Credit Corp

MARCH 9, 2021

Going through student loan repayments can be a hassle. However, due to the COVID-19 pandemic, student loan payments and collection attempts have been paused until September 30, 2021. This means you have more time to find ways to repay your student loans before you have a defaulted loan. Table of Contents.

Student loans 98

Student loans Student Loans Loans Garnishment 98

Better Credit Blog

JULY 12, 2021

Student loans are a pressing issue for so many people who have put themselves through college and other higher education. Luckily, there are options for student loan forgiveness—which can wipe away some or all of what you owe. They often apply only to public student loans, with funds for forgiveness provided by the government.

Student loans 52

Student loans Student Loans Loans Education 52

Better Credit Blog

APRIL 11, 2022

Since more Americans are under pressure to resolve their debt, we’ve outlined several strategies that reduce or eliminate this financial liability. What is Debt? Debt is the amount of money you owe to a lender or creditor. Some examples of debt are mortgages, credit card dues, and personal loans.

Debt Consolidation 74

Debt Consolidation Debt settlement Credit Card Debt Bankruptcy 74

Titan Consulting

JUNE 7, 2020

Congress recently passed legislation in the CARES act that provides direct and indirect benefits to Federal Student Loan borrowers. Congress also counts the non-payment period through September as credit toward loan forgiveness credit. Help Available for Borrowers with Student Loans. How to Get the CARES Act Benefits?

Student loans 64

Student loans Student Loans Loans Accrued Interest 64

Better Credit Blog

AUGUST 3, 2021

Having a bad credit score can make it difficult to get a loan. “A bad credit score is somewhat of an indicator of your short, medium, and long-term ability to repay the loan, which is how banks make money.” The Most Important Factors For Loans For People With Bad Credit. Best Loans for Bad Credit Reviews.

Loans 52

Loans Lender Collateral Education 52

Better Credit Blog

AUGUST 3, 2021

Having a bad credit score can make it difficult to get a loan. “A bad credit score is somewhat of an indicator of your short, medium, and long-term ability to repay the loan, which is how banks make money.” The Most Important Factors For Loans For People With Bad Credit. Best Loans for Bad Credit Reviews.

Loans 52

Loans Lender Collateral Education 52

Credit Corp

FEBRUARY 9, 2024

We’ll help you weigh those options and share several resources that can help you learn how to reduce debt over time. Each debt relief option has its pros and cons. Having good credit can help you secure better loans. While this helps by making one payment out of several, it’s not a strategy that directly gets you out of debt.

Credit Counselor 52

Credit Counselor Debt Consolidation Debt settlement Bankruptcy 52

Titan Consulting

JULY 8, 2020

During the Great Recession consumers defaulted on loans in mass, bank stock prices crashed, and lenders foreclosed on 6.3 Even though 2020 is no 2009, in terms of the quality of loan portfolios and the strength of bank balance sheets, lenders quickly reverted to a defensive mode when the pandemic hit. million homes.

Lender 52

Lender Banks Debt Consolidation Loans 52

Titan Consulting

AUGUST 2, 2020

Home Equity Loans and Home Equity Lines of Credit (HELOCs) are convenient, cost-effective ways to access capital from your home’s value. Lenders are increasing the requirements for borrowers to qualify due to the COVID-19 pandemic. Equity sharing programs do not rely on loans, interest, or monthly payments. Key Takeaways.

Loans 70

Loans Debt Consolidation Lender Credit Card Debt 70

Titan Consulting

AUGUST 23, 2020

If you do not qualify for a Chapter 7 bankruptcy to liquidate your debts, you may be required to pay back a significant portion of your debts under a Chapter 13 Bankruptcy, and still suffer the negative impact to your credit score. Filers can typically retain the home and vehicle as long as you make payments on the loan.

Chapter 13 bankruptcy 86

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 86

Better Credit Blog

JANUARY 11, 2022

is the spokesperson for Debt Consolidation Care and an attorney who helps his clients deal with bankruptcy, and he says sometimes it’s the best option people have at their disposal. “It may be the only resort to get rid of debts when you have insufficient income to repay them.” When Bankruptcy Makes Sense.

Bankruptcy 63

Bankruptcy Chapter 13 bankruptcy Debt Consolidation Lawyers 63

Titan Consulting

MAY 24, 2020

Credit bureaus measure variables related to your debt like the total amount of your debt, if you make your debt payments on time, how long you have been paying on debt obligations and how much debt you are servicing relative to how much potential debt has been extended to you. What is Alternative Data?

Lender 98

Lender Debt Consolidation Credit Card Debt Loans 98

Titan Consulting

APRIL 26, 2020

Deferring your auto payments may put you at risk for repossession if your lender requires you to catchup and make all deferred payments at the end of the deferral period. It also prevents lenders from foreclosing on a property for 60 days. . What Happens to Student Loan Debt After a Forbearance Ends ?

Student loans 52

Student loans Student Loans Lender Loans 52

Titan Consulting

MAY 17, 2020

As lenders acknowledge the need for alternative credit data, companies are finding innovative ways to track non-traditional payments without requiring consumers to borrow money or use a credit card. What lenders use alternative credit data to grant credit? What is the Data Quality for Non-Traditional Payments Histories?

Lender 98

Lender Debt Consolidation Creditworthiness Credit Card Debt 98

Titan Consulting

SEPTEMBER 8, 2020

Continuing to pay just the minimum payments on your credit card debt robs you capital you could use to fund your retirement or pay for your children’s education. What you don’t see is the interest charge of $180, meaning you are basically treating your credit card debt like an interest-only loan.

Credit Card Debt 75

Credit Card Debt Debt Consolidation Student loans Student Loans 75

Titan Consulting

MAY 3, 2020

All three for-profit credit reporting agencies, Experian, Equifax and Transunion compile and report consumer credit and debt payment activity and sell this consumer information to lenders seeking to grant credit. The mix of credit accounts (loans versus lines of credit). What is the most used credit score by lenders?

Credit Bureau 56

Credit Bureau Lender Retrieval Debt Consolidation 56

Titan Consulting

MAY 10, 2020

In the last 30 years, the Fair Isaac and Company, better known as FICO, changed the way the lenders evaluate consumer applications. Other databases track rent payments, payday or short-term loans, and online personal loans. Which Lenders Use the FICO XD. Final Thoughts. How will FICO XD help me?

Retrieval 52

Retrieval Lender Debt Consolidation Loans 52

Credit Corp

JULY 9, 2021

As of the end of 2020, the level of American consumer debt hit $14.56 This incredibly high number is mostly composed of financial situations relating to peoples’ homes, vehicles, and loans taken out to pursue higher education. The average American home owes around $6,270 in credit card debt.

Debt settlement 98

Debt settlement Credit Card Debt Debt collector Lender 98

Better Credit Blog

JANUARY 20, 2022

It was for a PMSI loan for an outdoor wood burning furnace. I had to make my own payment arrangements with the debt collector so that we could keep our furnace. I also have solar panels with FDR; fortunately for me that is an unsecured loan, so they can help with that one.” – Laura Whipple, 4-star review, TrustPilot.

Creditors 76

Creditors Credit Card Debt Unsecured Debt Debt settlement 76