruptcy Loans Foreclosure 72

Sawin & Shea

MARCH 14, 2023

Indiana allows debtors to exempt assets when filing for bankruptcy up to a certain monetary amount, and that amount recently increased. When filing, you are allowed to exempt a portion of your home’s equity, tangible personal property, and intangible personal property. What Are Bankruptcy Exemptions?

Bankruptcy 64

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Debtor 64

Credit Corp

MAY 23, 2021

Sometimes, fraudsters make a lot of credit card and personal loan applications in a short period of time, so if you see a recent list of unknown inquiries, someone might be trying to steal your identity. Tip: Sometimes, the name of a financial institution doesn’t precisely match the name of the company checking your credit.

Bankruptcy 98

Bankruptcy Financial Institution Lender Credit Bureau 98

Credit Corp

JANUARY 14, 2021

Both savings accounts and money market accounts are insured by the Federal Deposit Insurance Corporation (FDIC ) with certain financial institutions, and in both cases, you generally get instant access to your cash. Installment accounts are products like personal loans and car loans, which have fixed monthly payments.

Personal loans 95

Personal loans Loans Lender Financial Institution 95

Credit Corp

MAY 10, 2023

Hard inquiries , also known as hard pulls, are typically made by lenders and other financial institutions and can harm your credit score. A hard inquiry is a credit check that occurs when a lender or creditor reviews your credit report as part of a credit application or loan. What’s a Hard Inquiry?

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Credit Corp

JUNE 1, 2021

That may be great news for many Millennials, but anyone holding student loan debt should understand that while payments may get temporarily stopped, the loan’s full amount will still need to get paid on time. Even in bankruptcy, student loan debt cannot get discharged; it must get paid. You also can set up self-billing.

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Student loans Student Loans Loans Credit Card Debt 74