Credit Corp

NOVEMBER 9, 2020

Can a collection agency report to a credit bureau without notifying you? The law: Collectors can’t threaten a lawsuit, criminal prosecution, wage garnishment, jail time, or a poor credit rating unless they have the legal authority to do so and intend to do so. The answer might not be that simple.

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Collection Agencies Collections Agency Credit Bureau Collections 105

Credit Corp

JUNE 14, 2020

Zombie Debts and Judgments. If the original creditor went to court and obtained a judgment against you for a debt, the zombie debt cycle can be more complicated. First, judgments provide the creditor with the legal means to collect via actions such as wage garnishments or bank account liens.

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Debt collector Judgment Collection Agencies Collections Agency 98

Better Credit Blog

APRIL 11, 2022

While it doesn’t usually affect your credit score , you may want to correct information with the credit bureau if an employer you’ve never worked for is listed. Phone Numbers: You’ll see phone numbers associated with your credit accounts. Civil judgments. Garnishments. Disputing Credit Errors.

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Creditors Loans Credit Bureau Lender 15