Mon.Mar 20, 2023

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Daily Digest – March 20. Appeals Court Affirms Ruling for Defense in FCRA Class Action; More States Moving Forward with Privacy Laws

Account Recovery

APPEALS COURT AFFIRMS RULING FOR DEFENSE IN FCRA CLASS ACTION The Court of Appeals for the Ninth Circuit has affirmed a lower court’s ruling in a Fair Credit Reporting Act class action, determining that the defendant’s decision to access the plaintiff’s credit report in order to obtain a mailing address so it could attempt to … The post Daily Digest – March 20.

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The Truth about Credit Repair

Credit Corp

Your credit score is one of the most important numbers you have. It can determine interest rates on your loans or you even qualify for it. A lower-than-average score can make it difficult to purchase a new car, buy a home, or start a business. If your current FICO score is lower than you want, a credit repair company may be able to help. But is credit repair worth it, and can it really help repair your credit?

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Compliance Digest – March 20

Account Recovery

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

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CFPB Enhances Tool to Promote Competition and Comparison Shopping in Credit Card Market

Consumer Finance

Today, the Consumer Financial Protection Bureau (CFPB) launched an improved survey of credit card issuers that can help consumers and families compare interest rates and other features when shopping for a new credit card.

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How Collection Agencies Minimize Effort and Maximize Results with the Right Software

Navigating collections in the dynamic financial landscape presents multifaceted challenges. Organizations face pressures to maintain standards alongside software challenges like regulatory adaptations, data integration, security, workflow optimization, and automation. Finding the right software can save time and money. BEAM offers a comprehensive solution with specialized modules to streamline debt collection effortlessly.

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Judge Denies Motion for Reconsideration, Interlocutory Appeal in FDCPA Rent Eviction Case

Account Recovery

A District Court judge in Colorado has denied a defendant’s motion for reconsideration and a motion to certify a matter for interlocutory appeal in a Fair Debt Collection Practices Act class-action lawsuit, disagreeing with the defendant’s argument that there has been a change in the controlling law since the original motion to dismiss was denied. … The post Judge Denies Motion for Reconsideration, Interlocutory Appeal in FDCPA Rent Eviction Case first appeared on AccountsRecov

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Appeals Court Affirms Ruling for Defense in FCRA Case

Account Recovery

The Court of Appeals for the Ninth Circuit has affirmed a lower court’s ruling in a Fair Credit Reporting Act class action, determining that the defendant’s decision to access the plaintiff’s credit report in order to obtain a mailing address so it could attempt to collect on a debt was neither willful nor a violation … The post Appeals Court Affirms Ruling for Defense in FCRA Case first appeared on AccountsRecovery.net.

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3 Signs It’s Time to Break Up With Your Car Insurance Company

Nerd Wallet

Shopping for insurance, like returning to the dating scene, can be a daunting experience for some. Ryan Brady writes for NerdWallet. Email: rbrady@nerdwallet.com. Twitter: @reallyryanbrady. The article 3 Signs It’s Time to Break Up With Your Car Insurance Company originally appeared on NerdWallet.

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Colorado Finalizes Privacy Act Rules as Iowa Legislature Passes Privacy Bill

Account Recovery

Iowa has become the latest state to pass its own privacy legislation, while at the same time the state of Colorado has finalized the rules for its Privacy Act, which is is scheduled to go into effect on July 1. In Iowa, both houses of the state legislature have passed Senate File 262, and the … The post Colorado Finalizes Privacy Act Rules as Iowa Legislature Passes Privacy Bill first appeared on AccountsRecovery.net.

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5 Things to Know About the Aspire Credit Card

Nerd Wallet

Melissa Lambarena writes for NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. The article 5 Things to Know About the Aspire Credit Card originally appeared on NerdWallet.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Free March Community Association Board Member Certification Course

Jimerson Firm

Join Jimerson Birr on Tuesday, March 28, 2023, for a free Community Association Board Member Certification Course. This is a DBPR-approved educational program designed for association board officers and directors. The course, led by Jimerson Birr Attorney Bryan M. Davis , will help participants understand how effective associations can and should function, as well as how to become a more effective member of the team.

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Google to Increase YouTube TV Price By 12%

Nerd Wallet

Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article Google to Increase YouTube TV Price By 12% originally appeared on NerdWallet.

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Attorney Andrea Poole to Present During a Webinar Sponsored by the National Business Institute

McLane

On Tuesday, March 21, 2023, McLane Middleton attorney Andrea J. Poole (AJ) will be presenting during a webinar entitled, “New Hampshire Probate Process: In 7 Simple Steps,” sponsored by the National Business Institute. The program will provide essential knowledge of probate processes and best practices for handling each unique case effectively. AJ will be discussing “Step 7: Resolving Disputes and Navigation Probate Litigation,” which involves the following topics: Will Contests, Deed Contests,

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These 8 Growth Stocks Have Hit All-Time Lows. Is It Time to Buy?

Nerd Wallet

Steven Porrello writes for NerdWallet. Email: wpguestuser+sporrello@nerdwallet.com. The article These 8 Growth Stocks Have Hit All-Time Lows. Is It Time to Buy? originally appeared on NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Credit Card Fraud Statistics Everyone Should Know in 2023

Credit Corp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Quick answer box There were over 389,000 reports of credit card fraud to the Federal Trade Commission (FTC) in 2021. Globally, there were over $32 billion in losses.

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March Rent Report: 65% of U.S. Cities Fail the Affordability Test

Nerd Wallet

Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article March Rent Report: 65% of U.S. Cities Fail the Affordability Test originally appeared on NerdWallet.

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TransUnion, Equifax, or Experian Dispute: What Happens When It’s Denied?

Credit Corp

You have a right to an accurate and fair credit report. But people make honest mistakes, and sometimes the information on your credit reports isn’t right. That’s why there’s a process for TransUnion, Equifax, and Experian disputes. But what happens if your credit dispute is denied? You definitely have options, so keep reading to learn more.

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Smart Money: Are CDs Worth It, and Managing a Life-Changing Windfall

Nerd Wallet

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. Liz Weston, CFP® writes for NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. Sean Pyles writes for NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article Smart Money: Are CDs Worth It, and Managing a Life-Changing Windfall originally appeared on NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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Can an Undocumented Immigrant Get a Mortgage?

Credit Corp

Quick answer: Yes, it’s possible for undocumented immigrants to get a mortgage loan. They face legal and financial obstacles that don’t stand in the way of other purchasers, but millions have done so successfully. You don’t need to be a resident to own real estate in the United States. Many documented immigrants own homes. While it’s difficult to get accurate statistics about undocumented homeowners for a number of reasons, in 2014, the Migration Policy Institute estimated that

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Turning 65? When to Sign Up for Medicare and Social Security

Nerd Wallet

Alex Rosenberg writes for NerdWallet. Email: arosenberg@nerdwallet.com. Twitter: @AlexPRosenberg. The article Turning 65? When to Sign Up for Medicare and Social Security originally appeared on NerdWallet.

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HUD Announces Restoration of 2013 Version of “Discriminatory Effects” Rule

Troutman Sanders

On March 17, the U.S. Department of Housing and Urban Development (HUD) announced that it is rescinding its 2020 rule governing Fair Housing Act (FHA) disparate impact claims and restoring its 2013 discriminatory effects rule on the basis that it believes the 2013 rule is more consistent with how the FHA has been applied in the courts and by HUD in administrative proceedings.

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What Will Happen to the Federal Funds Rate In March?

Nerd Wallet

Sam Taube writes for NerdWallet. Email: staube@nerdwallet.com. Twitter: @samuel_taube. The article What Will Happen to the Federal Funds Rate In March? originally appeared on NerdWallet.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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What Is the Best Car Rental Company?

Nerd Wallet

JT Genter writes for NerdWallet. Email: travel@nerdwallet.com. The article What Is the Best Car Rental Company? originally appeared on NerdWallet.

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Turkish Airlines vs. Emirates: Which Is Better?

Nerd Wallet

Anya Kartashova writes for NerdWallet. Email: travel@nerdwallet.com. The article Turkish Airlines vs. Emirates: Which Is Better? originally appeared on NerdWallet.

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When Will Medicare Cover Medical Marijuana?

Nerd Wallet

Kate Ashford, CSA® writes for NerdWallet. Email: kashford@nerdwallet.com. Twitter: @kateashford. The article When Will Medicare Cover Medical Marijuana? originally appeared on NerdWallet.

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