Troutman Sanders

JANUARY 9, 2024

CICA Collection Agency, a First Circuit case in which the CFPB has filed an amicus brief. In that case, after an individual filed for bankruptcy, a debt collector sent the consumer a collection letter that said the consumer could be sued if they did not pay the debt — a process the CFPB believes is against the law.

Financial services 52

Financial services Student loans Student Loans Debt collector 52

Sawin & Shea

AUGUST 24, 2020

If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. Credit counseling and debt management agencies may be able to assist you as you work, but with so many untrustworthy schemes out there, how do you know what the right step should be?

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Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Debt collector 98

Troutman Sanders

FEBRUARY 13, 2024

On February 8, a New York bankruptcy judge ruled against cryptocurrency exchange Gemini’s claim that it has a secured claim on more than $800 million in Genesis Global Capital assets. The approval brought the total student loan forgiveness under the Biden administration to $136.6 million in consumer redress and a $1.1

Financial services 52

Financial services Student loans Student Loans Collection Agencies 52

Better Credit Blog

APRIL 1, 2022

Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill. This is most effective when you’re trying to remove late payments, paid collections, or paid charge-offs. A goodwill letter is really easy to write.

Bankruptcy 114

Bankruptcy Collection Agencies Collections Agency Lender 114

Credit Corp

SEPTEMBER 12, 2023

If you miss enough payments for lenders to transfer your account to a collection agency or sell it to a debt buyer, it becomes a collections account. Bankruptcy status: Bankruptcy filings will affect your credit score. Landlords may take recent bankruptcies as a sign that you’re a high-risk tenant.

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Bankruptcy Lender Student loans Student Loans 93

Better Credit Blog

AUGUST 25, 2020

While ignoring Global Crossing won’t help matters, simply paying the collections agency what you owe isn’t the wisest course of action, either. Getting a collection account removed from your credit report could be as simple as asking. is a legit debt collection agency. How Does Global Crossing Local Services Work?

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Debt collector Collection Agencies Collections Agency Student loans 53

Better Credit Blog

OCTOBER 19, 2020

Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. is a sizable debt collections agency that has been in business since 1993. Account Control Technology collects on a long list of debts, including: Commercial debt.

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Debt collector Collection Agencies Collections Agency Third-party Debt Collectors 52

Better Credit Blog

OCTOBER 19, 2020

Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. is a sizable debt collections agency that has been in business since 1993. Account Control Technology collects on a long list of debts, including: Commercial debt.

Debt collector 52

Debt collector Collection Agencies Collections Agency Third-party Debt Collectors 52

Better Credit Blog

NOVEMBER 4, 2020

Your credit score has more of an impact on your life than you might realize, often acting as the deciding factor when you want to buy a house, purchase a car with financing, or get a student loan. If Resurgent Capital Services is on your credit report as a collections entry, it’s important to get them deleted, ASAP.

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Debt collector Third-party Debt Collectors Collection Agencies Collections Agency 67

Debt Recoveries

OCTOBER 24, 2021

Reading Time: 4 minutes Being a debt collection agency, we often receive queries asking for advice as to how one can get themselves out of debt. They can help you avoid a much worse scenario, such as bankruptcy or even court action, simply by picking up the phone and talking to them. Write a Budget. Talk to your Debt Collector.

Debt Consolidation 52

Debt Consolidation Debt collector Student loans Student Loans 52

Better Credit Blog

APRIL 11, 2022

Some examples of debt are mortgages, credit card dues, and personal loans. Although accruing lots of debt isn’t ideal, it may sometimes be unavoidable, such as mortgage payments or student loans. It may lead to bankruptcy. When there’s no other option to pay your debt, you may be forced to declare bankruptcy.

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Debt Consolidation Debt settlement Credit Card Debt Bankruptcy 74

Credit Corp

JULY 7, 2021

I consulted a bankruptcy attorney. He said filing bankruptcy should not be my first option since the amount is quite low. In California, is there a 3 or 4 years of limit by which the collection agency can file lawsuit? Reduce Your Student Loan Payments. Collections & Your Credit. Privacy Policy.

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Debt collector Collection Agencies Collections Agency Student loans 52

Better Credit Blog

SEPTEMBER 8, 2020

Northland Group collects for businesses in a few industries, such as: Auto loans. Student loans. collecting on debts that the company buys. Since Northland isn’t the original provider of your loan or services, sometimes the documentation can get lost in the shuffle. Credit cards. Government. Healthcare.

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Debt collector Collection Agencies Collections Agency Collections 52

Debt RR

AUGUST 3, 2020

Common reasons for bank account garnishment in Texas include: Private creditors: These are banks, credit unions, credit card companies, peer-to-peer lenders, hard money loan providers, and other financial institutions. Student loans. Student loan disbursements. File for Bankruptcy. Federal taxes.

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Garnishment Banks Student loans Student Loans 40

Better Credit Blog

AUGUST 19, 2020

Payment history mostly pertains to debts from mortgages, loans, and credit cards. However, after several missed payments on services like your phone, internet, and medical bills, those accounts can be turned over to a debt collection agency and placed on your credit report. Collections. Identity Theft.

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Student loans Student Loans Lender Loans 60

Better Credit Blog

NOVEMBER 23, 2020

or FMS Corp, is a third-party debt collection agency headquartered in Tulsa, Oklahoma. The agency also has a location in Boise, Idaho. All in all, the agency is completely legit. collects on a wide range of debts from several industries, including: Education. What Is FMS Inc.? Bank cards. Check recovery.

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Debt collector Collection Agencies Collections Agency Collections 52

Credit Corp

JUNE 3, 2020

The company, creditor or collection agency has legal ways to pursue payment. The creditor may revisit collection efforts periodically for many years. For a more permanent solution, you may want to consider filing bankruptcy. Speak with a bankruptcy lawyer to learn whether this will help your situation.

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Better Credit Blog

AUGUST 4, 2020

FNB Omaha is not a scam or a debt collection agency. Home loans. Auto loans. Personal loans. Student loan refinancing. These agencies dispute entries on your report and work to quickly and efficiently improve your score. Debt collections. Investment accounts. Credit cards. Charge offs.

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Banks Lender Loans Student loans 52

Better Credit Blog

MAY 12, 2022

For years, civil judgments appeared on the public records section of your credit report, pulling down your credit score just like bankruptcy or charge-off would. Get this agreement in writing, and don’t give a creditor or collection agency your bank account information or credit card number. You could negotiate down.

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Judgment Creditors Debt collector Collection Agencies 71

Better Credit Blog

APRIL 11, 2022

The types of credit accounts you can expect to see in this section include: Mortgages , home equity loans, and home equity lines of credit. Student Loans. Auto Loans. Personal Loans or Other Installment Loans. This could also mean the same debt appears separately as a collection agency account.

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Creditors Loans Credit Bureau Lender 15