Consumer Financial Services Law

JANUARY 3, 2017

As was the case when the CFPB last highlighted debt collection in March of 2016, the most common complaints involved continued attempts to collect debt the consumer claimed was not owed, as well as communication tactics.

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Better Credit Blog

APRIL 6, 2022

Here are 3 proven methods to remove a charge-off from your credit report: Negotiate A “Pay for Delete” & Pay The Creditor To Delete The Charge-Off. Offer To Pay The Creditor To Delete The Charge-Off. Some creditors will claim they can’t legally remove the charge-off. Creditor Name. This isn’t true.

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Credit Corp

NOVEMBER 9, 2020

The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts.

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Better Credit Blog

APRIL 1, 2022

In other words, has Capital One sold your unpaid credit card debt to another collection agency, or is the debt still with Capital One? You can find out who owns your Capital One debt by getting a current copy of your credit report and taking a look to see who is listed as the creditor on the entry. Dispute the Collection.

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Better Credit Blog

APRIL 1, 2022

Is Credence Resource Management, LLC, contacting you about unpaid debts? The longer you avoid a debt collection agency like Credence, the more damage the agency can do to your credit score. In fact, some of the most commonly cited complaints deal with Credence’s lack of response to requests for debt verification.

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Better Credit Blog

AUGUST 31, 2020

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. Validate the Debt.

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Credit Corp

JULY 20, 2020

When you miss too many payments, your creditor may charge off the debt. When your debt is charged off as a bad debt, don’t fool yourself into thinking it goes away. A charged off debt can lead to harassing phone calls, garnished wages, and a major drop in your credit score. When Will a Charge-Off Happen?

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Collection Industry News

NOVEMBER 6, 2020

“Key to this rulemaking was ensuring that creditors would have the ability to contact their customers and work with them to remain current or to assist them if they faced hardships,” Winslow continued. “We

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Better Credit Blog

SEPTEMBER 21, 2020

Has Capital Management Services contacted you claiming you owe them a debt? If you’ve been on the receiving end of calls and letters from a debt collection agency like CMS, it’s also negatively affecting your credit score. With a few simple strategies, you can get the debt collections agency removed from your credit report.

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Debt Free Colorado

APRIL 1, 2021

Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector to disclose information about your debts to others. CREDITOR : SPEEDY CASH SERVICES. Are you trying to collect a debt or sign me up for a new loan? OUTSTANDING AMOUNT: $850.45

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Better Credit Blog

OCTOBER 2, 2020

AWA is a small debt collector that has been operating since 1993, according to its BBB profile. You can contact AWA Collections at their mailing address: 100 Church Street. Now that you have a better idea of who AWA is and are familiar with the FDCPA, it’s time to get to work removing the debt collector from your credit report.

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Better Credit Blog

NOVEMBER 5, 2020

Because along with lowering your credit score, having debt in collections opens you up to frequent phone calls and letters from the collections agency. If you’re ready to stop RMS from contacting you and get their entry deleted from your credit report, read on. Ask RMS for Proof the Debt is Yours. It’s also free!

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Better Credit Blog

FEBRUARY 19, 2021

FMA Alliance is a third-party debt collector that works with companies to recover delinquent accounts from customers. They will relentlessly contact you for reimbursement and will also take a toll on your credit score. Other complaints are the result of a more serious issue with FMA Alliance’s collection tactics.

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Better Credit Blog

OCTOBER 19, 2020

Account Control Technology is a debt collector, and if they’re contacting you, it means you probably let a payment slip through the cracks. Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. Get Proof that the Debt Is Yours.

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Better Credit Blog

OCTOBER 19, 2020

Account Control Technology is a debt collector, and if they’re contacting you, it means you probably let a payment slip through the cracks. Confronting a collections agency about your debt can be stressful, especially when you’re receiving countless calls and constant messages from them. Get Proof that the Debt Is Yours.

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Better Credit Blog

DECEMBER 29, 2020

They are a third-party debt collector and auto loan financer out of California. In order to request debt validation, you have to send Wilshire Consumer Credit a Section 609 letter. This is a formal request for them to send you the information they have on your debt. Work Out a Pay-For-Delete Agreement.

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Better Credit Blog

SEPTEMBER 8, 2020

If you owe an old landlord money on your rent, you may begin to hear from a debt collector called National Credit Systems. National Credit Systems is a third-party debt collector that has been hired on behalf of the original creditor to collect the debt from you.

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