Account Recovery

MARCH 21, 2023

The Federal Communications Commission voted last week to adopt rules against scam text messages sent to consumers amid calls for taking further regulatory action in the area of text messages. Under the rules, carriers will be required to block text messages considered “highly likely to be illegal” including those that originate from phone numbers that … The post FCC Adopts Rule to Block Scam Texts first appeared on AccountsRecovery.net.

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Prosperity Now

MARCH 21, 2023

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Retail 98

Account Recovery

MARCH 21, 2023

COLLECTOR FACING CLASS ACTION FOR OVERSHADOWING VALIDATION NOTICE WITH SETTLEMENT OFFER A collection operation is facing a class-action lawsuit in federal court for allegedly violating the Fair Debt Collection Practices Act by sending the plaintiff a letter that offered to settle the debt for less than the full balance, but set a deadline on the … The post Daily Digest – March 21.

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Fair Debt Collection Collections 130

Prosperity Now

MARCH 21, 2023

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Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

Collections

Account Recovery

MARCH 21, 2023

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Collector Facing Class Action for Overshadowing Validation Notice with Settlement Offer first appeared on AccountsRecovery.net.

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Account Recovery

MARCH 21, 2023

A District Court judge in New Jersey has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act class-action case, ruling the plaintiff lacked standing to sue after receiving a letter that referenced a current creditor which was purportedly not licensed to collect in The Garden State. A copy of the ruling in … The post Judge Grants MTD in FDCPA Class-Action Over Lack of License first appeared on AccountsRecovery.net.

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Nerd Wallet

MARCH 21, 2023

Cara Smith writes for NerdWallet. Email: cara.smith@nerdwallet.com. Twitter: @[link] The article Why Are Eggs So Expensive? originally appeared on NerdWallet.

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Account Recovery

MARCH 21, 2023

Maybe it says something about the state of the accounts receivable management industry that not a single debt collection topic is on the list of the Top 20 actions that the Consumer Financial Protection Bureau took in 2022 to make the marketplace safe for consumers, according to a report releases by U.S. PIRG. A copy … The post Collection Items Not Included in Advocacy Group’s Ranking of Steps CFPB Took in 2022 to Protect Consumers first appeared on AccountsRecovery.net.

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Collections Accounts Receivables Management 130

Nerd Wallet

MARCH 21, 2023

Elizabeth Renter writes for NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. The article Why High Rates and Lower Prices Shouldn’t Deter Home Sellers originally appeared on NerdWallet.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Credit Corp

MARCH 21, 2023

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. At the end of 2022, the Federal Reserve reported that roughly 43.5 million Americans have student loan debt, which totals over $1.7 trillion.

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Student loans Student Loans Loans Education 76

Nerd Wallet

MARCH 21, 2023

Andy Rosen writes for NerdWallet. Email: arosen@nerdwallet.com. Twitter: @[link] The article Zelle Taxes: Why This Payment App Is Different originally appeared on NerdWallet.

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True Accord

MARCH 21, 2023

The economy took a wild ride in 2022, and with interest rates continuing to rise, inflation expected to remain relatively high and household savings dwindling, 2023 could be just as challenging. As consumers battle high inflation and interest rates to afford necessities, budgets will be stretched and many will have to prioritize when and where they spend.

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Student loans Student Loans Loans Creditors 73

Nerd Wallet

MARCH 21, 2023

Lisa Anthony writes for NerdWallet. Email: lanthony@nerdwallet.com. The article Best SMS Marketing Software for Small Businesses originally appeared on NerdWallet.

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The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.

Credit Unions

UK debt collections

MARCH 21, 2023

Bailiffs sent in to collect unpaid CCJ A customer of budget airline Wizz Air decided to send Bailiffs to Luton Airport to collect an unpaid CCJ. The money was owed to the customer for a cancelled flight. Russell Quirk says his flight to Portugal was cancelled at the last minute by the airline, meaning he had to fork out £4,500 on new flights to the country – and this didn’t even account for the missed night’s hotel costs.

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Collections Debt collector Judgment Enforcement Judgment 59

Nerd Wallet

MARCH 21, 2023

Virginia state income tax rates are 2%, 3%, 5% and 5.75%. Virginia state income tax brackets and income tax rates depend on taxable income and residency status. Virginia state income tax rates and tax brackets Tax rateTaxable income bracketTax owed 2%$0 to $3,000.2% of taxable income. 3%$3,001 to $5,000.$60 plus 3% of the amount over. June Sham writes for NerdWallet.

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Sawin & Shea

MARCH 21, 2023

If you’re struggling with overwhelming tax debts, you should consider all of your financial options , one of which is filing bankruptcy Chapter 13. With Chapter 13, you can pool all of your debts, including some types of tax debts, into a three-to-five-year repayment plan. You may not be able to pay off the entirety of your debts in your repayment plan, but you can make your debts more manageable and reduce or eliminate tax liens.

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Nerd Wallet

MARCH 21, 2023

Cara Smith writes for NerdWallet. Email: cara.smith@nerdwallet.com. Twitter: @[link] The article New York Bank Agrees to Buy Failed Signature Bank originally appeared on NerdWallet.

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Banks 72

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Prosperity Now

MARCH 21, 2023

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Nerd Wallet

MARCH 21, 2023

Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article What Is a Good Monthly Retirement Income? originally appeared on NerdWallet.

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Prosperity Now

MARCH 21, 2023

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Financial Institution 52

Nerd Wallet

MARCH 21, 2023

Anya Kartashova writes for NerdWallet. Email: travel@nerdwallet.com. The article How Many Days Do You Need for Universal Studios in Orlando? originally appeared on NerdWallet.

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For finance teams using Salesforce’s powerful CRM technology, automation can transform accounts receivable processes, driving efficiency and delivering measurable results like cost savings, reduced customer churn, and lower DSO.

Collections

Prosperity Now

MARCH 21, 2023

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Nerd Wallet

MARCH 21, 2023

Josh Garber writes for NerdWallet. Email: travel@nerdwallet.com. The article What Is the Average Retirement Age in the U.S.? originally appeared on NerdWallet.

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Troutman Sanders

MARCH 21, 2023

On March 15, the Federal Trade Commission (FTC) submitted a report to Congress discussing its findings regarding the frauds, scams, and bad business practices that affect American Indian and Alaska Native (AI/AN) communities and the FTC’s efforts to address these issues. Specifically, the FTC asserts that auto purchasing and financing, predatory lending, impersonation scams, tech support scams, and romance scams are top concerns.

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Trade Government Loans Education 52

Nerd Wallet

MARCH 21, 2023

Lisa Anthony writes for NerdWallet. Email: lanthony@nerdwallet.com. The article What Is Local Marketing? Strategy and Tips originally appeared on NerdWallet.

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Speaker: Ryan McInerny, CAMS, FRM, MSBA - Principal, Product Strategy

Cryptocurrency and non-fungible tokens (NFTs) - what are they and why should you care? With 20% of Americans owning cryptocurrencies, speaking "fluent crypto" in the financial sector ensures you are prepared to discuss growth and risk management strategies when the topic arises. Join this exclusive webinar with Ryan McInerny to learn: Cryptocurrency asset market trends How to manage risk and compliance to serve customers safely Best practices for identifying crypto transactions and companies Rev

Banks