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How to Check Your Credit Score Without Hurting It

Credit Corp

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. It’s crucial to keep track of your credit score regularly, but many people are hesitant to check it because they’re afraid it will have a negative impact.

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How to Check Your Credit Report for Identity theft

Credit Corp

Promotional inquiries and account review inquiries are nothing to worry about, because they’re preapproved credit offer inquiries or inquiries by companies you already do business with. Tip: Sometimes, the name of a financial institution doesn’t precisely match the name of the company checking your credit.

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How to Use Alternative Data to Build Your Credit Report

Titan Consulting

Alternative credit sources that do not report to the credit bureaus can include payments for rent, utilities, service accounts, and personal loans. Rent Bureau , now owned by the credit bureau Experian, electronically compiles rental data from property management companies and individual landlords.

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What Is a Good Credit Score?

Credit Corp

The three-digit numbers called credit scores are how the scoring institutions break down your credit profile. That number is calculated based on the information in your credit report at a credit bureau. Your file is a picture of how you’ve used credit to date. credit score for free for life.

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What is Debt Consolidation and How Does it Work?

Better Credit Blog

These include transferring all your debt onto just one credit card as well as taking out a secured or unsecured personal loan—perhaps with the help of a professional debt consolidation company. HELOC loans are similar, except that you can continue to draw money from them—up to a set amount. Credit card 3.