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Supreme Court says Congress must expand debt collection law

Roths Child Law

Debt obtained from bankrupted finance company. Santander bought the debt from a financier going through bankruptcy, which made Santander the owner of the debt. Fair Debt Collection Practices Act applies to third-party debt collectors that are collecting debts on behalf of creditors.

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Texas A&M Journal of Property Law CFP for consumer law symposium

Public Citizen

  In addition, the Symposium welcomes discussion over the recent decision by the Uniform Law Commission to address debt collection efforts by third-party debt collectors or buyers based on default judgments. 

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How To Remove Penn Credit from Your Credit Report

Better Credit Blog

If that’s the case, debt validation should clear things up quickly. Even more good news: this approach can work even if the debt is legit. Since Penn is a third-party debt collector, it may not have the info on file that it needs to validate your debt. Bankruptcies. Repossessions.

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Dealing with Debt Collectors

Debt Free Colorado

Debt Relief Attorney Serving Colorado. Bankruptcy may appear to be a scary process, but it does not have to be. Dray Legal Office’s attorneys will endeavor to help you obtain a fresh start by eliminating debt and reorganizing your finances. Dray Legal Office can assist you if you are looking for debt relief.

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How To Remove Ad Astra Recovery Services, Inc. From Your Credit Report

Better Credit Blog

Whether you were too late to send in a debt validation letter or AARS was able to verify your debt, your next best option is to negotiate a pay-for-delete agreement. Bankruptcy. They’ll also help to ensure that debt collectors stay within the bounds of the FDCPA. Identity fraud.

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How To Remove BGE Collections From Your Credit Report

Better Credit Blog

If they are unsuccessful, your debt will go into collections, which can have a significant impact on your credit report. Some companies sell their debts to third-party debt collectors , while others, like BGE, have their own collections department. Foreclosure. Repossession. Charge offs. Hard inquiries.

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How To Remove Delivery Financial Services From Your Credit Report

Better Credit Blog

Since DFS is a third-party debt collector, they don’t always maintain the records needed to substantiate their claims. If they can’t present you with definitive proof that the debt belongs to you, they’ll have to remove it from your report. Bankruptcy. Identity fraud. Foreclosures. Poor payment history.