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JUDGE RULES DEBT NOT FOR PERSONAL USE IN FDCPA CASE I don’t know about you, but with all the times that I have purchased real estate — one, to be exact — I remembered whether I was at the closing or whether I had someone attend for me, and whether I inspected the property or … The post Daily Digest – May 9. Judge Rules Debt Not for Personal Use in FDCPA Case; Consumers Still in Good Position to Pay Debts: Encore CEO appeared first on AccountsRecovery.net.
Today, the Consumer Financial Protection Bureau (CFPB) published an advisory opinion to affirm that the Equal Credit Opportunity Act (ECOA)—a landmark federal civil rights law protecting individuals and businesses against discrimination in accessing and using credit—bars lenders from discriminating against customers after they have received a loan, not just during the application process.
The Court of Appeals for the Ninth Circuit has reversed a lower court’s ruling in favor of a defendant that was accused of violating the Americans with Disabilities Act, ruling the company — one involved in the accounts receivable management industry — terminated the plaintiff’s employment because she was unable to return to work promptly … The post Appeals Court Overturns ADA Ruling Against ARM Industry Company appeared first on AccountsRecovery.net.
If you’re a fan of free things, then Hyatt elite status is for you. Exceedingly generous with its top-tier members, the World of Hyatt program offers benefits that other programs simply don’t. But is it worth the time and money to invest in the program? Should you pursue Hyatt elite status in 2022? Here’s a. Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com.
In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.
I don’t know about you, but with all the times that I have purchased real estate — one, to be exact — I remembered whether I was at the closing or whether I had someone attend for me, and whether I inspected the property or whether I bought it sight unseen. The inability for a … The post Judge Rules Debt Not For Personal Use in FDCPA Case appeared first on AccountsRecovery.net.
If you suspect your car has been stolen, you’re likely in disbelief and wondering what to do next. First, try not to panic. You may have simply forgotten where you parked or a family member may have taken it for a spin without letting you know. A less pleasant but still possible scenario is that. Kayda Norman writes for NerdWallet. Email: knorman@nerdwallet.com.
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If you suspect your car has been stolen, you’re likely in disbelief and wondering what to do next. First, try not to panic. You may have simply forgotten where you parked or a family member may have taken it for a spin without letting you know. A less pleasant but still possible scenario is that. Kayda Norman writes for NerdWallet. Email: knorman@nerdwallet.com.
Inflation and rising gas prices have not yet started to impact consumers’ ability to pay their debts, and overall consumer strength is continuing, but maybe not at the levels seen during the pandemic, the chief executive of Encore Capital Group said last week during a conference call with analysts to discuss the company’s first quarter … The post Consumers Still in Good Position to Pay Debts: Encore CEO appeared first on AccountsRecovery.net.
Looking for a real estate agent and don’t know where to turn? You might find a match through an agent referral service or a lender-affiliated network. Stand-alone referral services provide online tools to match you with agents for free. Some services negotiate lower real estate commissions with agents and then pass the savings to you. Barbara Marquand writes for NerdWallet.
I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with.
The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.
Official Site June 7 – 8, 2022. CDIA’s fifth annual industry wide conference is an essential event to convene, connect, and hear from world-class speakers on the most relevant and critical issues facing the industry. This is the only conference that connects the entire consumer reporting ecosystem! What to Expect: The most current and pressing topics, including regulation & enforcement, privacy FCRA developments, Metro 2® reporting and e-Oscar® dispute handling, state and federal policy upda
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. When it comes to spending power, inflation means that things cost more and that your money becomes less valuable.
New York state law governs most merchant cash advance agreements – even though neither the borrowers nor lenders are typically located in New York. When there is a default on these agreements, the lender must pursue the borrower through debt collection in New York. Until recently, all agreements secured by merchant cash advance companies required borrowers (both corporate and personal guarantors) execute a confession of judgment that could, in the event of default, be filed immediately.
It’s time for a vacation. Whether it’s been four weeks or four years, you’ve finally decided it’s time to get back out there. The only problem is that you haven’t got the time or the desire to spend hours searching the web for vacation options. Have you ever considered a vacation package? These bundles can. Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com.
Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage
There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.
In the last piece in this short series, we discussed how important it is for law firms to be focused on engaging potential clients. That’s how you bait the hook; but, there’s still the matter of reeling in those leads – and, to accomplish that, you’ll need a way for clients, following an initial engagement, to take a next step, in order to advance the process.
Enterprise Plus is the loyalty program for Enterprise Rent-A-Car, the largest car rental company in the country. That means Enterprise Plus membership can yield some valuable benefits if you are someone that rents cars often. The more you rent from Enterprise, the more rewards you can earn. But you may be wondering, is Enterprise Plus. Ramsey Qubein writes for NerdWallet.
Amsterdam, 9 May 2022 – Visma | Onguard , the fintech company that focuses on the order-to-cash process, has appointed Adriaan Kom (41) as Managing Director as of the 1st of June. Kom has been working at Visma | Onguard for one and a half years as Chief Commercial Officer. In his new role, Kom will focus on the further growth of the company as part of Visma.
Minority business loans are available from many lenders. But getting funding from a traditional financial institution may be tougher for minority business owners due to issues like unconscious bias, insufficient credit and limited banking history. More success may be possible with alternative sources, such as nonprofit organizations and online lenders.
Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.
Source: site. On May 2, the Consumer Financial Protection Bureau (CFPB or Bureau) released its Supervisory Highlights report on legal violations discovered during examinations in the second half of 2021. The Supervisory Highlights detail issues identified by CFPB examination teams across a wide number of segments of the consumer financial services industry.
If you’re ready to put your AAdvantage miles to use, you may be wondering exactly how to redeem American Airlines miles. The process is relatively easy no matter what you decide to do with your miles. You can redeem miles for award flights on American or its partner airlines, as well as for other options. Natasha Gabrielle writes for NerdWallet. Email: travel@nerdwallet.com.
Source: site. Although debt collection has been a longtime leading issue reported to the Consumer Financial Protection Bureau (CFPB), during the COVID-19 pandemic, another issue emerged as the nation’s number one consumer concern: credit reporting. Of the more than 800,000 credit or consumer reporting complaints that CFPB received in its most recent reporting period, more than 700,000 were submitted about one of the nation’s three major credit reporting agencies: Equifax, Experian and TransUnio
The Consumer Financial Protection Bureau has finalized an enforcement action against Bank of America for processing illegal, out-of-state garnishment orders against customers’ bank accounts. The CFPB's press release, with links to relevant documents, is here.
Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!
Source: site. As President Joe Biden considers using executive action to cancel some federal student loan debt , the financial burden on today’s students continues to rise. According to the College Board , which tracks trends in college pricing and student aid, average tuition and fees for the 2021-2022 academic year jumped higher by 1.6 percent to $10,740 for in-state students at four-year public colleges.
The Federal Trade Commission filed a complaint last Friday against a company called The Credit Game, which claimed it could boost credit scores through “credit piggybacking” and other credit repair services. The FTC's complaint against the operators of The Credit Game (formerly called Wholesale Tradelines) says that the services were a scam and that the defendants engaged in illegal practices to bilk cash-strapped people out of hundreds or thousands of dollars for repair services that were i
Source: site. San Francisco. CNN Business. —. Americans are racking up debt at record rates. Consumer debt levels for March 2022 climbed by $52.4 billion, an annual increase of 14%, seasonally adjusted, according to Federal Reserve data released Friday. Revolving credit, which includes credit cards, surged by 21.4%. Despite robust wage growth – over the past 12 months, average hourly earnings have gone up by 5.5% – consumers are seeing those gains eroded by the highest inflation in 40 years.
We received the following Call for Papers: On April 6, 2022, in addition to announcing an extension of the federal student loan payment pause, the White House announced that the U.S. Department of Education is taking steps to give a fresh start to millions of struggling borrowers who are currently in default on their federal student loans, protecting them from the harsh consequences of default if payments resume in the future.
AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?
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