Credit Corp
MARCH 6, 2023
Portrait of a professional businessman standing in an office with colleagues in the background Businesses, lenders, landlords and even some employers use your credit score to determine your creditworthiness. Nearly every lender in the country uses credit reports to determine whether they approve a loan application.
Credit Corp
MAY 1, 2024
For example, if you don’t have quite enough money saved for your auto insurance premium, you can use a credit card to make your payment. Going over your limit increases your credit utilization ratio, which is a red flag to lenders. Having a credit card also helps build a strong credit profile, provided you use the card wisely.
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Credit Corp
APRIL 14, 2023
According to insurance.com , the cheapest states for car insurance if you’re looking for minimum coverage are Iowa, South Dakota and Wyoming costing an average of $263, $267, and $293, respectively. Meanwhile, the cheapest states for full coverage auto insurance are Ohio ($1,023), Maine ($1,116), and Idaho ($1,121).
Credit Corp
JULY 20, 2020
In most states, your lender notifies the Department of Motor Vehicles—or BMV or other equivalent entity in your state—of the title change. If you don’t get your title a few weeks after paying off your loan, call your lender. Consider Any New Insurance Options. Many lenders require you to also carry comp and collision coverage.
Credit Corp
AUGUST 31, 2020
Not every lender or business reports to all three of the major credit bureaus. That way, you can fix any possible issues before a lender evaluates you for approval. You can ensure there aren’t any surprises on your report before you apply to rent an apartment, get auto insurance quotes or send your resume in for a job.
Credit Corp
MARCH 1, 2023
Lenders break these scores down into five different risk levels: Poor credit score: 300-579 Fair credit score: 580-669 Good credit score: 670-739 Very good credit score: 740-799 Exceptional credit score: 800-850 Lenders consider any score under 600 to be in poor standing, which could significantly impact your ability to secure credit.
Credit Corp
MARCH 20, 2023
Some credit repair companies can also work with your lenders to negotiate a repayment plan on your behalf. For example, through negotiations, the credit repair company may be able to entice a lender to reduce a portion of the interest to lower your overall bill. However, a credit repair company can handle many tasks for you.
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