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Appeals Court Vacates Judgment in Favor of Plaintiff in FDCPA Case Over Interest Disclosure in Letter

Account Recovery

The ruling hopefully … The post Appeals Court Vacates Judgment in Favor of Plaintiff in FDCPA Case Over Interest Disclosure in Letter first appeared on AccountsRecovery.net. The post Appeals Court Vacates Judgment in Favor of Plaintiff in FDCPA Case Over Interest Disclosure in Letter appeared first on AccountsRecovery.net.

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Can a Collection Agency Report to the Credit Bureau Without Notifying You?

Credit Corp

Can a collection agency report to a credit bureau without notifying you? Sometimes, collectors may be allowed to make a claim if they have taken the consumer to court and received a court-approved judgment. ExtraCredit is offering an exclusive discount to one of the leaders in credit repair, so sign up today.

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Judge Grants MSJ For Defendant in FDCPA Case Over Credit Karma Report

Account Recovery

What Credit Karma says in its reports about a consumer’s credit history is not gospel, a District Court judge in Tennessee has ruled, granting a defendant’s motion for summary judgment after it was accused of violating the Fair Debt Collection Practices Act because it allegedly communicated information to a credit bureau after it was instructed (..)

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What Is Zombie Debt and Why Is It a Problem?

Credit Corp

Zombie Debts and Judgments. If the original creditor went to court and obtained a judgment against you for a debt, the zombie debt cycle can be more complicated. First, judgments provide the creditor with the legal means to collect via actions such as wage garnishments or bank account liens. It can also seem a bit more vicious.

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How to Check Your Credit Report for Identity theft

Credit Corp

Tip: Liens and civil court judgments used to appear on credit reports, but credit bureaus no longer collect information about those types of public records. Bankruptcies are now the only public records included on credit reports. Credit report content sometimes varies according to the credit bureau.

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How to Remove a Public Record From Your Credit Report

Better Credit Blog

Your credit report is like a report card for your credit history. If you receive a public judgment from a court regarding one of your debts, you can end up with an entry on your credit report. These entries are extraordinarily difficult to get rid of, and they can remain on your credit report for up to seven years.

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How to Fix Your Credit in 5 Steps

Credit Corp

Your credit report begins with your basic details—your full name, your birth date, your current address, past addresses, and so forth. Credit reports should no longer include details about liens and judgments, but bankruptcies do still appear. Next, you’ll see an informational breakdown for each line of credit you have.