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Q3 Industry Insights: Inflation and Interest Rates Drop, Christmas Comes Early

True Accord

Tired of paying higher prices, consumers increasingly turned to cheaper alternatives, bargain hunted or simply avoided items they found too expensive, pressuring retailers to accommodate them or lose their business. The National Retail Federation is forecasting that winter holiday spending is expected to grow between 2.5%

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10 Reasons Why You Should Sign Up for Credit Repair Today

Credit Corp

Portrait of a professional businessman standing in an office with colleagues in the background Businesses, lenders, landlords and even some employers use your credit score to determine your creditworthiness. Nearly every lender in the country uses credit reports to determine whether they approve a loan application.

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How to Increase Your Credit Score to 800 (and Keep It There)

Credit Corp

Several different credit scores exist, but lenders most commonly use the FICO Score, which is a number ranging from 300 to 850. Maintain a Mix of Credit Types Lenders want to see a mix of credit types on your credit report. Lower insurance premiums. Insurance companies often pull your credit before determining your rate.

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Who Are the Major Credit Reporting Agencies?

Credit Corp

Equifax Founded in 1899 in Atlanta, Georgia, the Retail Credit Company grew quickly, and by the 1920s, it had offices all over America. At first, the Retail Credit Company published consumer data in a consolidated document called The Merchant Report. In 1976, the Retail Credit Company rebranded, and Equifax was born.

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