Fri.Sep 30, 2022

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Getting to Know Nickole Fratz of FBCS

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Nickole Fratz of

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New SDNY Decision on Administrative Priority for Executory Contracts

PBWT

To encourage parties to transact with debtors in bankruptcy, the Bankruptcy Code in corporate bankruptcies provides highest priority to “administrative expenses,” which include “the actual, necessary costs and expenses of preserving the estate.” 11 U.S.C. § 503(b); id. § 507(a)(2). Section 365 of the Bankruptcy Code permits the assumption or rejection of any executory contract—a contract in which the parties have ongoing duties of performance to each other

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Regions Bank Fined for Surprise Overdraft Fees

Account Recovery

In a consent order that was announced yesterday with the Consumer Financial Protection Bureau, Regions Bank has agreed to pay $191 million in fines and restitution after it was accused of charging its customers “illegal surprise” overdraft fees on certain purchases. A copy of the consent order can be accessed by clicking here. Regions will … The post Regions Bank Fined for Surprise Overdraft Fees appeared first on AccountsRecovery.net.

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Own a Kia or Hyundai? Here’s Why Your Insurance Rates Could Go Up

Nerd Wallet

Thieves inspired by social media are stealing certain models of Kias and Hyundais with little more than a phone-charging cable. The trend started in Milwaukee before spreading to cities nationwide. It has led to multiple lawsuits filed against the carmakers. Plaintiffs allege that Kia and Hyundai defrauded consumers by selling unsafe vehicles that lack a.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Daily Digest – September 29. Getting to Know Nickole Fratz of FBCS; Groups Sue CFPB

Account Recovery

GETTING TO KNOW NICKOLE FRATZ OF FBCS Is there a parallel that can be drawn between someone who trains collectors, but said that if she weren’t in this industry, she would be teaching second graders? All kidding aside, the accolades are piling up for Nickole Fratz, the latest in a line of family members who … The post Daily Digest – September 29.

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‘Team Tom’ Raises $37,000 to Benefit Cars Curing Kids?

Account Recovery

(MADISON, Wis., September 29, 2022) – Thanks to the generosity of State team members, our vendor partners, and industry friends, State is thrilled to announce its “Team Tom” campaign raised $37,000 to benefit Cars Curing Kids! “I am overwhelmed by the number of people who joined ‘Team Tom’ to support me and Cars Curing Kids,” … The post ‘Team Tom’ Raises $37,000 to Benefit Cars Curing Kids appeared first on AccountsRecovery.net.

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What Is a Redress Number for Travel?

Nerd Wallet

Whenever you travel by air within, to or from the U.S., you’re electronically screened using the Transportation Security Administration Secure Flight screening program. While this system is transparent for most passengers, it occasionally misidentifies passengers as high risk. If you’ve frequently been stopped for additional security during travel or have been denied travel for security.

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Judge Grants Motion to Remand Hunstein Class Actions Back to State Court

Account Recovery

A District Court judge in Illinois has granted motions in two separate Fair Debt Collection Practices Act class-action lawsuits to remand the cases back to state court, ruling the plaintiffs lacked standing to sue in federal court. Copies of the rulings in Navarroli v. Medicredit and Maldonado v. Credit Control Services can be accessed by … The post Judge Grants Motion to Remand Hunstein Class Actions Back to State Court appeared first on AccountsRecovery.net.

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Medicare vs. Medi-Cal: What’s the Difference?

Nerd Wallet

Medicare and Medi-Cal are government-run health insurance programs, but each is designed to serve specific populations: Medicare is federal health insurance for those 65 or older as well as younger people who have end-stage renal disease or certain disabilities. Medi-Cal is California’s Medicaid plan. It’s a state-federal program designed to serve people whose income and.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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Groups Sue CFPB Over Anti-Discrimination Policy

Account Recovery

A group of financial services organizations, along with the U.S. Chamber of Commerce, yesterday sued the Consumer Financial Protection Bureau, alleging the regulator overstepped its statutory authority when it warned companies about engaging in activities that could be found to be discriminatory and claiming that it is acting outside of the powers that it was … The post Groups Sue CFPB Over Anti-Discrimination Policy appeared first on AccountsRecovery.net.

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Can a Dealership Refuse Outside Financing?

Nerd Wallet

Car dealerships have the right to refuse your outside financing, and they don’t need a special reason to do so. Although legal, the practice can be frustrating for buyers who don’t want to be forced into dealer-arranged financing, especially if they’ve already been preapproved for an auto loan with better rates. Why dealers refuse outside. Benjamin Din writes for NerdWallet.

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Which MLA Safe Harbor Are You Using? Recent Decision Highlights Overlap and Distinction Points

Troutman Sanders

A recent federal court decision from the Northern District of Texas offers some useful lessons and insights for creditors relying on the Military Lending Act’s (MLA) safe harbors for verifying whether a consumer is a “covered borrower.”. In Greenwood v. Cottonwood Financial, Ltd. , 2022 WL 3754706 (N.D. Tex. 2022) ( see also court decision here ), the plaintiff obtained a high-APR cash advance from a lender that used status reports from a nationwide consumer reporting agency (CRA) to verify appl

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How to Optimize Chase Freedom Flex, Discover it Cash Back for Q4 2022

Nerd Wallet

These days, even small discounts can be a big deal to help offset rising prices. From Oct. 1 to Dec. 31, 2022, cardholders of the Chase Freedom Flex℠ and select Discover cards like the Discover it® Cash Back can earn 5% cash back on up to $1,500 in combined quarterly spending in the following categories: Craig Joseph writes for NerdWallet. Email: cjoseph@nerdwallet.com.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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Meet Our 2023 FICO Decisions Awards Judges

Fico Collections

Home. Blog. FICO. Meet Our 2023 FICO Decisions Awards Judges. Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation. Saxon Shirley. Thu, 05/12/2022 - 10:29. by Nikhil Behl. expand_less Back To Top. Thu, 09/29/2022 - 15:15. FICO has announced its panel of independent judges for the 2023 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, mana

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How to Earn Radisson Rewards Americas Points

Nerd Wallet

While certainly not the biggest hotel chain in America, Radisson’s loyalty program, Radisson Rewards Americas, is the best. At least that’s according to NerdWallet’s annual rating of the best hotel loyalty programs. When you stay at a Radisson hotel in the Americas — which includes properties in the U.S., Canada, Latin America and the Caribbean. Sally French writes for NerdWallet.

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How to Cultivate Better Relationships with Debtors

Credit Management Company

When individuals or businesses fall behind in payments, the situation often results in frustration and a breakdown in communication for both the debtor and the creditor. Falling on hard times or being unable to meet financial obligations is never a smooth process, but there are steps creditors can take to create better relationships with debtors. Building positive relationships, or at least productive ones, goes beyond the baseline step of following the Fair Debt Collection Practices Act (FDCPA)

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4 Things to Know About Pet Travel Insurance

Nerd Wallet

Traveling with your pet can be so rewarding; but it can also be a huge hassle. Between ever-changing airline policies regarding emotional support animals, to needing to shell out a few hundred dollars for a round-trip flight for your furry friend, traveling can get complicated (and costly) fast. And that’s if everything goes according to. Alisha McDarris writes for NerdWallet.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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FTC Notice of Proposed Rulemaking for Voluntary Products in Automobile Finance Transactions

Troutman Sanders

Please join Troutman Pepper Partner Chris Willis and his guests and colleagues Alan Wingfield and Brooke Conkle as they discuss the Federal Trade Commission’s (FTC) recent Notice of Proposed Rulemaking governing voluntary products in automobile finance transactions. During the podcast, they examine the requirements imposed on both advertising practices and the sales process and what it means for the automotive industry.

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Greg Meese and Ed Purcell Present the Rules of Small Wireless Facility Siting to a National Audience.

Price Meese

Greg Meese and Ed Purcell will be presenting a nation-wide webinar for Thomson Reuter’s West Legal Education Center entitled “Rules of the Road-Siting Small Wireless Facilities in the Public Rights-of-Way” on October 5, 2022 at 12:00 p.m. Fifth generation (“5G) wireless technology is the future of communications in the United States. Small wireless facilities, located in every city’s public right-of-way, will be needed to roll out these new 5G services.

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How to Cultivate a Happier Retirement

Nerd Wallet

Researchers have identified several factors besides money that contribute to a happier retirement, including good health, strong relationships and a sense of purpose. But setbacks are inevitable, in life and in retirement. Not everyone enjoys good health — and no one enjoys it forever. Loved ones die or move away. The pursuits you thought would. Liz Weston, CFP® writes for NerdWallet.

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