Jimerson Firm

MAY 17, 2021

In order to maintain a foreclosure action against a borrower, lenders must ensure they can establish “standing”. Standing is a fundamental requirement for a foreclosure, as lenders who desire to initiate a foreclosure proceeding are required to have standing. Types of People Who Have Standing. What is Standing?

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Burr Forman

JULY 30, 2020

On March 18, 2020 the South Carolina Supreme Court issued an order suspending foreclosures and evictions until May 1. Unlike other states, these orders did not limit the application to residential evictions and foreclosures and therefore, whether intentionally or not, applied to commercial evictions and foreclosures as well.

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Foreclosure Collections 52

Roths Child Law

APRIL 16, 2021

Despite the saying that home is where the heart is, home is often where people store much of their personal wealth. Once foreclosure starts, you need to act quickly or risk losing everything you have invested in your home. In a shocking twist, the foreclosure sale that resulted in a dramatic eviction saw the property command only $7.3

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Foreclosure Chapter 13 bankruptcy Bankruptcy Lender 40

Qualco

MARCH 12, 2024

A speaker at a recent collections conference stated that, traditionally, banks staffed their collections departments with people lacking talent at selling. At a time when digitalisation has automated multiple tasks in collections, many are wondering why hiring, retaining, and developing the right people should be a key concern.

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Collections Debtor Banks Loans 97

Sawin & Shea

FEBRUARY 21, 2024

Chapter 13 bankruptcy allows people with regular income to develop debt repayment plans to discharge their eligible debts over 3 to 5 years. This helps prevent repossession or foreclosure. Additionally, they may be able to help with: the stoppage of harassing phone calls from creditors, repossessions, foreclosures, and more.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Repossession 52

Sawin & Shea

NOVEMBER 23, 2022

House foreclosure. If you don’t repay it, it’s their right to seize the real estate through a foreclosure action. Our attorneys have helped thousands of people just like you get the fresh start they deserve.Speak to an attorney today at (317) 759-1483. Debt due to a breach of contract. Does Filing for Bankruptcy Help with Liens?

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Bankruptcy Garnishment Foreclosure Judgment 98

Sawin & Shea

OCTOBER 25, 2023

Many more people are trying to sell timeshares than there are people who want to buy them. It is usually best to wait for foreclosure because you won’t have to pay any fees once you’ve filed for bankruptcy. Unfortunately, timeshares usually lose value and are difficult to sell due to simple supply and demand.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Foreclosure 52

Sawin & Shea

APRIL 13, 2021

If you are struggling to pay your mortgage and other bills, the good news is that the CARES Act (Coronavirus Relief and Economic Security) has extended the deadline for when the foreclosure moratorium is due to expire. Can you sell your house if you are in a foreclosure situation? We are here to help. Or contact us online.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Foreclosure 80

Roths Child Law

APRIL 4, 2023

Most people are unaware of the fact that the U.S. This streamlined ability to achieve a fresh financial start makes this bankruptcy opportunity ideal for just about anyone who qualifies unless they’re trying to save a home from foreclosure. Most people who meet the income requirements for Chapter 7 bankruptcy don’t need to be worried.

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Chapter 7 bankruptcy Chapter 13 bankruptcy Bankruptcy Foreclosure 52

Sawin & Shea

AUGUST 2, 2023

Many people ask, when should you file for bankruptcy? Some people may be overwhelmed with credit card debt, especially those who spend more than 20% of their annual net income on credit card bills, have maxed out limits on several cards, and/or can only afford to pay the minimum on credit card bills.

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Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy Unsecured Debt 52

Sawin & Shea

MARCH 20, 2024

If you’re worried about garnishments, foreclosures , lawsuits, repossessions , or other consequences of your debt, connect with an experienced bankruptcy lawyer at Sawin & Shea as soon as possible. A tax attorney specializes in helping people understand income taxes and how the IRS works. You deserve a fresh start.

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Lawyers 52

Debt Free Colorado

OCTOBER 12, 2023

It is essential to disclose past financial transactions and history, including income, lawsuits, safe deposit boxes, foreclosures, and more. Codebtors On Schedule H: Your Codebtors, you must include any codebtors or people who would be liable for your debt if you cannot make payments. What Information Does a Bankruptcy Form Need?

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Bankruptcy Collateral Chapter 13 bankruptcy Chapter 7 bankruptcy 52

Credit Corp

JANUARY 5, 2021

One form that many people don’t expect is the 1099-C. If you don’t know a 1099-C form is coming—and many people don’t realize they might receive one—you could file your taxes before it arrives. From early January to mid-February, you might receive a number of tax documents in the mail. Check Your Credit Score.

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Repossession Bankruptcy Foreclosure Creditors 105

Sawin & Shea

DECEMBER 13, 2022

Many people struggle with asking for help from a mortgage modification lawyer when they truly need it. There is a negative stigma associated with financial assistance that makes many people feel embarrassed or ashamed. And when it comes to needing financial help, that task is even more difficult.

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Lawyers Bankruptcy Loans Lender 105

Credit Corp

JUNE 14, 2023

Foreclosures and Short Sales: Seven Years A foreclosure can remain on your credit reports for seven years from the date the foreclosure was filed. The same goes for a short sale, which could show up on your credit report as a charge-off, a settlement, a deed-in-lieu of foreclosure, or “settled for less than the full amount due.”

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Foreclosure Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy 89

FFGN COLLECT NY

JULY 12, 2022

Receivers are common in mortgage foreclosure scenarios when a lender forecloses on a property. Receivers collect rents and other payments; pay taxes; and hire legal counsel, people, and vendors to service the building. Receivers are court-appointed individuals who assist in a variety of situations.

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Collections Foreclosure Lawyers Lender 52

Sawin & Shea

JANUARY 25, 2023

Sadly, numerous people struggle to obtain reasonable loans when interest rates are this high. Filing for Chapter 13 bankruptcy is also critically important if you’re at risk of home foreclosure. Chapter 13 bankruptcy can even stop a home foreclosure up until the sheriff’s sale.

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Chapter 13 bankruptcy Bankruptcy Loans Foreclosure 72

Sawin & Shea

JUNE 18, 2020

Many people keep control over their assets through the use of bankruptcy exemptions, which are special rules that allow people who are filing for a Chapter 7 bankruptcy to keep certain property if its value is less than the amount of the exemption. Here’s something many people don’t realize: Exemptions are not automatic.

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Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy Foreclosure 98

Debt Free Colorado

MARCH 10, 2023

Learn about the Five Bankruptcy Myths in Littleton, Colorado Due to worries stoked by myths and misconceptions about bankruptcy, many people choose not to obtain debt relief. Some people hope to stay out of bankruptcy by selling their homes or requesting a loan modification. What are the 5 Common Bankruptcy Myths? Definitely not.

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Debtor 52

Sawin & Shea

JULY 19, 2023

Under Chapter 7, most people can keep their home and car, if desired, and receive automatic court protection from creditors. Chapter 13 , or reorganization bankruptcy, stops repossessions and foreclosures so you can save your home or investment. Chapter 13 can help people keep assets that might be at risk in a Chapter 7.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Garnishment 52

True Accord

MARCH 31, 2022

The four key trends we’re studying are: resumed foreclosure activity, extensive medical bills, the end of child tax credits and historically high inflation. In January, the foreclosure proceedings that were paused under the CARES Act resumed after an 18-month hiatus. million U.S. And it’s not just medical bills.

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Lender Personal loans Foreclosure Loans 58

Collection Industry News

JULY 6, 2021

The Bureau’s examiners observed discouragement of people in minority neighborhoods from applying for credit by, among other things, locating offices in almost exclusively majority-white neighborhoods, only using pictures of white people in direct mail marketing campaigns, and publishing loan officer headshots of almost exclusively white people.

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Student loans Student Loans Foreclosure Loans 40

True Accord

AUGUST 11, 2022

Financial literacy is an essential life skill that benefits people throughout their lives, but is often overlooked when it comes to what happens if a payment is late or missed. Overall, lower levels of financial literacy end up contributing to increased rates of bankruptcy, defaults, and foreclosures.

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Acquisition Debt Recovery Education Student loans 61

FFGN COLLECT NY

MARCH 15, 2022

Robo-signing occurs when procedures are not followed and documents are reviewed and signed by people with minimal background in the case. Chase was one of 13 financial institution censured for robo-signing documents in support of debt collection suits and foreclosure. But robo-signing wasn’t just happening within Chase.

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Payment Savvy

AUGUST 7, 2023

However, even the most optimistic of people would have to admit that the economy is looking a little fragile at the moment and that a recession is probably imminent. Ironically, some people may even increase their grocery store expenditures as they cut back on costly dining-out experiences. Interest rates are rising.

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Healthcare Startups Foreclosure Government 98

Credit Corp

APRIL 26, 2024

Foreclosure election E, Debt relief from probate or similar proceeding F. For example, if your debt is reduced through a restructuring of your mortgage or in connection with a foreclosure, it may be excluded. Bankruptcy Title 11 B. Other judicial debt relief C. Statute of limitations or expiration of deficiency period D.

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Repossession Creditors Bankruptcy Foreclosure 52

Collection Industry News

APRIL 2, 2021

The number of people seeking bankruptcy fell sharply during the pandemic as government aid propped up income and staved off housing and student-loan obligations. Household spending also dropped as people stayed home, canceled travel and socially distanced to avoid the coronavirus. Source: site.

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Bankruptcy Student loans Student Loans Foreclosure 40

Sawin & Shea

NOVEMBER 24, 2021

Many people worry that bankruptcy will simply delay the inevitable, such as a lawsuit, wage garnishment, or a foreclosure, and that their creditors will still come after them. However, though bankruptcy can seem scary, it is an option and one that can genuinely help you get back on your feet. Exceptions to an Automatic Stay.

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Bankruptcy Garnishment Repossession Foreclosure 52

Sawin & Shea

NOVEMBER 24, 2021

Many people worry that bankruptcy will simply delay the inevitable, such as a lawsuit, wage garnishment, or a foreclosure, and that their creditors will still come after them. However, though bankruptcy can seem scary, it is an option and one that can genuinely help you get back on your feet. Exceptions to an Automatic Stay.

Bankruptcy 52

Bankruptcy Garnishment Repossession Foreclosure 52

Sawin & Shea

AUGUST 4, 2021

For the lender, it’s all about the bottom line, and if they think they can get more money from a foreclosure, they won’t agree to a short sale. Both short sales and bankruptcies involving foreclosures will show up as negative hits on your credit report. A foreclosure (without bankruptcy) will stay on your credit report for 7.

Bankruptcy 52

Bankruptcy Chapter 7 bankruptcy Foreclosure Lender 52

Sawin & Shea

NOVEMBER 15, 2023

And possibly the most common question people ask is credit card debt is secured or unsecured. A Chapter 13 plan can cure arrearages on houses or cars, stopping foreclosures and repossessions. The Indiana bankruptcy attorneys at Sawin & Shea, LLC have been helping people navigate the bankruptcy process for years.

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Unsecured Debt Chapter 7 bankruptcy Collateral Bankruptcy 52

Credit Corp

JANUARY 28, 2021

Similar to BlockBuster, people stopped buying video games in-person at retail stores. Their greed eventually reached a point where many homeowners could not make their mortgage payments causing foreclosures, and eventually, a recession. If not, then the people who heard the hype and came late to buy it could suffer.

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Trade Retail Acquisition Financial Institution 134

Troutman Sanders

AUGUST 9, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. You may access this interactive tool at [link]. For more information, click here.

Financial services 52

Financial services Student loans Student Loans Foreclosure 52

Sawin & Shea

MARCH 13, 2024

A Chapter 13 is a great way to help people get caught up on secured debt that they are behind on. We can help people re-organize secured debt in various ways to help people stop repossessions or foreclosure and get back on track with payments to keep those items. The Plan controls how those debts are handled.

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Chapter 7 bankruptcy Chapter 13 bankruptcy Bankruptcy Collateral 52

Credit Corp

MAY 3, 2023

People can end up in this situation for a number of reasons. In other cases, people have unplanned expenses such as medical bills that can put them over the edge financially. In other cases, people have unplanned expenses such as medical bills that can put them over the edge financially. It’s a powerful protection.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Creditors 97

Albuquerque Law

MAY 6, 2020

How to know which kind you need Bankruptcy is an issue that had a lot of negative social stigma attached to it; however, nowadays, many people understand that they can use bankruptcy to resolve unpaid debt and lay the groundwork for a stronger financial future. Your lenders must agree to the alternative payment plans.

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Foreclosure 40

Sawin & Shea

SEPTEMBER 14, 2022

For example, if you co-own a house with someone filing Chapter 13 bankruptcy and the house is your primary residence, the automatic stay will protect you from a home foreclosure because it’s considered consumer debt. Some people are required to undergo a bankruptcy means test before filing for Chapter 7 bankruptcy.

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