Credit Corp
DECEMBER 14, 2020
And her bank wouldn’t give her and her husband Larry a loan to buy a replacement home. Brenda’s still tending her garden, though, thanks to a second-chance loan from the New Hampshire Community Loan Fund-a Community Development Financial Institution (CDFI). Flexible loan amounts. Flexible loan amounts.
Credit Corp
MAY 10, 2023
Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. Whether you’re applying for a loan or simply want to stay on top of your credit score, these tips will help you access your credit information without causing any harm.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Sawin & Shea
JUNE 7, 2023
Co-signers are beneficial for those seeking to obtain loans and credit cards. Obtaining Personal Loans with a Cosigner Having a co-signer on a personal loan or credit card means that you associate another individual with your debt. Additionally, having a co-signer may enable you to secure more favorable interest rates.
Collection Industry News
MAY 18, 2021
In the letter, Nussle stated, “Lenders rely on complete and accurate credit reports when underwriting loans. Restrictions on the reporting or consideration of certain debt prevents lenders from seeing borrowers’ complete debt circumstances and clouds lenders’ ability to fairly assess borrowers’ creditworthiness.
Troutman Sanders
AUGUST 14, 2023
On August 8, the Office of the Comptroller of the Currency (OCC) issued a bulletin to provide banks with guidance regarding the applicability of the legal lending limit to purchased loans. Whether a loan purchased by a bank is attributable to the seller under the legal lending limit regulation depends on specific facts and circumstances.
Credit Corp
OCTOBER 25, 2023
Since payment history is the most important factor that influences your creditworthiness, not making payments on time can damage your credit score. Generally speaking, you will take out a loan or credit card with a lower interest rate and pay off all current balances with money from the new account.
Troutman Sanders
MAY 9, 2023
On May 1, the CFPB proposed a rule to implement a congressional mandate to establish consumer protections for residential property assessed clean energy (PACE) loans. PACE loans, secured by a property tax lien on the borrower’s home, are often promoted as a way to finance clean energy improvements, such as solar panels.
Expert insights. Personalized for you.
98 
Let's personalize your content