Account Recovery

OCTOBER 13, 2020

A District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act because of an alleged contradiction between a statement on the front of a collection letter about obtaining more information about a debt and the validation notice disclosure that … The post Judge Grants MTD in FDCPA Case Over Alleged ‘Contradiction’ in Letter appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections 246

Collect More

OCTOBER 13, 2020

I don’t like to have regrets in business- I think everything we do and everything we go through, good and bad, is a learning experience and life is way too short to live in the past. But there is something I did about 5 years ago that I still kick myself over. I was engaged to provide debt collection training to a major insurance brokerage here in Queensland.

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Collections 100

Account Recovery

OCTOBER 13, 2020

Last week, the Florida Collectors Association held its annual conference at a hotel in Sarasota. It was, as far as I can tell, the first live industry event since the coronavirus pandemic hit the United States in mid-March. The FCA offered a full slate of educational and networking opportunities for those who attended the event … The post FCA Participants Happy to Be Back in Live Event Saddle appeared first on AccountsRecovery.net.

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Education 241

Nerd Wallet

OCTOBER 13, 2020

In a year that has thrown a pandemic, natural disasters and economic calamity at us while we lurch closer to a presidential election, stability can feel elusive. No matter how well-laid your plans, some new crisis might be lurking around the corner, waiting to upend your life. While it’s never been more clear how much. Sean Pyles is a writer at NerdWallet.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

OCTOBER 13, 2020

FCA PARTICIPANTS HAPPY TO BE BACK IN LIVE EVENT SADDLE Last week, the Florida Collectors Association held its annual conference at a hotel in Sarasota. It was, as far as I can tell, the first live industry event since the coronavirus pandemic hit the United States in mid-March. The FCA offered a full slate of … The post Daily Digest – October 13.

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Account Recovery

OCTOBER 13, 2020

A District Court judge in Oregon has granted a defendant’s motion to dismiss a claim it violated a state collection law while also ruling that revocation of consent must be made to all parties instead of assuming that if consent is revoked to one party, then all other parties will be notified and also revoke … The post Judge Grants MTD on State Collection Law While Also Commenting on Consent Revocation appeared first on AccountsRecovery.net.

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Collections 147

Nerd Wallet

OCTOBER 13, 2020

Mindfulness practice has helped keep me relatively sane throughout the pandemic so far, but no amount of living-in-the-moment can stop me from daydreaming about a time when we can travel freely again. Maybe it will be next spring, or several lifetimes from now, but someday we’ll once again cram into aluminum tubes and soar blissfully. Sam Kemmis is a writer at NerdWallet.

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Account Recovery

OCTOBER 13, 2020

The Center for Responsible Lending — a consumer advocacy group — has released a report that analyzes the impact of a state debt buying law that was enacted in California in 2013 on the number of debt collection lawsuits filed against consumers in the years since the law went into effect, concluding that the law … The post Report Analyzes Impact of Debt Buying Law on Lawsuits in California appeared first on AccountsRecovery.net.

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Debt Buying Collections 147

Nerd Wallet

OCTOBER 13, 2020

If you’d like to invest but are concerned about your investment dollars supporting industries you don’t agree with, ethical investing may be just what you’re looking for. Ethical investing is all about aligning your personal moral compass with your investment portfolio. Thanks to impact portfolios offered by robo-advisors and a plethora of sustainable mutual funds, Alana Benson is a writer at NerdWallet.

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Collections

PDC Flow

OCTOBER 13, 2020

Employee professional development is an important – and valuable – part of running a business. At PDCflow, we take pride in growing our team and Marketing & Sales Manager Dawn Updike is proof that doing so is worth the investment. In her ten years with the company, she has held many positions and her list of accomplishments continues to grow. Who is PDCflow?

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Credit Unions Credit Unions Healthcare Collections 97

Nerd Wallet

OCTOBER 13, 2020

If you’re looking for big cash back from a credit card, chances are you’re considering the Chase Freedom Flex? or one of the two “Blue Cash” cards from American Express. They’re all quality cash-back cards, so the question is, which to choose? For most people, rewards for spending will be the deciding factor — although. Gregory Karp is a writer at NerdWallet.

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Public Citizen

OCTOBER 13, 2020

Here's the announcement: In its seventeenth year, the Janet D. Steiger Fellowship Project offers paid summer clerkships for law students to work on consumer protection issues in the offices of State Attorneys General across the country. The Janet D. Steiger Fellowship Project provides law students the extraordinary opportunity to work in the consumer protection departments of state and territorial Offices of Attorneys General and other consumer protection agencies, including the National Ass

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Nerd Wallet

OCTOBER 13, 2020

Renters insurance is one of the most affordable types of insurance — it costs only about $172 a year, on average — and if you shop around, you might be able to pay even less. But you shouldn’t have to sacrifice customer service to find a good price: The best cheap renters insurance companies offer. Sarah Schlichter is a writer at NerdWallet. Email: sschlichter@nerdwallet.com.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Fraser

OCTOBER 13, 2020

In a recently issued procedural notice , the Small Business Association (“SBA”) addressed a lingering question of borrowers and lenders related to the Paycheck Protection Program (“PPP”) process: What procedures are required for changes of ownership of an entity that has received PPP funds? The notice, issued on October 2, describes when change of ownership is considered to have occurred and what impact such change has on a PPP borrower’s responsibilities under the program.

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Loans Lender Manufacturing Retail 62

Nerd Wallet

OCTOBER 13, 2020

Most airlines have a co-branded credit card that gives perks to travelers such as discounts on airfare or other fees, easier access to elite status and more. Frontier Airlines is no exception. The co-branded Frontier Airlines World Mastercard®, offered by Barclays, has an interesting value proposition. Here’s what you need to know about some of. Dan Miller is a writer at NerdWallet.

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NCBA Law Practice Management Blog

OCTOBER 13, 2020

There are legal consumers out there who don’t want you, you know. There is a subset of DIY legal consumers that want legal information, advice and services -- but, they don’t want to pay a lawyer for those items, because they think that lawyers are too expensive, and because they think that they can do a passable job on their own. In certain instances, they’re probably right -- on both counts.

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Nerd Wallet

OCTOBER 13, 2020

Fall and winter are always the perfect seasons to stay home in a bathrobe, but this year, staying home is especially important amid the COVID-19 crisis. Thankfully, the 5% bonus categories offered by the Chase Freedom Flex? and select Discover cards including the Discover it® Cash Back make online shopping more rewarding. As always, you. Sara Rathner is a writer at NerdWallet.

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Collections

Burr Forman

OCTOBER 13, 2020

In episode 12 of the Take 5 Immigration Podcast Series, host Melissa Azallion talks about the I-9 inspection process and what businesses need to know should ICE come knocking. The podcast is hosted by Burr partner Melissa Azallion , from the firm’s Hilton Head office. The post Take 5 Immigration Podcast Series: Episode 12 appeared first on Burr & Forman.

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Payment Savvy

OCTOBER 13, 2020

Listening to the myths and legends of long ago creates a sense of wonder and awe. Indeed an excellent way to pass the time. When it comes to the welfare of your business, myths are not as whimsical. The outcomes of not knowing the facts can be severe. An important topic to know the facts is PCI compliance. Here at Payment Savvy , we are dedicated to educating our merchants about PCI standards and how to protect sensitive data at all costs.

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Education Banks 52

Troutman Sanders

OCTOBER 13, 2020

Like most industries today, Consumer Finance Services businesses are being significantly impacted by the novel coronavirus (COVID-19). Troutman Pepper has developed a dedicated COVID-19 Resource Center to guide clients through this unprecedented global health challenge. We regularly update this site with COVID-19 news and developments, recommendations from leading health organizations, and tools that businesses can use free of charge.

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Financial services Foreclosure Collateral Collection Agencies 52

Public Citizen

OCTOBER 13, 2020

by Jeff Sovern. My latest Bloomberg Law Insight piece. Excerpt: No doubt the same people who want to free businesses of accountability for sickening people would oppose the outlawing of Covid-19 liability waivers as an infringement on liberty. But practically no one reads contracts—not even  consumer law professors. And if consumers do read them, they probably can’t understand them.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Burr Forman

OCTOBER 13, 2020

The only certainty, so far in 2020, has been uncertainty. For dealmakers and their advisors this is not a helpful observation when they are attempting to close on transactions, often in spite of 2020’s vicissitudes. The Small Business Administration’s (SBA) Paycheck Protection Program (PPP) is one example of a potential hazard in the shape of a gift.

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Loans Lender Trade Acquisition 40