FDCPA Defense

SEPTEMBER 26, 2017

Unlike the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692, et. seq. , (“FDCPA”), which, generally speaking, only applies to third party debt collectors, the Rosenthal Act broadly defines a “debt collector” to include persons or entities that collect on behalf of themselves or others.

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Debt collector Banks Third-party Debt Collectors Fair Debt Collection 40

FDCPA Defense

SEPTEMBER 22, 2018

Can a communication from a collector violate the Fair Debt Collection Practices Act, 15 U.S.C. the “FDCPA”) if it never asks the debtor to pay any money? What exactly does the term “debt collection” mean in the context of the FDCPA?

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FDCPA Defense

AUGUST 16, 2012

The CFPB has several other methods that it plans to employ to supervise or otherwise regulate members of the collection industry, and some of them are discussed below. On March 20, 2012, the CFPB issued its first Annual Report to Congress on the Fair Debt Collection Practices Act.

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Collections Fair Debt Collection Banks Law Firms 40

FDCPA Defense

NOVEMBER 10, 2015

See Fair Debt Collection Practices Act, CFPB Annual Report 2015. The CFPB has also imposed new requirements for handling disputed debts in recent enforcement proceedings. The September 2015 consent orders with Encore Capital Group, Inc.

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FDCPA Defense

MAY 27, 2014

More importantly, however, by providing compensation to creditors when consumers do not repay their debts, the debt collection system helps keep credit prices low and helps ensure that consumer credit remains widely available.” See Executive Summary, p.

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FDCPA Defense

JANUARY 28, 2012

Courts have recognized that shareholders, officers or employees of a corporate debt collector may not be directly liable under the FDCPA, unless the plaintiff can meet the strict requirements necessary to pierce the corporate veil. See, e.g., White v. Goodman , 200 F.3d 3d 1016, 1019 (7th Cir.

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FDCPA Defense

AUGUST 19, 2013

291 (1995), lawyers have known that if they seek to collect consumer debts for clients – even when doing so through litigation – they might qualify as a "debt collector" under the Fair Debt Collection Practices Act, 15 U.S.C. Jenkins , 514 U.S.

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