Troutman Sanders

MAY 16, 2022

California was the first state to enact a comprehensive state privacy bill with the California Consumer Privacy Act of 2018 (CCPA). Notice and Disclosure Obligations. Key topics will include: Consumer Rights. Data Processing Obligations. Litigation and Enforcement. To register, please click here.

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PDC Flow

OCTOBER 12, 2021

Bender counsels financial services and healthcare clients on a broad range of privacy, data security, and consumer financial protection laws relying upon her strategic and legal experience as a general counsel. Validation Notice. One of the biggest challenges presented within Regulation F is in how to comply with the validation notice.

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Troutman Sanders

MARCH 4, 2021

We have long predicted that just as other states followed California in passing breach notification laws, states would follow in California’s footsteps in regulating information privacy practices with the California Consumer Privacy Act of 2018 (CCPA), which was later amended by the California Privacy Rights Act of 2020 (CPRA). [1]

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Troutman Sanders

MARCH 16, 2021

On March 15, California Attorney General Xavier Becerra announced that the California Office of Administrative Law approved his fourth set of proposed modifications to the California Consumer Privacy Act’s (CCPA) implementing regulations ( Fourth Set of Modifications ), completing the finalization process. Privacy Options Icon.

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True Accord

APRIL 4, 2023

Protecting consumer privacy is not an unfamiliar concept in our industry and it’s something that should already be woven into our policies, procedures, and practices. You should consult a lawyer if you have questions about federal and state data security, privacy or breach laws. Watch the full webinar on-demand now!

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Troutman Sanders

MARCH 14, 2022

On February 25, the Utah Senate passed the Utah Consumer Privacy Act (the UCPA), which closely resembles both the Virginia Consumer Data Protection Act (the VCDPA) and the Colorado Privacy Act (the CPA). If signed, Utah would be the fourth state to pass a comprehensive privacy bill after California, Virginia, and Colorado.

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Collection Industry News

AUGUST 30, 2021

Enforcement of the California Consumer Privacy Act (CCPA) has been in place for just over one year and, in announcing the milestone, Attorney General Rob Bonta said there has been “great progress” by businesses required to comply. This will give our industry even more incentive to make sure we are in compliance with the [privacy law.]”.

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Troutman Sanders

JANUARY 31, 2023

The Southern District of Illinois is no exception, with a court in that district recently dismissing an FDCPA action for lack of standing alleging contact with a consumer after the debt collector received notice that the consumer was represented by an attorney. In Simpson v. Revco Solutions, Inc.,

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Troutman Sanders

MAY 31, 2022

Privacy and Cybersecurity Activities. The CFPB published a Consumer Financial Protection Circular to remind the public, including those responsible for enforcing federal consumer financial protection law, of creditors’ adverse action notice requirements under the Equal Credit Opportunity Act. State Activities.

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Troutman Sanders

AUGUST 6, 2020

Enforcement of the California Consumer Privacy Act (CCPA) began July 1, 2020. Our privacy team at Troutman Pepper has identified six areas of enforcement likely to catch the California Office of the Attorney General’s (OAG) attention, which arguably holds sole enforcement authority under the Act. August 19, 2020. 2:00-3:00 P.M. (ET).

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Collection Industry News

JULY 27, 2021

In an effort to help consumers bring concerns of noncompliance with the California Consumer Privacy Act (CCPA) to covered businesses, the California Attorney General has created a tool to assist consumers with drafting notices of noncompliance that can be sent to businesses that may have violated the CCPA.

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Troutman Sanders

AUGUST 3, 2020

Enforcement of the California Consumer Privacy Act (CCPA) began July 1, 2020. Our privacy team at Troutman Pepper includes several attorneys who worked in an attorney general’s office. 5 : Failing to Provide Adequate Notice at Collection. This six-part series will focus on those areas of the law. NEW: Enforcement Area No.

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Troutman Sanders

JULY 27, 2020

Enforcement of the California Consumer Privacy Act (CCPA) began July 1, 2020. Our privacy team at Troutman Pepper includes several attorneys who worked in an attorney general’s office. 5 : Failing to Provide Adequate Notice at Collection. This six-part series will focus on those areas of the law. Enforcement Area No.

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Troutman Sanders

JULY 20, 2020

Enforcement of the California Consumer Privacy Act (CCPA) began July 1, 2020. Our privacy team at Troutman Pepper includes several attorneys who worked in an attorney general’s office. 5 : Failing to Provide Adequate Notice at CollectionRelease Date: August 17, 2020. This six-part series will focus on those areas of the law.

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PDC Flow

JANUARY 19, 2024

“Privacy works flexibly. This is a quote from Leslie Bender , Senior Attorney of Health Privacy and Consumer Financial Privacy during her presentation at Collector Live , a yearly event hosted by Mike Gibb of AccountsRecovery.net. We don't notice that emotions can have an impact on listening. It’s scalable.

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Troutman Sanders

AUGUST 17, 2020

Enforcement of the California Consumer Privacy Act (CCPA) began July 1, 2020. Our privacy team at Troutman Pepper includes several attorneys who worked in an attorney general’s office. Our final alert focuses on the California Privacy Rights Act (CCPA 2.0) 5: Failing to Provide Adequate Notice at Collection.

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Troutman Sanders

MAY 16, 2022

Privacy and Cybersecurity Activities. On May 13, New York Attorney General Letitia James issued a consumer alert providing “guidance to protect the privacy of individuals seeking abortion care and prevent unwanted digital tracking and data sharing.” On May 11, the Promoting Digital Privacy Technologies Act (H.R.

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Troutman Sanders

NOVEMBER 23, 2021

Privacy and Cybersecurity Activities. State Activities: On November 17, California’s Department of Financial Protection and Innovation (DFPI) issued a revised notice of second text modifications of proposed regulations under the Debt Collection Licensing Act. State Activities. For more information, click here.

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Troutman Sanders

JANUARY 11, 2022

Privacy and Cybersecurity Activities. We must do everything we can to protect consumers’ personal information and their privacy.” As a result, cosigners must receive a notice that warns of the potential consequences of acting as a cosigner under the California Unfair Competition Law. State Activities.

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Collection Industry News

OCTOBER 19, 2020

The California Office of the Attorney General issued a Notice of Third Set of Proposed Modifications to its regulations relating to the California Consumer Privacy Act on Oct. There are four modifications, which the AG summarizes in its notice. Written comments will be accepted until 5 pm on Oct. Article by Eric Rosenkoetter.

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Jimerson Firm

AUGUST 17, 2021

The Florida Legislature’s intent in adopting FSCA is to protect the privacy of innocent people. Did the Class Members Have a Reasonable Expectation of Privacy? No liability exists in an FSCA claim where the plaintiff did not have a reasonable expectation of privacy. What Is the Florida Security of Communications Act? In State v.

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Troutman Sanders

MARCH 3, 2022

Wisconsin is the second state in 2022 to pass a consumer privacy bill out of a chamber, although numerous other states have introduced their own state comprehensive privacy bills. However, the attorney general must provide a 30-day written notice to cure before any enforcement action can be taken. Who Would This Bill Affect?

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Troutman Sanders

JUNE 13, 2022

Privacy and Cybersecurity Activities. The bill clarifies that a debt collector or debt buyer may only send text messages, emails, or private messages on social media after sending the required written notice to consumers. Privacy and Cybersecurity Activities: The U.S. State Activities. For more information, click here.

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Taurus Collect

NOVEMBER 15, 2023

Right to privacy: Debt collectors are not allowed to share information about your debts with anyone else without your permission. They also must respect your privacy by not contacting you at unreasonable hours or excessive frequency. Evaluate the information: Carefully check the information in the notice.

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Troutman Sanders

FEBRUARY 7, 2022

Privacy and Cybersecurity Activities. State Activities: On February 3, the Nevada Financial Institutions Division issued a notice of transition to all Nevada collection agency licensees, stating that “all current collection agency and manager licensees and registrants will be able to begin their required transition to NMLS” on April 1.

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Troutman Sanders

OCTOBER 4, 2021

Developing a data privacy compliance program that takes into consideration all aspects of the business — including marketing and product development — is key to avoiding these types of privacy-based claims. At Troutman Pepper, we educate our clients on developing programs based on the Fair Information Practice Principles (FIPPs).

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Burr Forman

DECEMBER 10, 2021

In that matter, the court enforced Uber’s Terms of Service, explaining that notice of the Terms of Service were reasonably conspicuous to consumers, and manifestation of assent was unambiguous. The text, including the hyperlinks to the Terms and Conditions and Privacy Policy, appears directly below the buttons for registration.

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Troutman Sanders

JANUARY 12, 2022

Do I still have to comply with the Biometric Information Privacy Act? The newest target for plaintiffs wielding their private right of action under Illinois’ Biometric Information Privacy Act ( BIPA ) are companies offering dash-cam “telematics.” The second complaint, Hernandez v.

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Troutman Sanders

JULY 25, 2023

The plaintiffs argued that a reporting requirement would enable the government to identify both parties in a transaction when coupled with public information on the blockchain, which infringes upon their right to keep information not subject to the disclosure private, and violating constitutional rights to privacy.

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Troutman Sanders

MAY 4, 2022

On April 28, the Connecticut House passed Senate Bill 6 , an act concerning personal data privacy and online monitoring (SB 6 or Connecticut Act). If the bill becomes law, it will go into effect on July 1, 2023, making Connecticut the fifth state to enact a comprehensive data privacy law. Privacy Notices. What’s Next?

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Burr Forman

DECEMBER 10, 2021

With the continuing increase in cyber-attacks and particularly ransomware, combined with laws that are imposing shorter and shorter notice deadlines, it is important for all businesses to understand the scope of their potential notification obligations in the event they fall victim to an attack. If not, you are certainly not alone.

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Burr Forman

JANUARY 27, 2021

Is your organization ready for California’s latest privacy rights law, enacted at the end of 2020 – the CPRA? The CPRA creates a new California agency for the protection of consumers’ personal information and privacy – the California Privacy Protection Agency. for the protection of personal data and privacy. WHAT MATTERS?

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Troutman Sanders

JANUARY 25, 2022

Privacy and Cybersecurity Activities. Privacy and Cybersecurity Activities: On January 18, the U.S. Data privacy and security requirements are major components of TEFCA. On January 17, Mississippi Senator Angela Turner-Ford introduced the Mississippi Consumer Data Privacy Act (MCDPA). State Activities.

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Troutman Sanders

JULY 18, 2022

Privacy and Cybersecurity Activities. Privacy and Cybersecurity Activities: On July 11, the FTC committed to fully enforcing the law against illegal use and sharing of highly sensitive data. The blog post stated that “[t]he Commission is committed to using the full scope of its legal authorities to protect consumers’ privacy.

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Collection Industry News

MARCH 14, 2022

At last count, at least 39 states have introduced (or passed) comprehensive privacy legislation. Case in point, within two months of entering the new year, Senate Bill 227, titled the Utah Consumer Privacy Act (UCPA), passed both houses of the Utah Legislature and is now awaiting signature from Utah Gov. Consumer Rights. Conclusion.

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Troutman Sanders

MAY 2, 2022

Privacy and Cybersecurity Activities. Federal Activities: On April 29, the Consumer Financial Protection Bureau (CFPB) released Spanish language translations for certain model and sample forms included in the Prepaid Rule in Regulation E and for certain adverse action model and sample notices included in Regulation B. State Activities.

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Troutman Sanders

SEPTEMBER 6, 2022

On August 31, California’s legislature ended its 2022 session without adopting legislation to extend the California Consumer Privacy Act (CCPA) employee and business-to-business (B2B) personal information exemptions. Exemption Extensions Failed. In the absence of a special legislative session, these exemptions will expire on January 1, 2023.

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