Better Credit Blog

FEBRUARY 24, 2021

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Fortunately, you have rights under the Fair Debt Collection Practices Act. Repossessions. Foreclosure.

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Better Credit Blog

NOVEMBER 23, 2020

Using the strategies outlined below, you can say goodbye to debt collectors and get your score back on track. or FMS Corp, is a third-party debt collection agency headquartered in Tulsa, Oklahoma. When you fail to repay a debt, whether it’s a medical bill, student loan, or credit card balance, it eventually enters collections.

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Burr Forman

DECEMBER 4, 2020

Financial institutions, servicers, lenders, and debt collectors must stay up-to-date on evolving federal and state laws stemming from the COVID-19 pandemic, as such laws impact all facets of consumer loan servicing and debt collection. Colorado – On June 29, 2020, the Colorado legislature enacted Senate Bill 20-211.

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Better Credit Blog

FEBRUARY 24, 2021

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Fortunately, you have rights under the Fair Debt Collection Practices Act. Repossessions. Foreclosure.

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Collections Collection Agencies Collections Agency Debt collector 52

Better Credit Blog

FEBRUARY 5, 2021

You should also read up on the Fair Debt Collection Practices Act. This act was written to protect consumers from abusive debt collection practices and to ensure accurate reporting. Among other guidelines, it states that: Debt collectors are only allowed to call from 8 a.m. Foreclosures. Repossession.

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Debt Free Colorado

MARCH 3, 2023

Those who are no longer able to pay their debts can, however, start over through a legal process. A court judgment that states that a person is not required to pay back some debts is given to those who abide by the bankruptcy laws and are granted a discharge. What Debts are Discharged in Bankruptcy?

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Better Credit Blog

FEBRUARY 25, 2021

Either way, once a debt hits the collections stage, an entry is added to your report, staying for 7 years. A debt collector may also contact you frequently until you make a satisfactory payment. Collections agencies are held to a set of standards set forth by the Fair Debt Collection Practices Act. Foreclosure.

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Better Credit Blog

FEBRUARY 12, 2021

Oftentimes, these complaints have to do with the agency’s aggressive collection attempts, failure to validate debt, and inaccurate reporting. To see what customers think of EZ Pass and other debt collectors, take a look at the Better Business Bureau and the Consumer Financial Protection Bureau. Foreclosure.

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Better Credit Blog

FEBRUARY 15, 2021

While some companies have their own collections team, most outsource to agencies like FCO, who either buy your debt for pennies on the dollar or earn a fee for collecting debts for businesses. Debt collectors are notorious for their pushy collection attempts, faulty reporting, and poor responses to debt validation requests.

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Collections Collection Agencies Collections Agency Debt collector 52

Better Credit Blog

FEBRUARY 18, 2021

To get an understanding of how debt collectors are, and aren’t, allowed to treat you, you need to read up on the Fair Debt Collection Practices Act. The FDCPA is your shield against abusive debt collection practices and inaccurate reporting. Foreclosures. Repossessions. and 9 p.m. Charge-offs.

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Better Credit Blog

AUGUST 7, 2020

The same is true for disputing collections accounts if a debt collector is contacting you. Debt collectors. Foreclosure. Property repossession. The key to disputing an entry on your credit report is to act quickly as you have 30 days to seek validation for an entry on your credit report. Charge offs.

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Better Credit Blog

FEBRUARY 12, 2021

When your debt enters the collections stage, it will: Lower your credit score. Lead to constant letters and calls from debt collectors. These agencies could: Purchase your debts for pennies on the dollar, or. You should also learn what your rights are under the Fair Debt Collection Practices Act. Foreclosures.

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Better Credit Blog

DECEMBER 2, 2020

Is your credit score suffering because of debt in collections? Debt collectors can add stress to your everyday routine, calling constantly, sending letters, and even worse, damaging your credit. But if their attempts don’t work, they will eventually turn your debt over to a debt collector. Foreclosures.

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Better Credit Blog

JANUARY 29, 2021

Debt collectors. Foreclosure. Repossession. There are several excellent credit repair companies that are experts at disputing inaccuracies and improving consumers’ credit scores. In addition to disputing hard inquiries, they can also assist you with: Bankruptcy. Charge-offs. Poor payment history. Ads by Money.

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Better Credit Blog

JANUARY 27, 2021

Debt collectors. Foreclosure. Repossessions. Whether your biggest concern is a hard inquiry or you’re battling lots of credit problems, they’ll have your back. Here are a few of the credit issues they can help out with: Bad payment history. Bankruptcy. Charge offs. Ads by Money.

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Better Credit Blog

JANUARY 5, 2021

Debt collectors. Foreclosure. Repossessions. They’ll look at your entire report, getting all the inaccuracies deleted from it. They can also tackle some of the credit problems below: Charge offs. Late payments. Bankruptcy. Credit repair companies are an affordable and effective solution if your credit needs a boost.

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Better Credit Blog

AUGUST 21, 2020

Repossessions. Debt collections. Foreclosures. They can contact debt collectors, dispute claims, and more, boosting your score quickly. There are a lot of factors affecting your credit score , with some carrying more weight than others. Bankruptcy. Ask Credit Saint for Help .

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Better Credit Blog

NOVEMBER 25, 2020

Debt collectors. Foreclosure. Repossession. These companies are well-equipped to evaluate and improve your score, confronting creditors, and bureau representatives to get to the bottom of your credit issues. They can assist you with a lot more than a hard inquiry, with expertise in: Bankruptcy. Charge offs. Ads by Money.

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