Credit Corp

FEBRUARY 23, 2024

Zombie debt is a broad term that refers to past debts that are still affecting you. An example of zombie debt is a three-year-old loan that should be paid off. The term “zombie debt” refers to a past debt that shouldn’t affect you anymore yet continues to appear on your credit report.

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Taurus Collect

JUNE 16, 2022

When you have a debt in collection and receive a call/ notice from a debt collector, it indicates that your original creditor has redirected the debt to a debt collection agency or a third party to collect it. They will call at unofficial hours. to 9 p.m.,

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Taurus Collect

MARCH 7, 2022

It occurs when a collection agency or a company attempts to collect past-due debts from borrowers. Hiring debt collectors are often a cost-effective alternative for businesses as it prevents you from investing your time and resources to manage your debts. How do debt collectors work?

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Better Credit Blog

SEPTEMBER 9, 2020

If you have been contacted by Sunrise Credit Services, you are probably being pursued for an old debt. Sunrise Credit Services is a debt collector that has been hired by your old creditor to collect payment on your debt. They may also have purchased the debt to profit off your payments. Validate the Debt.

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Better Credit Blog

AUGUST 21, 2020

Nothing is quite as panic-inducing as receiving a call from a debt collector. Not only are they notoriously rude, but having a debt collector on your tail can mean that your credit score is about to take a dive. Unfortunately, they are a completely legitimate debt collector but are also a terrible pain to deal with.

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Better Credit Blog

APRIL 3, 2022

Portfolio Recovery buys multiple accounts with old debt from companies that have given up and “charged off” the accounts. In other words, when the original creditor has been unsuccessful in collecting on a debt, it will write off the debt as a loss. Portfolio Recovery will buy old debt for pennies on the dollar.

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Troutman Sanders

OCTOBER 12, 2021

The case began when Cheatham defaulted on a car loan and surrendered the vehicle, which was sold at auction. Because the sale of the car did not cover the full balance on the auto loan, Adams filed a lawsuit against Cheatham in state court to obtain a deficiency judgment on behalf of her client. . Adams was a debt collector.”

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Troutman Sanders

MARCH 28, 2022

The amendments add considerable challenges to debt collectors looking to communicate with consumers or pursue legal remedies in the district. Revises the law so that it applies to any consumer debt, except a loan directly secured on real estate or a direct motor vehicle installment loan.

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Taurus Collect

JUNE 13, 2022

The debt collection process involves recovering debts from the borrower who has initially failed to repay or recover payments on accounts that are past their due date. most people tend to think of a debt collector trying to contact debtors about some unresolved debts. How do reputable debt collectors operate?

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Better Credit Blog

SEPTEMBER 21, 2020

If you have a debt that has gone to collections, you may have heard from a company called AR Resources. AR Resources is a debt collector that has been hired on behalf of the original creditor. However, the majority of their clients are in healthcare and education loan providers. AR Resources Inc.

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Better Credit Blog

SEPTEMBER 11, 2020

There are few things more anxiety-inducing than being contacted by a debt collector. If a company called EOS CCA is on your missed calls list, it means that they are pursuing you for an old debt. A collections account can damage your credit score for up to seven years – even if you pay off the debt.

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Better Credit Blog

SEPTEMBER 29, 2020

Debt collectors can cause a lot of problems for your credit score down the line. Collection accounts can hurt your credit score for up to seven years even after you pay off the debt. They can also be viewed by lenders down the line, which means you could be denied loans or credit cards. Request Debt Validation.

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Better Credit Blog

SEPTEMBER 18, 2020

Failing to pay a debt may culminate into being pursued by a debt collector. National Credit Services is one such debt collector that may contact you if you fail to make payments on an overdue bill. You may be wondering if National Credit Services is a legitimate debt collector.

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Better Credit Blog

AUGUST 31, 2020

If you have started hearing from a company called Convergent Outsourcing, it means that you are being pursued for a debt. Besides being annoying and aggressive, debt collectors like Convergent Outsourcing can have a major impact on your credit score. This legislation is called the Fair Debt Collection Practices Act.

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Better Credit Blog

AUGUST 21, 2020

This means that Radius Global Solutions has acquired your debt from the original creditor and has opened a collection account on your credit report. Any collection entries on your credit report can continue to impact your score for up to seven years, even if you have paid off the debt. Let them know.

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Credits Inc

OCTOBER 26, 2019

Creditors give loans to millions of citizens, and thus credit companies are too busy to follow up on the debtors. For this reason, creditors are hiring debt collection agencies to collect debts that are 60 days past the agreed period. Therefore, the agencies act as middlemen collecting any delinquent loans.

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Better Credit Blog

SEPTEMBER 8, 2020

If you owe an old landlord money on your rent, you may begin to hear from a debt collector called National Credit Systems. National Credit Systems is a third-party debt collector that has been hired on behalf of the original creditor to collect the debt from you. Dealing with National Credit Systems.

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Better Credit Blog

DECEMBER 29, 2020

They are a third-party debt collector and auto loan financer out of California. Like many debt collectors, they have faced many consumer complaints over the years. This is a federal regulation that prevents debt collectors from harassing or abusing consumers in the pursuit of payment.

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Better Credit Blog

OCTOBER 2, 2020

While calls from debt collectors are annoying, they are the least of your worries. You may even be turned down for loans and credit cards because of it. This means negotiating with the debt collector, which many people don’t know how to do. That is why debt validation is very important to the collection process.

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Better Credit Blog

AUGUST 31, 2020

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. Validate the Debt. What is ConServe?

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Better Credit Blog

FEBRUARY 19, 2021

FMA Alliance is a third-party debt collector that works with companies to recover delinquent accounts from customers. Before a debt collector can contact you for payment, they must first report the debt to the major credit bureaus. This can mean trouble for your future loan or interest rate prospects.

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Better Credit Blog

JULY 13, 2020

This is because the original creditor of your debt has hired them to recover payments from you. You may find that the same debt is listed twice: once for the original creditor and once for Nationwide Recovery Service. Validate the Debt. Harass you or anyone else in regard to the debt.

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Better Credit Blog

AUGUST 31, 2020

If you have an old debt hanging over your head, you may begin to hear from a debt collector called Covington Credit. Covington Credit is a third-party collector that collects payments from you on behalf of the original creditor or as the now-owner of the debt. Get a Free Copy of Your Credit Report.

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Better Credit Blog

SEPTEMBER 30, 2020

If you forget to pay a bill, the original creditor may move the debt to collections. This means that you may start to get phone calls from a debt collector like AAA Collections, harassing you to repay the debt. The best way to deal with a collection report is to have it removed by the debt collector.

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Better Credit Blog

SEPTEMBER 9, 2020

You may even be turned down for loans and credit cards because of it. This means negotiating with the debt collector, which many people don’t know how to do. Originally founded in 2014, Phoenix Financial Services is a small debt collection agency out of Indianapolis, IN.

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Better Credit Blog

SEPTEMBER 8, 2020

If you begin to hear from a debt collection agency called Pioneer Credit Recovery, it is likely because you have defaulted on a loan or forgotten to pay a bill. Also known as Pioneer Landing, Pioneer Credit Recovery is a medium-sized debt collection company that is headquartered in Arcade, NY. Understanding Your Rights.

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Better Credit Blog

AUGUST 11, 2020

Request Debt Validation. The first step when dealing with any debt collector is to request that they communicate with you strictly in writing. Debt collectors are tricky. Most debt collectors assume that their customers aren’t aware of their rights and will take advantage of them.

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Credit Corp

JULY 7, 2021

He goes on to explain that “under the Fair Debt Collection Practices Act, debt collectors may not make false representations in connection with collecting debts, and may not take or threaten to take legal action that cannot be taken. Does any of this mean Dave won’t hear anything more about these debts? “If

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Better Credit Blog

AUGUST 7, 2020

Future lenders are able to see any collection accounts on your credit report and can deny you loans based on your history. They specialize in debt collection on behalf of hospitals and other companies in the healthcare industry. Even for a legitimate debt collector, USCB America is particularly unpopular with their customers.

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Better Credit Blog

SEPTEMBER 18, 2020

They can remain on your report for up to seven years even if you pay the debt. Future lenders can see them and make loan decisions based on the fact that you failed to pay a debt. CACH LLC is a medium-sized debt collection agency that is headquartered in Greenville, SC. Dealing with CACH LLC.

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Credit Corp

MARCH 1, 2023

Buying your own debt for pennies on the dollar might seem like a great way to get out of debt fast. However, you can’t actually do this due to how debt buying works. Debts of this nature are sold in large bundles to debt collectors and other agencies. Why Are Debt Buyers Used?

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Better Credit Blog

APRIL 1, 2022

A good credit score allows you to get better rates on car or mortgage loans just to name a few. If you fall into hard times, the inability to pay off your credit card bills or student loans can result in your debts being transferred to a debt collection agency. If you can, try to settle with the original creditor.

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Better Credit Blog

APRIL 1, 2022

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill. You may spend $400 to $500.

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Better Credit Blog

AUGUST 22, 2020

If you have a debt that you haven’t paid yet, you may have heard from a debt collector called CCS Offices. CCS Offices is a company that collects debts on behalf of original creditor. They do this by either purchasing the debt or collecting the payments and taking a portion for themselves.

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Better Credit Blog

NOVEMBER 24, 2020

ACS Inc is a collection agency that works with lenders and creditors to recover payments on defaulted loans or unpaid bills. It will also show future lenders that you have a history of racking up unpaid debt. This will make lenders and creditors unlikely to make you loan offers down the line.

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Better Credit Blog

AUGUST 7, 2020

If you forget to pay a bill, you may begin to hear from a debt collection agency called Credit Control Corp. Credit Control Corp is a debt collection company that collects payment on your debt on behalf of the original creditor. What is Credit Control Corporation?

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Credit Corp

JUNE 14, 2023

Charge-Offs: Seven Years Accounts you didn’t pay, like a charged-off credit card or installment loan balance, can stay on your credit report for seven years from the date the debt was charged off. A charge-off is when the creditor officially writes your debt off its books as a loss.

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