Sawin & Shea

NOVEMBER 24, 2021

Many people worry that bankruptcy will simply delay the inevitable, such as a lawsuit, wage garnishment, or a foreclosure, and that their creditors will still come after them. However, though bankruptcy can seem scary, it is an option and one that can genuinely help you get back on your feet. Exceptions to an Automatic Stay.

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Bankruptcy Garnishment Repossession Foreclosure 52

Sawin & Shea

NOVEMBER 24, 2021

Many people worry that bankruptcy will simply delay the inevitable, such as a lawsuit, wage garnishment, or a foreclosure, and that their creditors will still come after them. However, though bankruptcy can seem scary, it is an option and one that can genuinely help you get back on your feet. Exceptions to an Automatic Stay.

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Bankruptcy Garnishment Repossession Foreclosure 52

Debt Free Colorado

MARCH 10, 2023

Learn about the Five Bankruptcy Myths in Littleton, Colorado Due to worries stoked by myths and misconceptions about bankruptcy, many people choose not to obtain debt relief. Some people hope to stay out of bankruptcy by selling their homes or requesting a loan modification. What are the 5 Common Bankruptcy Myths? Definitely not.

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Debtor 52

Sawin & Shea

MARCH 20, 2024

If you’re worried about garnishments, foreclosures , lawsuits, repossessions , or other consequences of your debt, connect with an experienced bankruptcy lawyer at Sawin & Shea as soon as possible. A tax attorney specializes in helping people understand income taxes and how the IRS works. You deserve a fresh start.

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Lawyers 52

Sawin & Shea

JULY 19, 2023

Under Chapter 7, most people can keep their home and car, if desired, and receive automatic court protection from creditors. Chapter 13 , or reorganization bankruptcy, stops repossessions and foreclosures so you can save your home or investment. Chapter 13 can help people keep assets that might be at risk in a Chapter 7.

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Sawin & Shea

NOVEMBER 15, 2023

And possibly the most common question people ask is credit card debt is secured or unsecured. A Chapter 13 plan can cure arrearages on houses or cars, stopping foreclosures and repossessions. The Indiana bankruptcy attorneys at Sawin & Shea, LLC have been helping people navigate the bankruptcy process for years.

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Debt Free Colorado

OCTOBER 12, 2023

It is essential to disclose past financial transactions and history, including income, lawsuits, safe deposit boxes, foreclosures, and more. Codebtors On Schedule H: Your Codebtors, you must include any codebtors or people who would be liable for your debt if you cannot make payments. What Information Does a Bankruptcy Form Need?

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Bankruptcy Collateral Chapter 13 bankruptcy Chapter 7 bankruptcy 52

Sawin & Shea

SEPTEMBER 14, 2022

For example, if you co-own a house with someone filing Chapter 13 bankruptcy and the house is your primary residence, the automatic stay will protect you from a home foreclosure because it’s considered consumer debt. Some people are required to undergo a bankruptcy means test before filing for Chapter 7 bankruptcy.

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Debt Free Colorado

APRIL 9, 2020

The efforts to contain the Coronavirus pandemic have pushed hundreds of thousands of people out of work. They will feel obligated to protect their interest in the collateral (your car) and can move quickly to repossess after only a few missed payments. How do I pay my Bills if I’m out of Work due to a Stay-At-Home Order?

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Student loans Student Loans Chapter 13 bankruptcy Chapter 7 bankruptcy 82

Albuquerque Law

MAY 5, 2020

Military service members and their families make many sacrifices to protect the values and people of the United States. Most service members do not expect one of those sacrifices to be financial security. And yet, many military families report that debt and financial challenges are one of the largest concerns they face.

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Better Credit Blog

APRIL 1, 2022

Whatever you’re dealing with, late payments, collections, charge-offs, or foreclosures, the following techniques can clean up your credit quickly. Developing these good habits will help a lot, but let’s be clear: a major negative entry like bankruptcy, foreclosure, or repossession on your credit file will cause bad credit.

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Bankruptcy Collection Agencies Collections Agency Lender 114

Sawin & Shea

FEBRUARY 9, 2022

Filing for chapter 13 bankruptcy can seem like a daunting task, but it’s often the right move for those who are facing foreclosure, repossession, or have exorbitant debts. It’s easy for people with lower credit scores to receive a secured credit card because it requires you to pay a security deposit.

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Chapter 13 bankruptcy Bankruptcy Lawyers Repossession 98

Sawin & Shea

MAY 26, 2021

People often wonder whether filing bankruptcy without their spouse will protect their home, car, and treasured personal possessions. This means a foreclosure, repossession, garnishment, or other action can continue against your spouse even after you’re freed of it through bankruptcy – but only if their name is on the debt.

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Bankruptcy Chapter 13 bankruptcy Creditors Repossession 97

Sawin & Shea

DECEMBER 22, 2021

Filing earlier in the year means the automatic stay injunction will protect your holiday celebrations from being affected by things like: Foreclosure and eviction from your home Repossession of your vehicle Utility disconnection Contact from credit card and other collectors.

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Bankruptcy Chapter 7 bankruptcy Creditors Repossession 52

Debt Free Colorado

MARCH 3, 2023

Through a legal process called bankruptcy, some people who are unable to pay their debts can start over financially, either temporarily or permanently. Are you at risk of falling into foreclosure, being evicted, or having your utilities cut off? To begin, however, let’s define the term “bankruptcy.”

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Better Credit Blog

AUGUST 7, 2020

Though the name SYNCB is foreign to most people when they encounter it on their credit report , it represents a popular national online bank, Synchrony. Foreclosure. Property repossession. A lot of people are unaware that applying for a retail credit card in a store can damage their score in minutes. What Is SYNCB?

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Better Credit Blog

DECEMBER 31, 2020

Many people don’t know that applying for a store credit card requires a hard credit check, signing off on the credit inquiry without realizing the effects it can have on their report. Foreclosures. Repossessions. One of those partners is Victoria’s Secret. Birthday gift. Exclusive deals. Free shipping on orders over $50.

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Banks Retail Lender Repossession 89

Better Credit Blog

JANUARY 21, 2021

People often don’t read the fine print, failing to realize that a quick retail credit card application can lower their score. Foreclosures. Property repossessions. If you are overwhelmed by dealing with negative entries on your credit report, we suggest you ask a professional credit repair company for help. Ask Lex Law for Help.

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Retail Banks Loans Repossession 52

Credit Corp

JULY 26, 2021

If your loved one doesn’t have any beneficiaries listed on their will when they die, their mortgaged property may go into foreclosure. If no one is able to pay off the loan, the lender may repossess it. Some people name executors before they pass away, but in other circumstances, executors are appointed by the courts.

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Better Credit Blog

FEBRUARY 5, 2021

They are not allowed to disclose your personal information to other people. Foreclosures. Repossession. This act was written to protect consumers from abusive debt collection practices and to ensure accurate reporting. Among other guidelines, it states that: Debt collectors are only allowed to call from 8 a.m. Identity fraud.

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Better Credit Blog

MARCH 1, 2021

It also prohibits collections agencies from sharing your personal information with other people in your life. In addition to collections accounts, a credit repair company can help with: Repossessions. Foreclosure. For example, it restricts debt collectors from contacting you before 8 a.m. or after 9 p.m. Hard inquiries.

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Better Credit Blog

MARCH 1, 2021

It also prohibits collections agencies from sharing your personal information with other people in your life. In addition to collections accounts, a credit repair company can help with: Repossessions. Foreclosure. For example, it restricts debt collectors from contacting you before 8 a.m. or after 9 p.m. Hard inquiries.

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Banks Collections Debt collector Collection Agencies 52

Better Credit Blog

FEBRUARY 4, 2021

Collections agencies are notorious for pushing people’s limits and nagging consumers about their outstanding debt. Many people don’t realize that they are protected by the Fair Debt Collection Practices Act. In addition to dealing with collections agencies, they can also handle: Repossessions. Foreclosures. Bankruptcy.

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Financial services Debt collector Collection Agencies Collections Agency 69

Credit Corp

AUGUST 23, 2021

We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. Collections accounts, bankruptcies, foreclosures, and repossessions are all examples of negative public records that could impact your score. Search “OpenSky Card” in Facebook.)

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Better Credit Blog

AUGUST 21, 2020

Repossessions. Foreclosures. Use a secured credit card: Secured cards are made for people with subpar credit scores or short credit histories, so you may be able to get approved with a 560 credit score. Most people with fair or good credit opt for unsecured credit cards. Bankruptcy. Debt collections.

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Better Credit Blog

OCTOBER 28, 2020

Many people don’t realize that applying for a retail credit card can harm their credit score. Foreclosure. Repossessions. When you check your own credit score or try to get pre-approved for a loan or card, your report undergoes a soft credit check, which doesn’t impact your score. Charge off. Collections entry.

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Better Credit Blog

FEBRUARY 24, 2021

And it prohibits them from disclosing your personal info to other people in an attempt to collect payments. Repossessions. Foreclosure. This law sets out specific guidelines for how debt collectors interact with consumers and report their accounts. For example, the FDCPA limits when collections agencies can contact you.

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Better Credit Blog

DECEMBER 2, 2020

Sometimes, companies pay collection agencies to aid them in getting people to pay their balances. Many people aren’t aware that they are protected by the Fair Debt Collection Practices Act. More than that, they can assist you in repairing your credit in the wake of other serious credit issues, such as: Repossessions. Bankruptcy.

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Collection Agencies Collections Agency Debt collector Collections 52

Better Credit Blog

FEBRUARY 24, 2021

It also prohibits them from disclosing your personal info to other people in an attempt to collect payments. Repossessions. Foreclosure. Specifically, this law sets out certain guidelines for how debt collectors interact with consumers and report their accounts. Bankruptcy. Identity fraud. Inaccurate hard inquiries.

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Collections Collection Agencies Collections Agency Debt collector 52

Better Credit Blog

FEBRUARY 5, 2021

Debt collectors cannot contact other people about your debt. Foreclosure. Repossessions. The FDCPA was crafted to ensure accurate reporting and keep debt collectors in line. It sets clear standards for how debt collectors can interact with you. For instance: Calls are only allowed between 8 a.m. Identity fraud. Bankruptcy.

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Collections Debt collector Collection Agencies Collections Agency 52

Debt Free Colorado

DECEMBER 9, 2021

Most people filing for either Chapter 7 or 13 bankruptcy will work directly with an attorney to determine the best option for each financial circumstance. Short foreclosure protection – When your home is faced with foreclosure, the automatic stay is not in effect indefinitely. Disadvantages of Chapter 13 Bankruptcy.

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Sawin & Shea

JANUARY 24, 2024

The Pros Bankruptcy can stop foreclosures , repossessions, lawsuits, wage garnishment, utility shut-offs, and debt collection activities through its automatic stay provision. Poor credit scores disqualify many people from the best rates on consolidation loans. It simplifies finances with just one payment versus many debts.

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Sawin & Shea

SEPTEMBER 20, 2023

Upon filing a Chapter 7, you receive automatic court-oredered protection from creditors and aren’t subject to lawsuits, repossessions, or wage garnishments. People with real estate can keep their home when they file for Chapter 7 bankruptcy as long as their equity does not exceed Indiana’s Homestead Exemption. We are here to help.

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Better Credit Blog

JANUARY 5, 2021

They can also help with a slew of credit problems, like: Foreclosures. Repossession. For most people, a hard inquiry is nothing to lose sleep over. A credit repair company can dispute CBNA Sioux Falls on your credit report, getting it removed if it’s there by mistake. Collections-stage debt. Identity fraud. Bankruptcy.

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Loans Banks Repossession Lender 52

Better Credit Blog

JANUARY 5, 2021

They can also help with a slew of credit problems, like: Foreclosures. Repossession. For most people, a hard inquiry is nothing to lose sleep over. A credit repair company can dispute CBNA Sioux Falls on your credit report, getting it removed if it’s there by mistake. Collections-stage debt. Identity fraud. Bankruptcy.

Loans 52

Loans Banks Repossession Lender 52

Credit Corp

JANUARY 10, 2021

People don’t realize there is a full tenant screening. Here’s what landlords usually see in standard credit checks: Loans (current and past) Bankruptcies, foreclosures, and short sales Minimum payment amounts for debt accounts Late payment histories Credit histories Credit scores. Who Pays for a Landlord Credit Check?

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