Sat.Nov 13, 2021 - Fri.Nov 19, 2021

You’re not a bank- how to stop your customers from treating you like one.

Collect More

Anyone who has been in business for a while will know that we are entering the danger zone. The annual period where getting paid is like pulling teeth. Thankfully it is still mid November so there is still time to plan, prepare and cope. The best advice I can give you right now is this- be up front and honest with your customer and ask them, before you start work or provide the goods and services, if they are going to be able to pay on time.

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Credit Repair Facts and Statistics

Better Credit Blog

Credit has become integral to how the world works. We use it in our daily lives in many forms, including mortgages, car loans, and credit cards. The amount you can access depends on your credit report and your credit score.


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Business Advice: How Important is a Follow-Up?

Enterprise Recovery

If there's any solid business advice I could offer to anyone, it would be this: Always follow up. For many reasons, a follow-up email or phone call is essential in achieving results. Often, however, some people don't feel comfortable reaching out again after a meeting, discussion or event.


Showdown at the Second Circuit on the Standards Protecting Onine Anonymity

Public Citizen

by Paul Alan Levy. An important case about anonymous online speech is hurtling toward a decision in the Second Circuit. The situation is worrisome because defendants are so unsympathetic and the plaintiff’s legal claims seem to me very strong.

Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

Share and Share Alike: How Modern Document Storage Systems Increase Law Firm Security

NCBA Law Practice Management Blog

Email is good for email; but, when law firms start to try to expand the uses of email into broader technology functions – that’s where they run into trouble. Like when attorneys try to convert their productivity software into case management software. (In

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Daniel Bloomgarden Joins Applied Innovation

Account Recovery

Dan Bloomgarden recently joined Applied Innovation as its Vice President of Business Development. Bloomgarden brings more than a decade of experience in the accounts receivable management and payment processing industries with him to the company.

What’s New for Medicare in 2022?

Nerd Wallet

Open enrollment for Medicare goes from Oct. 15 to Dec. 7 each year, when Medicare beneficiaries choose their coverage for the next plan year. As Medicare enrollees contemplate their choices for 2022, here are overall Medicare changes to keep in mind.


How Do I Get My Attorney’s Fees in Litigation After a Settlement is Reached?

Jimerson Firm

When lawsuits are filed, sometimes the prevailing party is entitled to attorney’s fees. As a general rule in Florida, those attorney’s fees may only be awarded if a statute or contract allows for them. See State Farm Fire & Cas. Palma , 629 So.2d 830, 832 (Fla. 1993).


6 Ways to give back at Christmas (or any time of year)


Christmas is the season of giving, but with all the costs of holiday shopping, decorating, and celebrating, your budget may not allow much room for charity - unless you've planned ahead. Never fear! Giving back at Christmas is possible without spending a dime.


Getting to Know Makayla Hussey of Marcam Associates

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management.

4 Reasons to Shop Small Business Saturday

Nerd Wallet

When you think about holiday shopping, your mind probably goes to big-box retailers before your neighborhood bookstore or antique shop. But in a time marked by widespread supply chain disruptions and inflation, underdog small businesses deserve our attention. Enter Small Business Saturday.

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What happens to a Business Debt when a Company gets struck off?

UK debt collections

If a Limited Company has debts they cannot afford or want to avoid paying, they sometimes go down the route of getting the company ‘struck off’ or ‘dissolved to effectively close the company.

CFPB Seeks Input on Detecting Discrimination in Mortgage Lending

Consumer Finance

The Consumer Financial Protection Bureau (CFPB) issued a Request for Information (RFI) to seek input on rules implementing the Home Mortgage Disclosure Act (HMDA). The CFPB plans to review recent changes to the rule and evaluate their effectiveness. Press release


N.Y. Hospitals Called Out for Filing Liens On Unpaid Debts

Account Recovery

A number of hospitals in New York state are being called out for filing liens on the homes of patients with unpaid medical debts, pointing out that the facilities collected $442 million to help them support patient financial assistance and calling the process an “extreme collection practice.”

How to Talk Money With Your Parents This Holiday

Nerd Wallet

Holiday gatherings may present an opportunity to talk to your parents about important money issues, such as estate planning or long-term care.


Article on Article III standing, Spokeo, and TransUnion

Public Citizen

Law prof Elizabeth Earle Beske has written  Charting a Course Past Spokeo and TransUnion. Here's the abstract: The Supreme Court’s 5-4 decision in TransUnion LLC v. Ramirez has dramatically upended standing doctrine, apparently out of concern that any other move will invite congressional manipulation and give rise to even greater evils. The Court has done so at considerable cost.


Labor & Employment E-Note November 2021

Burr Forman

Resources. Safer Federal Workforce Task Force Updates Guidance for Federal Contractors. On November 10, 2021, the Safer Federal Workforce Task Force updated its Guidance for Federal Contractors (“Guidance”).

Eleventh Circuit Announces En Banc Rehearing in Hunstein Case

Account Recovery

The Eleventh Circuit Court of Appeals announced today that the entire panel of judges will rehear arguments en banc in the Hunstein v. Preferred Management & Collections case, vacating the opinion that was issued last month, and giving the industry hope that the case may be reversed.

How to Bounce Back After a Business Fails

Nerd Wallet

For small-business owners, failure isn’t an option — it’s a reality. For example, consider the roughly 733,000 businesses that launched in the U.S. in the year leading up to March 2016. Only about half made it to March 2021, according to the Bureau of Labor Statistics.


Landlord Tenant Evictions rise by 207%

UK debt collections

The latest statistics released by the Ministry of Justice have shown there were 4,853 landlord possessions across England and Wales between July and September. This figure was up 207% from the previous quarter when there were 1,582 possessions.

Health Care E-Note November 2021

Burr Forman

Helpful hints. OIG Updates Health Care Fraud Self-Disclosure Protocol (“SDP”) . On November 8, 2021, the OIG issued an updated SDP to providers, which included clarifications of existing guidance and increased the minimum settlement amounts OIG will accept.

FFAM360 Alliance of Companies Earns Recognition as a 2021-2022 Great Place to Work

Account Recovery

PEACHTREE CORNERS, GA — The First Financial Asset Management (FFAM360) family of companies, a world-class organization providing revenue-centric solutions to specifically address all phases of the credit and revenue lifecycle, recently earned recognition as a 2021-2022 Great Place to Work-Certified™ business by Great Place to Work®.


No, Amazon Hasn’t Banned Your Visa Card

Nerd Wallet

Corporate goliaths Visa and Amazon are publicly clashing, but U.S shoppers don’t have to worry that their Visa cards will be rejected as they order gifts this holiday season at the mega-retailer. The brouhaha is over fees Amazon pays Visa for processing payment transactions in the United Kingdom.

Failed Private School was owed £51k in Unpaid School Fees

UK debt collections

Administrators for a failed Private School in Derbyshire have revealed that they were owed £51,536 by debtors for unpaid school fees at the time of closure.

More baseless and unethical demand letters from Mathew Higbee

Public Citizen

by Paul Alan Levy. It’s been some time since I have had occasion to write about Mathew Higbee’s use of baseless threats of litigation seeking to wring undeserved dollars out of alleged copyright infringers. To be sure, many of his demand letters seek remedies for plainly infringing uses, even if his monetary demands tend toward the excessive.

Daily Digest – November 17. Bedard Breaks Down Sending MVN in Other Languages; Q&A With Rick Bonitzer

Account Recovery

BEDARD BREAKS DOWN SENDING MVN IN OTHER LANGUAGES America is a melting pot of cultures and backgrounds. And that means that a lot of the people living here in the United States came from places where English wasn’t the primary language that was spoken. Take me, for instance.


The Property Line: Harsh Vibe Continues for Home Buyers in 2022

Nerd Wallet

Let’s get right to it: The 2022 housing market seems likely to be a watered-down version of 2021. That means while price increases might be slowing and competition could be a little less intense, overall we’re still looking at an abnormally hot market.


Is Mortgage Debt in California Becoming a Problem?

Direct Recovery

With supply chain shortages slowing new home construction, the price for existing homes is skyrocketing higher all over the country, and nowhere is that more true than in the already-expensive state of California.

Burr & Forman Adds 13 Associates Across Seven Southeastern Offices

Burr Forman

November 19, 2021 – Burr & Forman LLP is pleased to announce the addition of 13 associates in seven offices across its Southeastern footprint. “We