Sat.Oct 23, 2021 - Fri.Oct 29, 2021

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Bedard Finishes Analysis of Model Validation Notice’s Optional Disclosures

Account Recovery

In the latest episode of “You Wanted a Rule, You Got a Rule,” John Bedard of Bedard Law Group finishes walking through his analysis and breakdown of the eight optional disclosures that collectors are allowed to include on their copies of the Model Validation Notice and still enjoy the safe harbors provided to them under … The post Bedard Finishes Analysis of Model Validation Notice’s Optional Disclosures appeared first on AccountsRecovery.net.

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Is your business making these 4 cash flow mistakes?

American Profit Recovery

Cash flow is king when it comes to sustaining your business long-term. And it doesn’t matter if you are running a small business or a nationwide organization, cash flow is the backbone of any size company. If you’re not paying close attention to the status of your cash flow, you could find your business with a financial challenge very quickly.

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In Small Business, Teamwork Really Does Make the Dream Work

Enterprise Recovery

When entrepreneurs are growing a business, they may often use the phrase "wears many hats." Employees are often taking on many different tasks to remain agile on the path to profitability. As more employees are hired for specific duties, small teams develop. While these teams focus on the demands of their responsibilities, success is found when they continue to work together.

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How Crypto Staking Works

Nerd Wallet

You’ve probably heard of people making money by trading cryptocurrencies. But there’s a different way to grow your crypto holdings without having to buy more. The practice, called “staking,” is a way of using certain cryptocurrencies to help verify transactions on a blockchain network. Investors who participate in staking can earn yields exceeding what’s available.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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N.J. Judge Grants MTD in FDCPA Case Even Though Letter Lacked ‘Clarity’

Account Recovery

While noting that several instances of a collection letter lacked clarity, a District Court judge in New Jersey nonetheless granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling that even a least sophisticated consumer would be able to ascertain the identity of the original creditor and that disputes needed to … The post N.J.

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5 Steps to Take Now to Avoid Late Payments during the Holidays

Enterprise Recovery

With the holidays quickly approaching, it can be easy to fall under the notion that your customer payments will arrive as usual. In reality, some businesses will shut down for weeks during the holiday season, narrowing the window for paying invoices. Instead of watching your working capital fall short, you can prepare in advance. Here are 5 steps to take to avoid late payments during the holidays. ?.

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Airline Point Transfers and Partner Award Bookings Tool

Nerd Wallet

You might have a bunch of frequent flyer miles for a specific airline, but often those miles are actually more valuable when redeemed for flights on other airlines, known as a partner award booking. Or, you might have a lot of generic travel points from big banks like American Express or Chase. While you can. JT Genter writes for NerdWallet. Email: travel@nerdwallet.com.

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Daily Digest – October 26. Judge Denies Defendant’s Motion in FDCPA BK Case; Creditor Fined $10k For Collecting Debts in Different Name

Account Recovery

JUDGE DENIES DEFENDANT’S MOTION IN FDCPA BANKRUPTCY CASE A District Court judge in Florida has denied a defendant’s motion for judgment on the pleadings in a Fair Debt Collection Practices Act case for allegedly disregarded cease-and-desist letters sent by an individual after receiving text messages and collection letters from the defendant while the individual had … The post Daily Digest – October 26.

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The Importance of Domestic Violence Awareness Month

Prosperity Now

Since 1987, October has been observed nationally as Domestic Violence Awareness Month.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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Are Confidentiality Agreements or Other Restrictive Covenants Enforceable in Florida Real Estate Transactions?

Jimerson Firm

It is a common question whether certain restrictive covenants, such as confidentiality agreements, are enforceable in Florida. A restrictive covenant is a contractual agreement or provision designed to protect a party’s business interests and restricts what a party is allowed to do after the agreement is executed. See Proudfoot Consulting Co. v. Gordon , 576 F.3d 1223 (11th Cir. 2009).

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The Best Travel Plan for This Holiday Season Is a Backup Plan

Nerd Wallet

It’s not even the busiest time of year for travel yet, and 2021 has already been chaotic — even for the most seasoned travelers. Among the 2021 travel fiascos: Spirit Airlines underwent an operational meltdown, with 2,800 flights canceled between July 30 and Aug. 9 due to a combination of bad weather, staffing shortages and. Sally French writes for NerdWallet.

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Biden Names Rosenworcel to Top FCC Post; Nominates Sohn as Commissioner

Account Recovery

President Joe Biden yesterday nominated Jessica Rosenworcel to be the next Chair of the Federal Communication Commission and Gigi Sohn to be a Commissioner at the regulator, rounding out the leadership of that agency and all the agencies that oversee portions of the accounts receivable management industry. Rosenworcel has been Acting Chair following the resignation … The post Biden Names Rosenworcel to Top FCC Post; Nominates Sohn as Commissioner appeared first on AccountsRecovery.net.

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Returning Citizens Need Better Housing Options – Here’s How They Can Get Them

Prosperity Now

Housing security is the key to building financial stability, acquiring wealth and connecting with the community, but returning citizens face

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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TrueAccord Names Kelly Knepper-Stephens as Chief Compliance Officer and General Counsel

True Accord

Lenexa, KS – Oct. 27, 2021 – TrueAccord Corporation, a debt collection company offering AI-powered digital recovery solutions, is proud to announce the appointment of Kelly Knepper-Stephens as chief compliance officer and general counsel. TrueAccord started in 2013 as a digital-first collection agency built to fundamentally change collections into a recovery and reconciliation process.

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The Property Line: As Home Values Soar, Brace for Tax Impact

Nerd Wallet

You’re a typical homeowner: You fret over mysterious noises behind walls, savor the yard’s smell after a storm, and giddily track your home’s fast-rising value. That buoyant emotion might yield to a sinking feeling later, when you receive a property tax bill. As the home’s value skyrockets, the amount you pay in property tax is. Holden Lewis writes for NerdWallet.

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Daily Digest – October 27. Bedard Breaks Down MVN’s Optional Disclosures; Judge Grants MTD in FDCPA Case

Account Recovery

BEDARD FINISHES ANALYSIS OF MODEL VALIDATION NOTICE’S OPTIONAL DISCLOSURES In the latest episode of “You Wanted a Rule, You Got a Rule,” John Bedard of Bedard Law Group finishes walking through his analysis and breakdown of the eight optional disclosures that collectors are allowed to include on their copies of the Model Validation Notice and … The post Daily Digest – October 27.

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EEOC Issues New Guidance for Religious Objections to COVID-19 Vaccine Mandates

Burr Forman

On October 25, 2021, the Equal Employment Opportunity Commission (“EEOC”) issued new guidance regarding religious objections to workplace COVID-19 vaccination requirements. The new guidance is included in the EEOC’s larger guidance document, What You Should Know About COVID-19 and the ADA, Rehabilitation Act, and Other EEO Laws. These questions and answers collect and expand upon pre-pandemic guidance to help employers navigate issues related to COVID-19 vaccination and the interaction with fede

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

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Nearly Half of Indiana Facing Medical Debt

Sawin & Shea

Debt is becoming an increasingly serious problem for Indiana residents as well as the rest of the United States. According to surveys conducted by QuoteWizard , almost 80 million Americans have a notable amount of medical debt and 12% of Americans’ income are spent on medical costs. Additionally, around 15% of Americans owe money for medical bills upwards of $10,000.

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Why a Home Warranty May Not Give You the Fix You Crave

Nerd Wallet

It’s every homeowner’s nightmare — something is broken, and it’s going to cost a lot of money to fix or replace it. Unfortunately, no matter how well you take care of your home, sooner or later, an appliance or major system is bound to croak. Some homeowners plan for this by purchasing a home warranty, Taylor Getler writes for NerdWallet. Email: tgetler@nerdwallet.com.

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Getting to Know Jim Beck of MRS BPO

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Jim Beck of MRS

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Breaking Down Regulation F’s Debt Validation Notice

PDC Flow

Legal professionals for the ARM industry, like Leslie Bender and Joann Needleman of Clark Hill Law , have been addressing Regulation F implementation challenges since the rule was proposed. Since then, they have continued to be a guiding voice for debt collectors throughout the rulemaking process. Recently, they sat down with PDCflow’s Sales & Marketing Manager Dawn Updike to discuss one of the most asked about portions of the rule – the Validation Notice.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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Does Checking Your Credit Score Lower It?

Better Credit Blog

The answer is yes and no. Lenders and credit card issuers carry out two types of checks on your credit. The first, a soft credit check, doesn’t impact your credit score at all. The second, a hard check, knocks a few points off your score every time. We’re going to walk you through soft and hard credit checks and what they mean for your credit score.

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Tips for Shopping Black Friday and Beating Pandemic Setbacks

Nerd Wallet

After a day of feasting on turkey and pumpkin pie, consumers have typically flocked to their local stores on Black Friday — the day after Thanksgiving — to find the best deals on gifts for the holiday season. Last year, the pandemic changed the way many people shopped. Adobe Analytics, which analyzes data from top. Amanda Barroso writes for NerdWallet.

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Creditor Fined $10k For Collecting Debts Using Different Name

Account Recovery

The Connecticut Department of Banking has reached a settlement with a creditor that was using a different name under which to collect unpaid debts for not having a collection license that will see the company pay a fine of $10,000 and stop collecting debts in the state unless it is using the “true name of … The post Creditor Fined $10k For Collecting Debts Using Different Name appeared first on AccountsRecovery.net.

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CFPB orders tech giants to turn over information on their payment systems

Public Citizen

The Consumer Financial Protection Bureau has ordered Amazon, Apple, Facebook, Google, PayPal, and Square to turn over information on their payment system plans. The orders look like this. The agency's press release begins this way: Today, the Consumer Financial Protection Bureau (CFPB) issued a series of orders to collect information on the business practices of large technology companies operating payments systems in the United States.

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Operational Strength Starts with People: The New Rules of Finance Leadership

Speaker: Melissa Hurrington

What’s holding finance teams back isn’t just process inefficiency. It’s culture gaps, reactive mindsets, and missed opportunities to lead real change. In an era of disruption, finance leaders can no longer afford to operate on autopilot and the most resilient teams aren’t just efficient—they’re connected, talent driven, and culture-focused. Join Melissa Hurrington for an exploration into how finance leaders can evolve beyond process and numbers to create adaptive, people-powered teams that thriv